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Herald Journal Notices
New public notices published in the issue of December 14, 2009
Filing Notice
Notice is hereby given that a Township Election in the Town of Victor, County of Wright, State of Minnesota will be held on March 9, 2010. Affidavits of candidacy may be filed with Town Clerk, Sharon Glessing, by appointment at 320-543-3702 from December 29, 2009 thru 5:00 p.m. January 12, 2010 for the offices of:
One (1) Supervisor 3 year term
One (1) Clerk 2 year term
Sharon Glessing
Victor Township Clerk
Published in the Herald Journal Dec. 14 and 21, 2009.

NOTICE
ISD 2687 is required to publish the district’s budgeted revenues and expenditures report, which can be found on the school district’s web site: www.hlww.k12.mn.us; under district business office, and then budget publication.
Published in the Herald Journal Dec. 14, 2009.

STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL DISTRICT
CASE TYPE 14: OTHER CIVIL
MORTGAGE FORECLOSURE
Court File NO. 86-CV-09-6725
MidFirst Bank,
Plaintiff,
vs. Kent D. Andrews,
John Doe and Mary Roe.
Defendant(s).
AMENDED SUMMONS
THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS:
YOU ARE HEREBY SUMMONED and required to serve upon plaintiff’s attorney, within 20 days after service of this Summons, exclusive of the date of service, an Answer to the attached Complaint of the plaintiff, which Complaint is on file in the Office of the above-named Court, which Complaint is herewith served upon you in accordance with the Rules of Civil Procedure of the State of Minnesota.
NOTICE OF ALTERNATIVE DISPUTE RESOLUTION
Parties to a lawsuit are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration, and other processes set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program.
The object of this action is to effect a foreclosure by action of the referenced property. If you fail to answer the Complaint within the time aforesaid, judgment by default will be taken against you for the relief demanded in said Complaint, together with plaintiff’s costs and disbursements.
This action involves, effects or brings into question real property situated in the County of Wright, Minnesota and legally described as follows:
Lots 1 and 2, Block 3, Cedar Lake Park, Wright County, Minnesota.
IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE AN AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY.
YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY.
YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED.
IF THE PROPERTY TO BE SOLD CONTAINS SEPARATE TRACTS, YOU MAY REQUEST THAT THE TRACTS BE SOLD AND REDEEMED SEPARATELY.
EACH OF THE SEPARATE TRACTS MUST CONFORM TO LOCAL ZONING ORDINANCES.
YOU MUST PROVIDE THE COURT WITH A COPY OF THE LEGAL DESCRIPTION OF EACH OF THE TRACTS YOU HAVE DESIGNATED TO BE SOLD SEPARATELY.
Dated: 11/30/09
SHAPIRO, NORDMEYER & ZIELKE, LLP
/S/ Kristine M. Spiegelberg #308845
Attorney for Plaintiff
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060 ext. 120
THIS MAY BE DEEMED A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Published in the Herald Journal Dec. 14, 21, and 28, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: December 8, 2009
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated May 19, 2006, executed by Robert C. Salti, a single person, as Mortgagor, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record June 20, 2006, as Document No. A1014382, in the office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The original principal amount secured by the Mortgage was $224,611.98.
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $236,971.21.
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Lot Four (4), Block Two (2),
Cardinal Hills Second Addition,
Wright County, Minnesota;
will be sold by the Sheriff of Wright County, Minnesota, at public auction on February 12, 2010, at 10:00 a.m. at the office of the Wright County Sheriff, 3800 Braddock Avenue Northeast, Buffalo, Minnesota.
7. The mortgagor must vacate the property on or before 11:59 p.m. August 12, 2010, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.
8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.
9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Foreclosure Data required by Minn. Stat. Sec. 580.025
1. Property Address: 5141 Starling Drive, Monticello, Minnesota 55362
2. Transaction Agent: Not Applicable
3. Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc.
4. Residential Servicer: Wells Fargo Financial Minnesota, Inc.
5. Tax Parcel Identification Number: 155-073-002040
6. Transaction Agent’s Mortgage ID Number: Not Applicable
Wells Fargo Financial Minnesota, Inc.
