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Herald Journal Notices
New public notices published in the issue of November 9, 2009
Notice of Proposed Property Taxes
The Howard Lake city council will hold a public hearing on its budget and on the amount of property taxes it is proposing to collect to pay for the costs of services the city will provide in Year 2010.
Attend the Public Hearing
All Howard Lake residents are invited to attend the public hearing of the city council to express their opinions on the budget and on the proposed amount of 2010 property taxes. The hearing will be held on:
December 1, 2009 at 7:00 p.m.
City Hall, 625 8th Avenue
Published in the Herald Journal Nov. 9, 2009.

CITY OF WAVERLY
PLANNING COMMISSION
LEGAL NOTICE
NOTICE OF PUBLIC HEARING
COMPREHENSIVE PLAN
NOTICE IS HEREBY GIVEN that the final draft of the Waverly Comprehensive City and Parks Plan, based upon the recommendation of the City and Parks Plan Task Force Committee will be considered at a Public Hearing on November 19, 2009 at 7:15 p.m. in the council chambers of Waverly City Hall.
The Plan may be accessed at the planning consultant’s web site: http://nacplanning.com/Waverly Comp City Parks.html. A full paper copy is available for public viewing at the Waverly City Offices. Anyone wishing to submit their comments in writing may either send them by email to waverlymn@gmail.com or by mail to Debbie Ryks, City Clerk/Treasurer, P.O. Box 189, Waverly, MN 55390.
Comments should be received before November 19, 2009. Additional information relating to the hearing may be obtained from the Office of the City Clerk.
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
BAKKEN BUILDING & REMODELING
LOCATION: 5391 Quimby Avenue NW – Part of the NE 1/4 of SE 1/4, . . Section 5, Township 120, Range 28, Wright County, Minnesota. (W. Lake Sylvia – French Lake Twp.) Tax #209-000-054101 Property owner: Schumacher
Requests a variance of Section 605.5(2) & (3) and 612 of the Wright County Zoning Ordinance to construct a new second-story addition of 1,724 sq. ft. above the existing dwelling that is 43’ from the ordinary high-water mark of lake, 11.3’ from the south side lot line and 62’ from the centerline of town road.
REASON A VARIANCE IS NEEDED: Expansion of substandard buildings requier a variance. A minimum setback is 75’ from ordinary high-water mark of lake, 15’ from the side property lilne and 65’ from centerline of local/town road.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, November 20, 2009
TIME: 9:00 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
CHARLES R. & KARL M. BENNETT
LOCATION: 9895 Norton Avenue NW – Lot 1, Spring Beach, according to plat of record, Section 14, Township 121, Range 28, Wright County, Minnesota. (Lake Augusta – Southside Twp.) Tax #217-051-000010
Requests a variance of Section 404, 405.2, 502.2 & 612 of the Wright County Zoning Ordinance to raise the existing dwelling that is on a crawl space, 80’ from the ordinary high-water mark of lake and construct a full basement (7’ + headroom) with ingress/egress windows. Lot is undersized.
REASON A VARIANCE IS NEEDED: Minimum lot size is 20,000 sq. ft., minimum setbacks are 100’ from a Recreational Development lake and alteration/expansion of substandard structures require a variance.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, November 20, 2009
TIME: 9:00 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
DOROTHY A. CORENS
LOCATION: 10861 & 10879 Hollister Avenue NW – Part of Gov’t Lot 1; also Lots 13-16, Block 2, Sugar Lake Heights, according to plat of record, all in Section 11, Township 121, Range 27, Wright County, Minnesota. Tax #206-079-002150; -002130; 206-000-111104 & -111107 Owners: Applicant and Aslakson
Requests a lot line adjustment as regulated in Section 502.2 of the Wright County Zoning Ordinance to separate an existing 3.73 acre lot zoned R-2 as follows: 1.04 acres that includes an accessory structure and holding tank to be combined with tax #206-000-111107 & tax #206-079-002150; and .18 acre to be attached to 206-079-002130 as one parcel; leaving a remainder parcel of 2.5 acres as a residential building lot (R-2 standards require 2.5 acre minimum lot size).
REASON A VARIANCE IS NEEDED: lot line adjusments of this nature require Board approval.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, November 20, 2009
TIME: 9:00 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, November 19, 2009 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
DUININCK, INC.
