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Herald Journal Notices
New public notices published in the issue of February 22, 2010
CAMDEN TOWNSHIP
NOTICE OF ANNUAL MEETING
Notice is hereby given to the Qualified voters of Camden Township, County of Carver, State of Minnesota that the Annual meeting will be held on Tuesday March 9, 2010 at the Camden Township hall in New Germany, Minnesota.
The meeting will convene at 7:00 p.m. to conduct all necessary business provided for by law.
In case of inclement weather, the meeting will be held on the following Tuesday, March 16, 2010 at the Town Hall in New Germany.
Roger Sauerbrey
Town Clerk, Town of Camden
Published in the Herald Journal Feb. 22, 2010.

Victor Township Meeting Date Change
Victor Township’s regular March monthly meeting is changed from Monday, March 8th to Thursday, March 4th, 8:00 p.m., Victor Township Hall, 8718 90th St. SW, Howard Lake.
Sharon Glessing
Victor Township Clerk
Published in the Herald Journal Feb. 22, 2010.

Victor Township Public Accuracy Test
Victor Township AutoMark public accuracy test is scheduled for Thursday, March 4th from 7:00 p.m. to 8:00 p.m. at the Victor Township Hall, 8718 90th St. SW, Howard Lake.
Sharon Glessing
Victor Township Clerk
Published in the Herald Journal Feb. 22, 2010.

Victor Township
Notice of Annual Meeting and Election of officers
Notice is hereby given to the qualified voters of Victor Township, County of Wright, State of Minnesota, that the Annual Election of Town Officers and Annual Town Meeting will be held on Tuesday, March 9, 2010. In case of inclement weather the meeting and election may be postponed until Tuesday, March 16th, 2010.
The election poll hours will be from 10 a.m. to 8 p.m., at which time the voters will elect:
One supervisor – 3-year term
One clerk – 2-year term
The annual meeting will commence at 8:15 p.m. to conduct all necessary business prescribed by law.
The annual election and meeting will be held at the following location: Victor Township Hall, 8718 90th St. SW, Howard Lake, MN.
Board of Canvas meeting will follow the annual meeting.
Sharon Glessing
Victor Township Clerk
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
A Public Hearing will be held by the Winsted City Council on Tuesday, March 16, 2010 at 6:00 P.M. in the Council Chambers at City Hall, 201-1st Street North, to consider the adoption of a Facilities Plan for Wastewater operations.
If you would like to make comment but will be unable to attend the hearing, you may do so by writing the City Administrator, Brent Mareck, City of Winsted, P.O. Box 126, Winsted, MN 55395.
Respectfully,
/s/ Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
KEITH RAISANEN (DCRISC)
LOCATION: 4852 Reardon Avenue SW – Part of SW 1/4 of SW 1/4, Section 29, Township 119, Range 28, Wright County, Minnesota. (Cokato Twp.) Tax #205-000-293300 & -293100 OWNER: Independent School District 466
Requests a variance of Section 405 & 502.2 of the Wright County Zoning Ordinance to allow expansion of a non-conforming use to allow construction of the Dassel-Cokato Regional Ice & Sports Center on the school property.
REASON A VARIANCE IS NEEDED: changes/expansion of non-conforming uses require a variance.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, March 5, 2010
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
JACOB DESMARAIS
LOCATION: 824 40th Street SE – Part of E 1/2 of SE 1/4 & that part of the E 5.50 feet of W 1/2 of SE 1/4, Section 19, Township 119, Range 25, Wright County, Minnesota. (N. Fort of Crow River – Franklin Twp.) Tax #208-300-194403 Property owner: John Seemann
Requests a variance of Section 502.2 & 612 of the Wright County Zoning Ordinance to allow a 128 sq. ft. deck addition 50’ from the Crow River and a new 7.5’ X 18’ entry (currently a covered deck) on the back side of structure.
REASON A VARIANCE IS NEEDED: 200’ minimum setback.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, March 5, 2010
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
STEVEN R. METZLER
LOCATION: 10147 – State Hwy. 24 NW – Part of Gov’t Lot 2, Section 9, Township 121, Range 27, Wright County, Minnesota. (Clearwater Lake – Corinna Twp.) Tax #206-000-093410
Requests a variance of Section 502.2, 612 of the Wright County Zoning Ordinance to build a 12’ x 24’ four-season porch and a 7.5’ x 12’ screen porch and 12’ x 12’ entry addition on the lakeside of existing dwelliing, 48’ from the ordinary high-water mark of lake and 6’ to bluff. Also proposed is a 1,142 second-story addition over the existing dwelling that is 66’ from the ordinary high-water mark of lake and 18’ to bluff. Also proposing a new 26’ x 28’ square foot detached garage that brings total accessory structure to 2,754 (354 square feet over the maximum allowed).