Attorneys for Mortgagee
Mark D. Stephenson
STEPHENSON, SANFORD & THONE, P.L.C.
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN 55391
(952) 404-2100
1931
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: November 25, 2009
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated October 20, 2004, executed by Vincent J. Peterson, a single person, as Mortgagor, to Great Northern Bank, as Mortgagee, and filed for record December 9, 2004, as Document No. A938563, in the office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The original principal amount secured by the Mortgage was $76,000.00.
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $64,832.07.
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Lot 7, Block1, Praught’s Addition and that part of the Southwest Quarter of the Northwest Quarter of Section 33, Township 121, Range 23, Lying North of the South 726.47 feet; lying West of the tract deeded to the State of Minnesota, lying South of the plat of Praught’s Addition and lying East of the West 645 feet thereof, Wright County, Minnesota.
will be sold by the Sheriff of Wright County, Minnesota, at public auction on January 28, 2010 at 10:00 a.m. at the office of the Wright County Sheriff, 3800 Braddock Avenue NE, Buffalo, Minnesota.
7. The mortgagor must vacate the property on or before 11:59 p.m. July 28, 2010, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, or the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under Minn. Stat. Sec. 582.032.
8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.
9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Foreclosure Data required by Minn. Stat. Sec. 580.025
1. Property Address: 14179 67th Circle NE, Otsego, MN 55330
2. Transaction Agent: Not Applicable
3. Name of Mortgage Originator (Lender): Great Northern Bank
4. Residential Servicer: Great Northern Bank
5. Tax Parcel Identification Number: 118-029-001070
6. Transaction Agent’s Mortgage ID Number: Not Applicable
Great Northern Bank
Attorneys for Mortgagee
Katherine J. Ford
STEPHENSON, SANFORD & THONE, P.L.C.
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN 55391
(952) 404-2100
6877
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 27, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,450.00
MORTGAGOR(S): Melinda R. Beckers, An Unmarried Woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100020000450272160
LENDER: PHH Home Loans, Inc.
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed October 8, 2007, Wright County Recorder, as Document Number A 1068609
ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 12, 2008 filed: January 12, 2009, recorded as document number 1106337
LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Willow Glen Condominium, Common Interest Community No. 81
PROPERTY ADDRESS: 945 Willow Glen Drive, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103-215-000104
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $174,080.04
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 10, 2009
PHH Mortgage Corporation
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 28, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,500.00
MORTGAGOR(S): William E. Bonilla, single, Maria D. Lopez and Jorge Muniz, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage Lenders Network USA Inc., a Delaware corporation
DATE AND PLACE OF FILING: Filed December 21, 2006, Wright County Recorder; Document No. A 1036896
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for the BSSP Trust Series 2007-EMX1
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block1, Cedar South
STREET ADDRESS OF PROPERTY: 510 9th St., Clearwater, MN 55320
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $222,449.78
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 26, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 9, 2009
WELLS FARGO BANK, N.A. AS TRUSTEE FOR THE BSSP TRUST SERIES 2007-EMX1
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9751)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 25, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,960.00
MORTGAGOR(S): Scott G. Fahey and Inge T. Fahey, FKA Wijanti T. Fahey, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100177700000371112
LENDER: Home Town Mortgage, Inc. dba KleinMortgage
SERVICER: BAC Home Loans Servicing, LP
DATE AND PLACE OF FILING: Filed April 1, 2005, Wright County Recorder, as Document Number A 952985
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of New York Mellon fka Bank of New York as Trustee for the Benefit of the Certificateholders of CWALT Inc. Alternative Loan Trust 2005-33CB, Mortgage Pass-Through Certificates, Series 2005-33CB; Dated: April 13, 2009 filed: April 20, 2009, recorded as document number A 1115373
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 10, Arbor Creek
PROPERTY ADDRESS: 7764 Lander Ave. NE, Otsego, MN 55301
PROPERTY IDENTIFICATION NUMBER: 118-181-010150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,499.43
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 9, 2009
Bank of New York Mellon fka Bank of New York as Trustee for the Benefit of the Certificateholders of CWALT Inc. Alternative Loan Trust 2005-33CB, Mortgage Pass-Through Certificates, Series 2005-33CB
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE
Pursuant to Minnesota Statutes Section 582.32
Date: December 9, 2009
NOTICE IS HEREBY GIVEN THAT:
1. Default has occurred in the conditions of the Mortgage dated May 22, 2007, executed by Ronald L. Falde, an individual, Gary L. Falde, an individual, Janell E. Falde, an individual, and Julie A. Falde, an individual, in favor of the Bank of Maple Plain, which was recorded May 24, 2007, in the office of the Wright County Recorder as Document No. A1054334, and which was re-recorded December 20, 2007, as Document No. A1075128 to correct the name of one of the mortgagors.