LOCATION: 8403 County Road 3 NW – E 1/2 of SE 1/4, except . . .; NE 1/4 south of the roadway, Section 22, Township 121, Range 28, Wright County, Minnesota. (Southside Twp.) Tax #217-000-224102
Petitions to renew the Conditional Use Permit to allow mining, processing and stockpile of gravel and granular materials along with as periodic hot mix production as regulated in Section 727 of the Wright County Zoning Ordinance.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, November 19, 2009 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
MICHAEL FORSTIE
LOCATION: xxx Part of SE 1/4 of SE 1/4, Section 8, Township 119, Range 28, Wright County, Minnesota. (Cokato Twp.) Tax #205-000-084403 Owner: Cokato Laestadian Lutheran Church
Petitions for a Conditional Use Permit to build a new church on the property as regulated in Section 604.4 of the Wright County Zoning Ordinance.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, November 19, 2009 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
MATHIOWETZ CONSTRUCTION COMPANY
LOCATION: 3487 37th Street SE – S 1/2 of SW 1/4 and part of W 60 acres of SE 1/4 south of centerline of county road, except tract described on Doc# 693055, Section 22, Township 119, Range 25, Wright County, Minnesota. (Rockford Twp.) Tax #215-100-224300 OWNER: Taylor
Petitions for expansion of the conditional use permit (sand/gravel mining) to include a crusher to operate two 10-day intervals a year with the maximum number of work days to be 20 as regulated in Section 727 of the Wright County Zoning Ordinance.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
ANTHONY J. SCHAUST
LOCATION: 3878 – 100th Street SE – E 1/2 of E 1/2 of the SE 1/4, Section 22, Township 118, Range 25, Wright County, Minnesota. (Franklin Twp.) Tax #208-200-224100
Requests a variance of Section 604.6(4) of the Wright County Zoning Ordinance to divide off the existing homestead with approximately 11 acres. Division to include more than 2.5 acres of tillable land in order to square off the lot lines and include existing driveway.
REASON A VARIANCE IS NEEDED: residential divisions cannot include more than 2.5 acres of tillable land for a maximum lot size of 10 acres.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, November 20, 2009
TIME: 9:00 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, November 19, 2009 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
CHRISTIAN C. VANLITH
LOCATION: NE 1/4 of SW 1/4 and NW 1/4 of SE 1/4, except . . ., Section 35, Townsip 122, Range 27, Wright County, Minnesota. (Clearwater Twp.) Tax #204-100-353100
Petitions to rezone the east 40 acres from AG General Agricultural to A/R Agricultural-Residential (no subdivision proposed at this time) as regulated in Section 603 of the Wright County Zoning Ordinance.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, November 19, 2009 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Courthouse, in the City of Buffalo, Minnesota at 8:00 p.m. to consider adding the following amendments to the Wright County Zoning Ordinance:
761. Wind Energy Conversion Systems
This ordinance will establish regulations on the installation and operation of Wind Energy Conversion Systems within Wright County.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Nov. 9, 2009.


NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 19, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,450.00
MORTGAGOR(S): Colin Marrin, a single person
MORTGAGEE: Marketplace Home Mortgage, LLC, a Minnesota corporation
DATE AND PLACE OF FILING: Filed October 1, 2003, Wright County Recorder; Document No. A876887
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
LEGAL DESCRIPTION OF PROPERTY: The West 80 feet of the East 813 feet of the North 165 feet of the South 198 feet and the West 10 feet of the North 156 3/4 feet of the South 189 3/4 feet of the East 733 feet of the NE 1/4 of the SE 1/4 of Sec. 28-119-28, except therefrom the following four parcels:
1. The North 15.75 feet of the West 80 feet of the East 813 feet of the North 165 feet of the South 198 feet of the NE 1/4 of the SE 1/4 of Sec. 28-119-28;
2. The North 7.50 feet of the West 10 feet of the North 156 3/4 feet of the South 189 3/4 feet of the East 733 feet of the NE 1/4 of the SE 1/4 of Sec. 28-119-28;
3. The land described in that judgment recorded as Document 689849 in the office of the Wright County Recorder;
4. The land described in that judgment recorded as Document 689850 in the office of the Wright County Recorder
STREET ADDRESS OF PROPERTY: 520 Brooks Lake Road, Cokato, MN 55321
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $113,578.31
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 23, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 23, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 30, 2009
WELLS FARGO BANK, NA
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7018)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 22, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,800.00
MORTGAGOR(S): Christine K. Brown and Todd M. Brown, wife and husband
MORTGAGEE: Washington Mutual Bank, FA
LENDER: Washington Mutual Bank, FA
SERVICER: JPMorgan Chase Bank, National Association
DATE AND PLACE OF FILING: Filed September 16, 2005, Wright County Recorder, as Document Number A977437
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Hanover Hills
PROPERTY ADDRESS: 353 Jansen Ave, NE, Hanover, MN 55341
PROPERTY IDENTIFICATION NUMBER: 108-030-001020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $316,413.47
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 26, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by April 26, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 1, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for October 26, 2009, at 10:00 A.M., has been postponed to January 27, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 27, 2010 at 11:59 P.M.