REASON A VARIANCE IS NEEDED: Expansion of a substandard structure requires a variance; 75’ minimum setback from ordinary high-water mark of lake, 30’ from bluff line and maximum accessory buildings allowed is 2,400 sq. ft.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, March 5, 2010
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
JOHN B. MOTZKO
LOCATION: 310 Common Street SE – S 1/2 of SE 1/4 of NW 1/4; and NW 1/4 of SW 1/4 and E 1/2 of SW 1/4; and SW 1/4 of SW 1/4, Section 31, Township 118, Range 25, Wright County, Minnesota. (Franklin Twp.) Tax #208-200-313400 & -313300
Requests a determination on the number of residential building entitlements (“1 per 40”) for the farm as regulated in Section 502.2 & 604.6 of the Wright County Zoning Ordinance.
REASON A VARIANCE IS NEEDED: Applicant does not agree with Staff’s determination.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, March 5, 2010
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
JEREMY B. PAATELA
LOCATION: 483 Halsey Avenue SE – Lot 2, Oak Ridge View, according to plat of record, Section 5, Township 119, Range 24, Wright County, Minnesota. (Lake Charlotte - Rockford Twp.) Tax #215-035-000020
Requests a variance of Section 403, 404.3, 502.2 & 605.5(3) & 612 of the Wright County Zoning Ordinance to build a 270 sq. ft. deck, 42’ from the ordinary high-water mark of lake, 13’ from the side property line and would bring impervious coverage to 30.5% on an undersized lot. May be within a bluff.
REASON A VARIANCE IS NEEDED: Minimum lot size is 20,000 sq. ft.; minimum setback is 75’ from the ordinary high-water mark of lake; 15’ from the side property line and 30’ from bluff.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, March 5, 2010
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT
Date: February 11, 2010
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated August 6, 2004, executed by Gold Key Development, Inc., a Minnesota corporation, as Mortgagor, to Alpine Capital, LLC, a Minnesota limited liability company, as Mortgagee, and filed for record December 22, 2004, as Document No. 940365 in the Office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The original principal amount secured by the Mortgage was: five hundred twenty thousand and 00/100 Dollars ($520,000.00).
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: two hundred twenty-six thousand one hundred sixty-five and 06/100 Dollars ($226,165.06).
6. This mortgage foreclosure is being conducted in accordance with the terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated November 25, 2009.
7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Lots 1-15, Block 1, and Lots 10, 11, 35
and 37, Block 2, Prairie Run,
according to the recorded plat thereof, Wright County, Minnesota
will be sold by the County Sheriff of Wright County, Minnesota, at public auction on March 25, 2010, at 10:00 a.m. at the Sheriff’s office, Civil Division, 3800 Braddock Avenue NE, Buffalo, Minnesota.
8. The street addresses and the tax parcel identification numbers of the mortgaged properties are: 10785 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001010; 10789 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001020; 10793 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001030; 10797 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001040; 10801 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001050; 10805 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001060; 10809 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001070; 10813 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001080; 10817 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001090; 10821 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001100; 10901 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001110; 10905 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001120; 10909 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001130; 10913 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001140; 10917 - 51st Street NE, Albertville, MN 55301, PID# 101-103-001150; 10684 - 51st Street NE, Albertville, MN 55301, PID# 101-103-002100; 10688 - 51st Street NE, Albertville, MN 55301, PID# 101-103-002110; 5240 Kalland Court NE, Albertville, MN 55301, PID# 101-103-002350; and 5234 Kalland Court NE, Albertville, MN 55301, PID# 101-103-002370.
9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor’s redemption period.
10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Alpine Capital, LLC
Mortgagee
Attorney for Mortgagee:
Michael L. Brutlag
BRUTLAG, HARTMANN & TRUCKE, P.A.