2. The Mortgage has not been assigned.
3. The original principal amount secured by the Mortgage was: $200,000.00
4. All pre-foreclosure requirements have been complied with, and no action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
5. At the date of this notice the amount due on the Mortgage, and taxes and other protective advances, if any, paid by the holder of the Mortgage is $241,150.02
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Lot 3, Block 2, Spring Park, according to the plat on file and of record in the office of the Wright County Recorder;
Street Address: 13943 102nd Street N.W., South Haven, MN 55382;
Tax Parcel Identification Number: 217-054-002030
will be sold by the Sheriff of Wright County, Minnesota, at public auction on January 12, 2010, at 10:00 a.m., at the Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, MN 55313.
7. The time allowed by law for redemption by Mortgagor(s) or Mortgagor’s personal representatives or assigns is two (2) months from the date of sale.
8. The sale is pursuant to an Agreement for Voluntary Foreclosure between the Mortgagor and the Mortgagee dated October 14, 2009, and filed in the office of the County Recorder for Wright County, Minnesota on October 20, 2009 as Document No. A1131336.
9. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subdivision 9, beginning after the expiration of the Mortgagor’s redemption period.
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR, WITHIN THE TIME PROVIDED BY LAW, IS NOT AFFECTED BY THIS ACTION.
Attorney(s) for Mortgagee:
/s/ Kaarin K. Foede
Melchert Hubert Sjodin, PLLP
121 West Main Street, Suite 200
Waconia, MN 55387
(952) 442-7700
Published in the Herald Journal Dec. 14, 21, 28, 2009, and Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 11, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00
MORTGAGOR(S): Doris M. Gbollie, a Maried Woman
MORTGAGEE: Washington Mutual Bank, FA
LENDER: Washington Mutual Bank, FA
SERVICER: JPMorgan Chase Bank, National Association
DATE AND PLACE OF FILING: Filed September 14, 2007, Wright County Recorder, as Document Number A 1066080
LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Groveland 2nd Addition
PROPERTY ADDRESS: 9919 Weston Drive, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155132002050
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $255,332.00
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 18, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: March 30, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for May 18, 2009, at 10:00 a.m., has been postponed to June 17, 2009, at 10:00 a.m., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
Dated: May 18, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie - 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for June 17, 2009, at 10:00 A.M., has been postponed to July 29, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
Dated: June 17, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie - 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for July 29, 2009, at 10:00 A.M., has been postponed to September 8, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by March 8, 2010 at 11:59 P.M.
Dated: July 29, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie - 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for September 8, at 10:00 A.M., has been postponed to December 10, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 10, 2010 at 11:59 P.M.
Dated: September 8, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie - 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 10, 2009, at 10:00 A.M., has been postponed to January 12, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 12, 2010 at 11:59 P.M.
Dated: December 10, 2009
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie - 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
Published in the Herald Journal Dec. 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 27, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00
MORTGAGOR(S): Amy J. Gibson and Erik A. Gibson, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100029500014217982
LENDER: Taylor, Bean & Whitaker Mortgage Corp.
SERVICER: Ocwen Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed November 6, 2006, Wright County Recorder, as Document Number A1031927
ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC; Dated: September 3, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 7, Albert Villas Sixth Addition, Wright County, Minnesota.
PROPERTY ADDRESS: 4909 Kama Lane NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101096007150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $333,510.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 2, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by May 3, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 10, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 2, 2009, at 10:00 A.M., has been postponed to December 3, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 3, 2010 at 11:59 P.M.