Dated: October 26, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Nov. 5, 2009.

STATE OF MINNESOTA
COUNTY OF HENNEPIN
DISTRICT COURT
FOURTH JUDICIAL DISTRICT
Master File No: 27-CV-09-6984
Judge Ann L. Alton
In re Mortgage Foreclosure Litigation
Involving Lakeland Construction Finance,
LLC, and LCF Funding I, LLC
STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL DISTRICT
Case Type: Mortgage Foreclosure
Hennepin County Court File No.:
27-CV-09-7665
Wright County Court File No.:
86-CV-08-8953
LCF Funding I, LLC, a Delaware limited liability company,
Plaintiff,
vs.
Creative Real Estate Services, Inc., a
Minnesota corporation, Creative Real Estate Development Corp., Jack A. Kornovich, individually, And Lakeland Construction Finance, LLC, a Minnesota limited liability company, John Doe, Mary Roe, and ABC Corporation,
Defendants.
NOTICE OF SHERIFF’S SALE
UNDER JUDGMENT AND DECREE
NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the aboveentitled action on October 21, 2009, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the aboveentitled action, the Sheriff of Wright County will sell at public auction, to the highest bidder for cash, on December 22, 2009, at 10:00 a.m., at the Sheriff’s Office, Ten Second Street NW, Buffalo, MN 55313, in said state and county, the premises and real estate described in said Judgment:
Lots 1 and 2, Block 1;
Lots 1, 2, 3, 4, 5, 6, 7, 9, 10, 11 and 12 in Block 2;
Lots 1, 3, 5, 7, 9, 11, 13 and 15 in Block 3;
Lots 3, 5, 7, 9, 13, 14, 15, 16, 17 and 18 in Block 4;
Lots 1, 3, 5, 6, 7, 9, 11 and 12, Block 5;
Lots 1, 2, 3 and 4, Block 6;
Lots 1, 2, 3, 4 and 5, Block 9;
Lots 2, 4, 5, 6, 7, 8 and 9, Block 10;
Lots 1, 2 and 3, Block 11;
All in Woodland Shores
Lots 1 and 2, Block 1;
Lots 1-14 inclusive, Block 2;
Lots 1-9 inclusive, Block 3;
Lots 1-11 inclusive, Block 4;
Lots 1-5 inclusive, Block 5;
Lots 1-11 inclusive, Block 6;
Lots 1-7 inclusive, Block 7;
Lots 1-8 inclusive, Block 8;
Outlots A, B, C, D and E
All in Woodland Shores 2nd Addition
Wright County, Minnesota
Property Addresses: Not Assigned
Dated this 28th day of October, 2009
/s/ Gary L. Miller
Sheriff of Wright County
By: /s/ Jim Koenig
Deputy Sheriff
LEONARD, O’BRIEN SPENCER, GALE & SAYRE, LTD.