3555 Plymouth Boulevard, Suite 117
Minneapolis, MN 55447-1399
(763) 222-2503
MLB: 1931-128.PKG
Published in the Herald Journal Feb. 22, March 1, 8, and 15, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 11, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,084.00
MORTGAGOR(S): Paul E. Fitzgerald and Dianne J. Fitzgerald, married
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100280300000166838
LENDER: Premium Capital Funding, LLC d/b/a Topdot Mortgage
SERVICER: BAC Home Loans Servicing, LP
DATE AND PLACE OF FILING: Filed April 28, 2009, Wright County Recorder, as Document Number A 1116061
ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: February 17, 2010
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Highwoods 4th Addition
PROPERTY ADDRESS: 4810 Mason Ave. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-176-001090
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $287,004.40
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 18, 2010
BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 8, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,750.00
MORTGAGOR(S): Mary M. Gales-Wenz, a single person
MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation dba Burnet Home Loans
LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation dba Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed April 16, 2003, Wright County Recorder, as Document Number 844294
LEGAL DESCRIPTION OF PROPERTY: Lot 5, River Hills
PROPERTY ADDRESS: 8098 26th St. NE, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 215.040.000050
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $144,761.29
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 11, 2010
PHH Mortgage Corporation
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 25, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,000.00
MORTGAGOR(S): Edwin J. Gibbs and Tracee Gibbs, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100055401244365039
LENDER: IndyMac Bank, F.S.B.
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed October 4, 2006, Wright County Recorder, as Document Number A 1028064
ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB: Dated: September 7, 2009 filed: September 17, 2009, recorded as document number A 1128814
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Copper Creek 2nd Addition
PROPERTY ADDRESS: 2503 Copper Creek LN, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103 183 001090
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $287,562.60
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 16, 2010
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 14, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00
MORTGAGOR(S): Paul O. Horsch and Chersti A. Horsch, husband and wife
MORTGAGEE: Midwest Mortgage Corp., a Minnesota corporation
DATE AND PLACE OF FILING: Filed April 22, 2003, Wright County Recorder; Document No. 845209
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.
LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Southwest Quarter of Section 23, Township 119, Range 26, Wright County, Minnesota described as follows: Commencing at the Southwest corner of the Southwest Quarter of said Section 23; thence on an assumed bearing of North 00 degrees 00 minutes 00 seconds East along the West line of said Southwest Quarter a distance of 1764.40 feet to the point of Beginning; thence continue North 00 degrees 00 minutes 00 seconds Eastalong said West line a distance of 200.00 feet; thence South 88 degrees 48 minutes 00 seconds East a distance of 217.80 feet; thence South 00 degrees 00 minutes 00 seconds West a distance of 200.00 feet; thence North 88 degrees 48 minutes 00 seconds West a distance of 217.80 feet to the point of beginning.
STREET ADDRESS OF PROPERTY: 3664 Clementa Avenue SW, Waverly, MN 55390
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,588.24
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 18, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 18, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 18, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y9438)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 12, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,950.00
MORTGAGOR(S): Nicholas B. Kangbateh, an unmarried man and Souksada T. Yang, an unmarried woman
MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation
LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed December 29, 2003, Wright County Recorder, as Document Number 890633
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Preserve East Fifth Addition
PROPERTY ADDRESS: 13872 45th Pl., Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114.187.001010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,508.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 23, 2009
PHH Mortgage Corporation
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for Februaru 16, 2010, at 10:00 A.M., has been postponed to March 17, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by September 17, 2010 at 11:59 P.M.
Dated: February 16, 2010
PHH Mortgage Corporation
Mortgagee
SHAPIRO & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 2, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00
MORTGAGOR(S): John A. Lambert and Gail R. Lambert, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1002133-0000004869-9
LENDER: Franklin Bank, SSB
SERVICER: Residential Credit Solutions
DATE AND PLACE OF FILING: Filed July 21, 2004, Wright County Recorder, as Document Number A 919398
ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc.; Dated: February 9, 2010
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Royal Meadows Fourth Addition
PROPERTY ADDRESS: 9828 41st Street NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-098-006010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $283,365.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 12, 2010
Residential Credit Solutions, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 31, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00
MORTGAGOR(S): Katie Annen LaPlant and Jon LaPlant, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100037506567422903
LENDER: GMAC Mortgage, LLC dba ditech.com
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed June 4, 2007, Wright County Recorder, as Document Number A1055273
LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Annandale East
PROPERTY ADDRESS: 145 Norway Circle, Annandale, MN 55302
PROPERTY IDENTIFICATION NUMBER: 102.027.001110
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,116.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 12, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 12, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 16, 2010
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 6, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,200.00
MORTGAGOR(S): Matt R. Lusk and Annette Marie Lusk, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100024200014708156
LENDER: American Brokers Conduit
SERVICER: BAC Home Loans Servicing, LP
DATE AND PLACE OF FILING: Filed October 16, 2006, Wright County Recorder, as Document Number A 1029475
ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-43CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-43CB; Dated: February 16, 2010
LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Plane View Estates
PROPERTY ADDRESS: 609 21st Avenue S., Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103-110-001030
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,359.93
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 17, 2010
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-43CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-43CB
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 2, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,910.00
MORTGAGOR(S): Helen K. Maleska and Scott T. Maleska, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Fairway Independent Mortgage Corp., a Texas corporation, d/b/a Eagle Mortgage Solutions.