Dated: November 2, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 3, 2009, at 10:00 A.M., has been postponed to December 30, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 30, 2010 at 11:59 P.M.
Dated: December 3, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Dec. 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 18, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00
MORTGAGOR(S): Joseph O. Hagen and Beth A. Hagen, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed March 25, 2004, Wright County Recorder; Document No. A901911
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, St. Michael Heights
STREET ADDRESS OF PROPERTY: 510 1st Street Northwest, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $103,649.39
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 29, 2009 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 29, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 24, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y5089)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: December 29, 2009 at 10:00 a.m. to February 16, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 16, 2010.
Dated: December 9, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y5089)
Published in the Herald Journal Dec. 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 10, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00
MORTGAGOR(S): Louis Kaeter, single
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for M&I Bank, FSB, a Nevada corporation
DATE AND PLACE OF FILING: Filed December 6, 2006, Wright County Recorder; Document No. A 1035268
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Riverplace
STREET ADDRESS OF PROPERTY: 5401 Ramier Avenue, Rogers, MN 55374
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $262,390.30
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 26, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 7, 2009
HSBC MORTGAGE SERVICES, INC.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9653)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: December 1, 2009
NOTICE IS HEREBY GIVEN THAT:
1. Default has occurred in the conditions of the Mortgage owned by KleinBank as mortgagee, dated May 15, 2008, executed by NBD Properties, LLC, as Mortgagor, to KleinBank, and filed in the Office of the County Recorder for Wright County, Minnesota on May 21, 2008, as Document No. A1088820, which was modified by a Mortgage Modification and Extension Agreement dated December 3, 2008, and recorded December 18, 2008, as Document No. A1104892, and which was modified by a Second Mortgage Modification and Extension Agreement dated April 27, 2009, and recorded May 11, 2009, as Document No. A1117220 (the “Mortgage”).
2. The Mortgage has not been assigned.
3. The original principal amount secured by the Mortgage was: $2,437,200.00.
4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $1,389,987.49.
7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Lot 1, Block 1, NELSON OFFICE PARK, Wright County, Minnesota
Property Address: 114 Commerce Circle, Buffalo, Minnesota 55313
Parcel I.D. No.: 103-237-001010
will be sold by the Sheriff of Wright County, Minnesota, at public auction on February 10, 2010, at 10:00 a.m. at the Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, MN 55313.
8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor’s personal representatives or assigns is 12 months after the date of sale.
Attorney(s) for Mortgagee:
/s/ Kaarin K. Foede
Melchert Hubert Sjodin, PLLP
121 West Main Street, Suite 200
Waconia, MN 55387
(952) 442-7700
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 31, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00
MORTGAGOR(S): Robert E. McHolland and Linda S. McHolland, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100241010009996485
LENDER: Resmae Mortgage Corporation
SERVICER: Vericrest Financial Inc.
DATE AND PLACE OF FILING: Filed September 20, 2005, Wright County Recorder, as Document Number A 977877
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, (fka The Bank of New York) on behalf of CIT Mortgage Loan Trust, 2007-1; Dated: October 6, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkside Meadows Second Addition
PROPERTY ADDRESS: 100 Charity Circle, Montrose, MN 55363
PROPERTY IDENTIFICATION NUMBER: 112-021-001110
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $179,451.16
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 30, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 1, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 13, 2009
The Bank of New York Mellon, (fka The Bank of New York) on behalf of CIT Mortgage Loan Trust, 2007-1
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 30, 2009, at 10:00 A.M., has been postponed to January 6, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 6, 2010 at 11:59 P.M.
Dated: November 30, 2009
The Bank of New York Mellon, (fka The Bank of New York) on behalf of CIT Mortgage Loan Trust, 2007-1
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Dec. 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 15, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,600.00
MORTGAGOR(S): Marilyn L. Morrison, a married person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100220710000082079
LENDER: Maribella Mortgage, LLC
SERVICER: EMC Mortgage Corporation
DATE AND PLACE OF FILING: Filed October 3, 2005, Wright County Recorder, as Document Number A979922, Thereafter corrected by Corrective Mortgage filed January 12, 2006 as Document Number A 994297
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon Formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 Status; Dated: October 15, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, The Meadows, Wright County, Minnesota
PROPERTY ADDRESS: 104 Crocus Lane, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155.035.003080
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $138,490.56
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 16, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 16, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 19, 2009
The Bank of New York Mellon Formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 Status
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 16, 2009, at 10:00 A.M., has been postponed to January 6, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 6, 2010 at 11:59 P.M.