By: /s/ Patrick J. Lindmark, #388064
Ernest F. Peake, #212453
Attorney for Plaintiff LCF Funding I, LLC
100 South Fifth Street, Suite 2500
Minneapolis, MN 55402
(612) 332-1030
411332
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 24, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,000.00
MORTGAGOR(S): Linda M. Eden, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100037506559828638
LENDER: GMAC Mortgage Corporation DBA ditech.com
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed June 6, 2006, Wright County Recorder; as Document Number A 1012575
LEGAL DESCRIPTION OF PROPERTY: A tract of land in the East Half of Government Lot One, Section 10, Township One Hundred Twenty One, and Range Twenty Three described as follows: Starting at the Northeast corner of Lot Twenty Two of the duly recorded plat of Riverside Park located in the West Half of Government Lot One of Section 10, Township 121, and Range 23, thence at right angles 33ft to the center line of highway No. 101; thence South along the center line, 565 feet; thence East at right angles 33 feet to point of beginning on East line of Right of way Trunk Highway No. 101; thence South along the right of way 60 feet; thence East at right angles 500 feet to the bank of the Mississippi River; thence Northwesterly along the river bank to point 490 ft. distance at right angles from point of beginning; thence West 490 feet to point of beginning
PROPERTY ADDRESS: 10168 Parrish Ave. NE, Elk River, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118-500-104404
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,273.30
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 21, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 21, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 4, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 5, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,500.00
MORTGAGOR(S): Leo H. Gagnon, a single person
MORTGAGEE: Mortgages Unlimited, Inc.
LENDER: Mortgages Unlimited, Inc.
SERVICER: JPMorgan Chase Bank, National Association
DATE AND PLACE OF FILING: Filed January 12, 2007, Wright County Recorder, as Document Number A1039314
ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank; Dated: January 5, 2007 filed: January 12, 2007, recorded as document number A1039315; Thereafter assigned to Mortgage Electronic Registration Systems, Inc. Dated April 4, 2007 and recorded on April 9, 2007 as Document Number A1049327; Thereafter assigned to JPMorgan Chase Bank, National Association dated October 21, 2009.
LEGAL DESCRIPTION OF PROPERTY: Lots 11 and 12, Block 25, Townsite of Waverly
PROPERTY ADDRESS: 117 3rd St. S., Waverly, MN 55390
PROPERTY IDENTIFICATION NUMBER: 116-010-025110
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $121,930.82
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 28, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 28, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 30, 2009
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 27, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00
MORTGAGOR(S): Amy J. Gibson and Erik A. Gibson, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100029500014217982
LENDER: Taylor, Bean & Whitaker Mortgage Corp.
SERVICER: Ocwen Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed November 6, 2006, Wright County Recorder, as Document Number A1031927
ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC; Dated: September 3, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 7, Albert Villas Sixth Addition, Wright County, Minnesota.
PROPERTY ADDRESS: 4909 Kama Lane NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101096007150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $333,510.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 2, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by May 3, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 10, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 2, 2009, at 10:00 A.M., has been postponed to December 3, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 3, 2010 at 11:59 P.M.
Dated: November 2, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Nov. 9, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 25, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,194.00
MORTGAGOR(S): Kent Holthaus, a single person
MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company
DATE AND PLACE OF FILING: Filed December 7, 2005, Wright County Recorder; Document No. A989521
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA
LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Klein Farms Estates 2nd Addition, CIC No. 48
STREET ADDRESS OF PROPERTY: 9456 Eagle Eye Court, Monticello, MN 55362
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $161,045.48
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 23, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 23, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2009
WELLS FARGO BANK, NA
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7019)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 12, 1999
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,924.00
MORTGAGOR(S): Jeffrey W. Anderson Jr. and Kimberly Sue Anderson, husband and wife AND Jeffrey W. Anderson, a married person
MORTGAGEE: Prime Mortgage Corporation
LENDER: Prime Mortgage Corporation
SERVICER: Nationwide Advantage Mortgage Company
DATE AND PLACE OF FILING: Filed March 17, 1999, Wright County Recorder, as Document Number 672781
ASSIGNMENTS OF MORTGAGE: Assigned to: Allied Group Mortgage Company; Dated: March 12, 1999 filed: March 17, 1999, recorded as document number 672782
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, East River Fourth Addition
PROPERTY ADDRESS: 5154 108th St. SE, Delano, MN 55328
PROPERTY IDENTIFICATION NUMBER: 208214001040
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $95,811.20
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 4, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 6, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 4, 2009
Nationwide Advantage Mortgage Company fka Nationwide Home Mortgage Company fka Allied Group Mortgage Company
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 23, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00
MORTGAGOR(S): Kelly Klein, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100053030011077238
LENDER: Aegis Wholesale Corporation
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed March 21, 2007, Wright County Recorder, as Document Number A1047321
ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Ponderosa
PROPERTY ADDRESS: 2797 110th St. NE, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 213 136 002010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,855.94
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 4, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 6, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 30, 2009
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 31, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00
MORTGAGOR(S): Dee Ann Klempke, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Encore Credit Corp., a California corporation
DATE AND PLACE OF FILING: Filed November 10, 2005, Wright County Recorder; Document No. A986143
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Credit Suisse First Boston HEAT 2006-3
LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Balboul Estates
STREET ADDRESS OF PROPERTY: 109 Hedman Lane, Monticello, MN 55362
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,058.95
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 2, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 2, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON HEAT 2006-3
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6256)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 27, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,800.00
MORTGAGOR(S): Benito Pacheco Jimenez and Francisca Rosario Moctezuma, husband and wife
MORTGAGEE: Mortgages Unlimited, Inc.
