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First National Bank can assist with home equity loans
May 26, 2014

Looking to build a deck this spring, or increase the value of your home by finishing your basement?

Take advantage of today’s low-interest rates on a home equity loan or line of credit through First National Bank in Cokato.

With terms as long as 15 years, home equity loans offer fixed and variable rates and can often be tax-deductible.

First National Bank provides fast turnaround because the underwriting decisions are made right in the Cokato branch.

Home equity loans are a great option for various improvements and purchases, including new windows, roofing, additions, decks, remodels, and more.

Stop in or call Tom Czplewski to get started on your home improvement plans, (320) 286-2191.

Four-star bank

Something the bank is proud of is its four-star rating by Bauer Financial.

Banks are rated one through five (four being excellent) based on earnings, capital, and the overall financial condition of the bank, explained Mike Seaberg, vice president. Therefore, the higher the rating, the stronger the bank.

Though the products and services may remain the same when it comes to larger, national banks, “it’s the manner in which we conduct business that differentiates us.”

The bank has been under local ownership with the Knoff family for more than 30 years, and most of its employees have been with the company from five to 30 years.

“We have the ability to know our customers and their needs,” Seaberg said, explaining the employees are customers’ neighbors; living, shopping, and going to church in the same community.

“It takes that stability, trust and financial strength to allow us to provide for our customers. And that feels good,” Seaberg commented.

History of First National Bank

The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business Nov. 2, 1916, with total assets of $970.62.

First National has enjoyed the privilege of contributing to the success of many of the community’s residents and businesses over the years.

The First National Bank of Cokato is committed to providing local residents services they can count on.

Bank location, hours

The office is located at 365 Broadway Avenue South, located only three blocks south of Highway 12.

The bank’s lobby hours are 8 a.m. to 5 p.m. Mondays through Fridays.

Drive-up is open 8 a.m. to 6 p.m. Mondays through Fridays, and 8 a.m. to noon Saturdays.

For online banking, visit www.fnbcokato.com.

In addition to online banking, customers may conduct banking transactions over the phone by using the Telebank line at 1-866-707-6980 (toll free).

To report a lost or stolen debit card, call the bank immediately at (320) 286-2191, or after bank hours, at 1-800-500-1044.

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