Dated: December 7, 2009
The Bank of New York Mellon Formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 Status
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Dec. 14, 2009.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 24, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00
MORTGAGOR(S): June Moua and Pheng Yang, Wife and Husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100190821151207377
LENDER: SouthStar Funding, LLC
SERVICER: Litton Loan Servicing, LP
DATE AND PLACE OF FILING: Filed July 12, 2005, Wright County Recorder, as Document Number A967249
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5; Dated: August 28, 2006 filed: September 7, 2006, recorded as document number A1024763
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Klein Farms 3rd Addition, Wright County, Minnesota
PROPERTY ADDRESS: 9136 Country Ave., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155102003040
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $214,447.28
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 7, 2009
Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5.
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 29, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,816.00
MORTGAGOR(S): Oladipupo A. Okuneye and Shawna L. Jones Okuneye, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership
DATE AND PLACE OF FILING: Filed January 11, 2007, Wright County Recorder; Document No. A1039145
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, CIC No. 92, Heritage Estates Villas
STREET ADDRESS OF PROPERTY: 6190 Marlowe Avenue Northeast, Otsego, MN 55301
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $174,099.26
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 30, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 30, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 9, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7892)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 23, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $307,600.00
MORTGAGOR(S): Duane D. Unterburger and Ann M. Unterburger, husband and wife
MORTGAGEE: Ameriquest Mortgage Company
LENDER: Ameriquest Mortgage Company
SERVICER: American Home Mortgage Servicing, Inc.
DATE AND PLACE OF FILING: Filed August 9, 2005, Wright County Recorder, as Document Number A971245
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2005-R10, under the Pooling and Servicing Agreement dated November 1, 2005; Dated: February 13, 2009 filed: February 20, 2009, recorded as document number A1109525; thereafter assigned to Deutsche Bank National Trust Company, as Trustee in trust for the benefit of the Certificateholders for Ameriquest Mortgage Securities Trust 2005-R10, Asset-Backed Pass-Through Certificates, Series 2005-R10, dated October 20, 2009, and recorded October 30, 2009, as Document No. A1132126.
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Rebecca Park Estates 2nd Addition
PROPERTY ADDRESS: 1464 Andrea Court, Delano, MN 55328
PROPERTY IDENTIFICATION NUMBER: 107-056-002060
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $328,438.47
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 9, 2009
Deutsche Bank National Trust Company, as Trustee in trust for the benefit of the Certificateholders for Ameriquest Mortgage Securities Trust 2005-R10, Asset-Backed Pass-Through Certificates, Series 2005-R10
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 29, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,500.00
MORTGAGOR(S): Terry D. Van De Steeg, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100273100007985936
LENDER: M & I Bank
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed October 25, 2005, Wright County Recorder, as Document Number A983513
LEGAL DESCRIPTION OF PROPERTY: All that part of Lot “C” of Lot “A” of Northeast Quarter of Section 34, Township 119, Range 28, lying and being West of the East line of the following described tract, extended South: Commencing 55 feet North of the South line of Lot “C” of Lot “A” of the Northeast Quarter of Section 34, Township 119, Range 28, on a prolongation of the West line of Block 1 of Griffith’s First Addition to the Village of Cokato, according to plat of record; thence in a Northeasterly direction 84 feet to a point 70 feet North from said South line of said lot “C” of Lot “A”; thence North to the Great Northern Railway right-of-way; thence West to a point directly North of point of beginning; thence South to the point of beginning, EXCEPT THEREFROM the following four tracts:
Tract one: that part of Lot C of Lot A of the Northeast 1/4 of Section 34, Township 119, Range 28, described as follows: beginning at a point 55 feet North of the South line of Lot C of Lot A on a prolongation of the West line of Block 1 of Griffith’s First Addition to Cokato; thence running in a Northeasterly direction 84 feet to a point 70 feet North from said South line of said Lot C of Lot A thence North to the great Northern railway right of way; thence West along said railway right of way line to a point in a direct line North of the point of beginning; thence South to the point of beginning, according to the plat thereof on file of record in the office of the county recorder, Wright County, Minnesota.