LENDER: Mortgages Unlimited, Inc.
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed May 4, 2006, Wright County Recorder; as Document Number A1008107
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: March 27, 2006 filed: May 4, 2006, recorded as document number A1008108; Thereafter assigned to OneWest Bank, FSB, dated October 27, 2009.
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Klein Farms 4th Addition
PROPERTY ADDRESS: 9067 Fieldcrest Circle, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155 105 001150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,345.80
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 4, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 6, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2009
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 8, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00
MORTGAGOR(S): Wayne W. Rogers, a single person
MORTGAGEE: Equity Direct Mortgage Corp.
LENDER: Equity Direct Mortgage Corp.
SERVICER: EMC Mortgage Corporation
DATE AND PLACE OF FILING: Filed September 12, 2007, Wright County Recorder; as Document Number A 1065701
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: June 8, 2007 filed: September 25, 2007, recorded as document number A 1067107; Thereafter assigned to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I, LLC, Asset-Backed Certificates, Series 2007-HE6,dated October 27, 2009.
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 6, Zahler’s Sixth Addition, Wright County, Minnesota
PROPERTY ADDRESS: 217 SW Carissa Ln., Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-064-006090
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $196,641.14
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 6, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2009
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I, LLC, Asset-Backed Certificates, Series 2007-HE6
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 19, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00
MORTGAGOR(S): Judith A. Seibert and Peter N. Seibert, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for FMF Capital, LLC a Michigan limited liability company
DATE AND PLACE OF FILING: Filed August 26, 2005, Wright County Recorder; Document No. A 974198
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates Series 2006-BC1
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Heights South
STREET ADDRESS OF PROPERTY: 11 HEIGHTS ROAD NE, ST. MICHAEL, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,760.81
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 5, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES SERIES 2006-BC1
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9544)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 31, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00
MORTGAGOR(S): Todd M. Anderson and Jessie A. Anderson, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100062604700022702
LENDER: Homecomings Financial Network, Inc.
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed September 13, 2006, Wright County Recorder, as Document Number A 1025465
LEGAL DESCRIPTION OF PROPERTY: The North 62 feet of Lots 1 and 2, Fleener’s Addition to the Townsite of Howard Lake
PROPERTY ADDRESS: 817 10th Ave. Howard Lake, MN 55349
PROPERTY IDENTIFICATION NUMBER: 109-015-000011
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,260.55
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 28, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 28, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 30, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 23, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00
MORTGAGOR(S): Thomas R. Gibson and Judy L. Gibson, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership
DATE AND PLACE OF FILING: Filed June 3, 2005, Wright County Recorder; Document No. A-961806
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Zimmer Farms
STREET ADDRESS OF PROPERTY:12074 65th Street NE, Otsego, MN 55301
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,074.92
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 2, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 2, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6719)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 26, 1998
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00
MORTGAGOR(S): John Tack and Elizabeth Tack, husband and wife
MORTGAGEE: Norwest Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed November 5, 1998, Wright County Recorder; Document No. 660685; and as modified of record by Document No. A 1090501 rcorded 6/10/2008
ASSIGNMENTS OF MORTGAGE: Assigned to: None
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Winfield Ponds 2nd Addition
STREET ADDRESS OF PROPERTY: 6960 Country Lane, Rockford, MN 55373
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $104,954.18
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 2, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 2, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6700)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 9, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00
MORTGAGOR(S): Timothy c. Welper, an unmarried man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001944-5000072150-7
LENDER: Fremont Investment & Loan
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed October 8, 2003, Wright County Recorder; as Document Number A 878177
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Schandosy Hills
PROPERTY ADDRESS: 13652 57th St. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114136001100
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $222,434.87
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 21, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 21, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 9, 16, 23, 30, Dec. 7 and 14, 2009.