DATE AND PLACE OF FILING: Filed December 27, 2004, Wright County Recorder; Document No. A-940665
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-12, Mortgage Pass-Through Certificates, Series 2004-12
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 7, Cedar South 2nd Addition
STREET ADDRESS OF PROPERTY: 703 Lauren Avenue, Clearwater, MN 55320
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $193,379.74
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 11, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 12, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 16, 2010
THE BANK OF NEW YORK MELLON, FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK NA AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ALT-A TRUST 2004-12, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-12
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y4492)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 26, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00
MORTGAGOR(S): Justin P. Olsen and Mary E. Trombley, both single persons
MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company
DATE AND PLACE OF FILING: Filed April 3, 2006, Wright County Recorder; Document No. A 1004326
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: The West 10 2/3 rods of the East 21 2/3 rods of Lot A of the West Half of the Northeast Quarter (W 1/2 NE 1/4) of Section Thirty-four (34), Township One Hundred Nineteen (119), Range Twenty-eight (28), Wright County, Minnesota, except the East 86 feet thereof. Also described as follows:
That part of the West Half of the Northeast Quarter (W 1/2 NE 1/4) of Section Thirty-four (34), Township One Hundred Nineteen (119), Range Twenty-eight (28), Wright County, Minnesota, described as follows:
Commencing at the Northwest corner of Lot Two (2), Block One (1), Johnson’s Addition, according to the record plat thereof; thence on an assumed bearing of West, along the westerly extension of the North line of said Block 1 a distance of 86.00 feet to the point of beginning; thence continue on a bearing of West, along said Westerly extension of the North line of Block 1, a distance of 90.00 feet; thence South 0 degrees 05 minutes 26 seconds East, parallel with the West line of said Block 1, Johnson’s Addition, a distance of 243.62 feet to the North line of Block 1, Borg’s Subdivision, according to the recording plat thereof; thence North 86 degrees 43 minutes 36 seconds East, along said North line of Block 1, Borg’s Subdivision, a distance of 90.14 feet to a line parallel with the West line of said Block 1, Johnson’s Addition drawn Southerly from the point of beginning; thence North 0 degrees 05 minutes 26 seconds West, along said parallel line a distance of 238.47 feet to the point of beginning
STREET ADDRESS OF PROPERTY: 550 3rd Street Southeast, Cokato, MN 55321
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,401.37
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 27, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 27, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 18, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y9559)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 27, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,200.00
MORTGAGOR(S): David J. Lundy and Leigh Olson-Lundy, husband and wife
MORTGAGEE: Bank of America, N.A.
LENDER: Bank of America, N.A.
SERVICER: Bank of America
DATE AND PLACE OF FILING: Filed August 1, 2007, Wright County Recorder, as Document Number A 1061463
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Crimson Ponds West
PROPERTY ADDRESS: 14844 77th Street NE, Otsego, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118 228 005070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $321,753.92
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 11, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 12, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 11, 2009
Bank of America, N.A.
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for January 11, 2010, at 10:00 A.M., has been postponed to February 12, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by August 12, 2010 at 11:59 P.M.
Dated: January 11, 2010
Bank of America, N.A.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for February 12, 2010, at 10:00 A.M., has been postponed to March 5, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by September 7, 2010 at 11:59 P.M.
Dated: February 12, 2010
Bank of America, N.A.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 31, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,099.00
MORTGAGOR(S): Makara L. Sandahl and Richard N. Sandahl, wife and husband
MORTGAGEE: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed August 12, 2008, Wright County Recorder; Document No. A1095712
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, River Mill
STREET ADDRESS OF PROPERTY: 6351 River Mill Drive, Monticello, MN 55362
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,422.69
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 25, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 29, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 18, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7671)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 26, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,000,000.00
MORTGAGOR(S): David L. Schmidt and Dawn M. Schmidt, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Summit Mortgage Corporation, a Minnesota corporation
DATE AND PLACE OF FILING: Filed November 1, 2005, Wright County Recorder; Document No. A-984653
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-AR8
LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots 2 and 3, Section 24, Township 120, Range 25, that lies between Line A and a line distant 33.00 feet Easterly of, measured at right angles to, and parallel with said Line A.