Tract two: the West 33 feet of all that part of Lot C of Lot A of the West 1/2 of the Northeast 1/4 of Section 34, Township 119, Range 28 lying North of Second street in Lee’s addition to the townsite of Cokato extended East, according to the plat of record in the office of the county recorder in and for Wright county, Minnesota.
Tract three: that part of Lot C and D of Lot A of the Northeast 1/4 of Section 34, Township 119, Range 28, Wright county, Minnesota, according to the record plat thereof described as follows: commencing at the Southeast corner of said Northeast 1/4 thence North 89 degrees 52 minutes 10 Seconds West, assuming that the East line of said Northeast Quarter bears North 00 degrees 41 minutes 37 seconds West, a distance of 2601.09 feet; thence north 00 degrees 05 minutes 49 seconds east on a line that if extended would intersect the Northwest corner of said Northeast Quarter, a distance of 1631.79 feet to the point of beginning; thence continue North 00 degrees 05 minutes 49 seconds East along said line, a distance of 50.00 feet; thence North 90 degrees 00 minutes 00 seconds East a distance of 33.00 feet; thence North 89 degrees 47 minutes 25 seconds East, a distance of 79.06 feet; thence North 85 degrees 03 minutes 22 seconds East, a distance of 122.48 feet; thence South 00 degrees 05 minutes 49 seconds West, a distance of 50.19 feet; thence South 85 degrees 03 minutes 22 seconds West, a distance of 120.14 feet; thence South 89 degrees 47 minutes 25 seconds West, a distance of 81.39 feet; thence North 89 degrees 59 minutes 56 seconds West, a distance of 33.00 feet to the point of beginning.
Tract four: that part of Lots C and D of Lot A of the Northeast 1⁄4 of Section 34, Township 119, Range 28, Wright County, Minnesota according to the record plat thereof described as follows: commencing at the Southeast corner of said Northeast 1/4 thence North 89 degrees 52 minutes 10 seconds West, assuming that the East line of said Northeast 1/4 bears North 00 degrees 41 minutes 37 seconds West, a distance of 2601.09 feet; thence North 00 degrees 05 minutes 49 seconds East along a line that if extended would intersect the Northwest corner of said Northeast 1/4 a distance of 1356.05 feet to the point of beginning; thence continue North 00 degrees 05 minutes 49 seconds East along said line a distance of 275.74 feet; thence South 89 degrees 59 minutes 56 seconds East a distance of 33.00 feet; thence South 00 degrees 05 minutes 49 seconds West distance of 274.80 feet; thence South 89 degrees 03 minutes 54 seconds West a distance of 33.01 feet to the point of beginning.
PROPERTY ADDRESS: 415 2nd St. SE, Cokato, MN 55321
PROPERTY IDENTIFICATION NUMBER: 105.500.341226
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $107,531.88
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 7, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 29, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,250.00
MORTGAGOR(S): Yeng Vang and Khou Lee, Husband and Wife
MORTGAGEE: World Savings Bank, FSB
LENDER: World Savings Bank, FSB
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed December 13, 2004, Wright County Recorder, as Document Number A938943
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Highwoods 3rd Addition
PROPERTY ADDRESS: 4549 Mayelin Ave. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-170-004020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $224,102.74
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 9, 2009
Wells Fargo Bank, N.A. successor-by-merger to Wachovia Mortgage, FSB f/k/a World Savings Bank FSB
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 24, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,600.00
MORTGAGOR(S): Kristine Marie Vettleson, an unmarried woman
MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation
LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed August 26, 2003, Wright County Recorder, as Document Number A869953
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fiske’s Addition
PROPERTY ADDRESS:3805 Gilbert Ave. SE, Rockford, MN 55373
PROPERTY IDENTIFICATION NUMBER: 215.020.002020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $179,395.47
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 25, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 26, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 4, 2009
PHH Mortgage Corporation
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 14, 21, 28, 2009, Jan. 4, 11, and 18, 2010.