Line A is described as follows:
Commencing at the Southeast corner of said GOVERNMENT LOT 3; thence on an assumed bearing of North 00 degrees 12 minutes 23 seconds East along the East line of said GOVERNMENT LOT 3, a distance of 2062.50 feet; thence South 88 degrees 45 minutes 37 seconds West, a distance of 181.50 feet; thence South 17 degrees 50 minutes 14 seconds West, a distance of 196.43 feet; thence South 48 degrees 14 minutes 42 seconds East, a distance of 36.38 feet to a point hereinafter referred to as Point “A”; thence South 17 degrees 25 minutes 37 seconds West, a distance of 66.00 feet to the point of beginning of the line to be described; thence continue South 17 degrees 25 minutes 37 seconds West, a distance of 38.81 feet; thence 228.66 feet Southeasterly on a tangential curve concave Easterly, having a radius of 250.00 feet and a central angle of 52 degrees 24 minutes 18 seconds; thence South 34 degrees 58 minutes 41 seconds East, tangent to said curve a distance of 244.45 feet; thence 122.82 feet Southeasterly on a tangential curve concave Westly having a radius of 200.00 feet and a central angle of 35 degrees 11 minutes 04 seconds to the West line of the East 33.00 feet of said GOVERNMENT LOT 3; thence South 00 degrees 12 minutes 23 seconds West, tangent to said curve, along said West line, a distance of 1214. 03 feet to the South line of said GOVERNMENT LOT 3 and said line there terminating.
The end limits of said 33 foot strip shall terminate on the South line of said GOVERNMENT LOT 3 and on the circumference of a circle having a radius of 66.00 feet. The center of said circle being the before described Point “A”.
AND
That part of GOVERNMENT LOT 1 of Section 25, Township 120, Range 25, Wright County, Minnesota, that lies Southeasterly of the following described line.
Commencing at the Northeast corner of said GOVERNMENT LOT 1; thence on an assumed bearing of South 89 degrees 16 minutes 40 seconds West along the North line of said GOVERNMENT LOT 1, a distance of 33.00 feet to the point of beginning of the line to be described; thence South 41 degrees 35 minutes 29 seconds West, a distance of 370.71 feet; thence South 36 degrees 47 minutes 51 seconds West, a distance of 691.00 feet more or less to the shore of Schmidt Lake and said line there terminating.
Property Address Information:
5955 23rd Street Northeast
Buffalo, MN 55313
Abstract Property
STREET ADDRESS OF PROPERTY: 5955 23rd Street NE, Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $1,039,865.90
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 18, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 18, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 17, 2010
HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-AR8
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y4337)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 29, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00
MORTGAGOR(S): Patrick Sibley and Cheryl Sibley, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100022301000213877
LENDER: Ocwen Loan Servicing, LLC
SERVICER: Ocwen Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed August 22, 2005, Wright County Recorder, as Document Number A973402
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-HE1; Dated: December 23, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Kleiin Farms Estates 2nd Addition, CIC No. 48
PROPERTY ADDRESS: 9481 Talon Ct., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155133001100
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $153,657.61
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 30, 2009
HSBC Bank, USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-HE1
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for February 16, 2010, at 10:00 A.M., has been postponed to March 17, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by September 17, 2010 at 11:59 P.M.
Dated: February 16, 2010
HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-HE1
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie – 0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Feb. 22, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 5, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00
MORTGAGOR(S): Stephan P. Venne, an unmarried man
MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation dba Burnet Home Loans
LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation dba Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed April 14, 2004, Wright County Recorder, as Document Number A904732
LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Parkside
PROPERTY ADDRESS: 6142 Kahler Dr., Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101.040.002180
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,414.05
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 5, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 5, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 16, 2010
PHH Mortgage Corporation
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Feb. 22, March 1, 8, 15, 22, and 29, 2010.


The Lester Prairie Public School District is in the process of accepting bids for Lawn Care for 2010. Bids will be accepted until Friday, March 5, 2010. The school will review and accept bids at the March 15th, 2010 meeting.
Please call the District Office at 320-395-2521 to obtain a copy of the bid for Lawn Care Specifications sheet.
Published in the Herald Journal Feb. 22 and March 1, 2010.