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Herald Journal Notices
New public notices published in the issue of Oct. 4, 2010
Request for bids
The Lester Prairie School District is seeking bids for Custodial Management, Custodial, Building and Grounds Services, and Health, Safety and Risk Management Services. Copies of the specs required for this project may be obtained by contacting the District, (320) 395-2521 and asking for Superintendent Mike McNulty or Alice Daak.
Bids must be received in the school business office by 1 p.m. Monday, October 18, 2010.
Published in the Herald Journal Oct. 4 and 11, 2010.

NOTICE OF PUBLIC HEARING
TO CONSIDER AN ORDINANCE AMENDING THE COUNTY CODE
COUNTY OF CARVER
CHASKA, MINNESOTA
NOTICE IS HEREBY GIVEN that on Tuesday, the 19th day of October, 2010, as soon as possible after 7:00 p.m. upstairs in the Social Services wing, in the Commissioner’s Meeting Room of the Carver County Government Center, Chaska, Minnesota, the Planning Commission will hold a public hearing to consider an ordinance amending the Carver County Code and Zoning Map, including the Floodplain Overlay District.
TO: Amend Chapter 151, Subdivisions; Chapter 152, Zoning Code; Chapter 154 Sign Regulations; and the Carver County Zoning Map, including Transition Areas and the Floodplain and Shoreland Overlay Districts.
PROPOSED CHANGES: Ordinance #70-2010 would amend the County Code Chapters pertaining to Subdivisions, Zoning, Sign Regulations, and the Official Zoning Map for the unincorporated areas of the County. A significant portion of the amendments are intended to update the Zoning Code and Zoning Map to correspond with the approved 2030 Comprehensive Plan. There are also a number of text changes and reorganized sections. The proposed amendments include, but may not be limited to: simplifying or removing land dedication and park fee requirements; clarifying minor subdivision procedures; updating zoning districts and maps; updating the Floodplain and Shoreland Overlay District boundaries based on MN/DNR review and approval; addressing non-conforming uses and structures; adding or revising definitions; reducing some bluff setbacks; adding wind energy conversion system standards; allowing for the transfer of building eligibilities to non-adjacent parcels based on township approval; addressing “pick your own” roadside stands and similar operations; moving the temporary manufactured homes and mining - land reclamation sections to a new Interim Use Permit (IUP) section; adding a new Conservation Incentive section as an additional density option; adding a section providing for agricultural uses with a retail component; updating Transition Area Overlay Zone standards; and reducing the 500’ setback requirement(s) for signs near intersections.
Copies of the proposed language are available from the Land Management Department by request at (952) 361-1820. Information may also be obtained by clicking the Planning Commission link at http://www.co.carver.mn.us/agendas.html
All persons interested are invited to attend the hearing and be heard on this matter. Written comments or requests may be mailed to:
Dept. of Land Management
Carver County Government Center
600 East 4th St
Chaska, MN 55318-2102
(952) 361-1820
Carver County Planning Commission
By: Steve Just
Land Management Dept. Manager
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF PUBLIC HEARING
VARIANCE REQUEST
CITY OF WAVERLY
PLANNING AND ZONING COMMISSION
PLEASE TAKE NOTICE that the Waverly Planning and Zoning Commission will hold a public hearing at 7:00 p.m. in the council chambers of Waverly City Hall on Thursday, October 21, 2010 to consider a variance request submitted by Marshall Sager for the property located at 502 Frankfort Way, Waverly, Minnesota.
The variance, if granted, would allow the construction of an 8 foot addition to the existing garage. A variation of the regulations in the Waverly Zoning Ordinance is proposed for a 22 foot front yard building setback. The addition is necessary to accommodate the parking of the applicant’s vehicle in the garage building. The existing garage is located on the setback line.
Interested parties are invited to attend the hearing in person or by agent or attorney to provide comments in favor or in opposition of the proposed variance application.
Deborah Ryks
Clerk/Treasurer
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, October 14, 2010 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
DESIGN & FABRICATING
LOCATION: 15905 USHighway 12 SW – West 350 feet of that part of NW 1/4, described . . ., Section 33, Township 119, Range 28, Wright County, Minnesota. (Cokato Twp.) Tax #205-000-332207
Petitions for a Conditional Use Permit as regulated in Section 610.2 of the Wright County Zoning Ordinance to allow Crossroads Church to locate in the existing building. The activities are to include Sunday services for 50-60 people, Wednesday bible study and other church meetings and related events.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, October 14, 2010 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
PETER J. GUNNARY
LOCATION: 12384 County Road 37 NW – S 1/2 of NE 1/4 and N 1/2 of SE 1/4, except . . ., Section 13, Township 120, Range 28, Wright County, Minnesota. (148 acres – French Lake Twp.) Tax #209-000131301 Owners: Applicant and Emil Gunnary
Petitions for a Conditional Use Permit for a contractor’s yard to locate a landscaping business on site as regulated in Section 604.4 of the Wright County Zoning Ordinance.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, October 14, 2010 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
MICHAEL J. DICKERMAN
LOCATION: 731 County Road 30 SE – Part E 1/2 of NE 1/4, Section 18, Township 118, Range 25, Wright County, MInnesota. (Woodland Twp.) Tax #208-200-181101
Petitions for an amended Conditional Use Permit for the “Woodland Hill Winery” to allow expansion to “year-around” operations to include the following: Expand hours from Thursday-Sunday to Wednesday-Sunday and hours of operation per day to increase from 8 hrs. to 12 hrs. opening no earlier than 11 a.m. to accomodate seasonal daylight conditions and occasional special events. A maximum of 20 (per year) special events, festivals and educational demonstrations are proposed with a maximum number of people to be 375. On “normal” operating days there would be a maximum of 100 people.
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN, that on Thursday, October 14, 2010 the Wright County Planning Commission will hold a hearing in the County Commissioner’s Board Room at the Wright County Government Center, in the City of Buffalo, Minnesota at 8:00 p.m. to consider the following item:
KNIFE RIVER CORP. – NORTH CENTRAL
LOCATION: 243 35th Street NE - Part of SW 1/4, Section 18, Township 120, Range 25, Wright County, Minnesota. (Buffalo Twp.) Property owner: Hicks LLC Tax #202-000-183204/-183203/-183203/-183202/-183100
Petitions for an extension of the existing Conditional Use Permit to allow mining operations to include stockpiling and hauling of gravel to continue as regulated in Section 604.4 & 727 of the Wright County Zoning Ordinance. (Action by the Planning Commission on November 13, 2008 stated that mining was to be completed by November 1, 2010 with reclamation by November 1, 2011.).
Such persons that desire to be heard with reference to the proposed application will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposal. If there are any questions, please contact the Planning and Zoning Office in Buffalo. Interpreter services for the hearing impaired will be provided on request for public meetings and other county-sponsored classes and events.
WRIGHT COUNTY PLANNING & ZONING OFFICE
WRIGHT CO. GOVERNMENT CENTER
10 2nd STREET NW RM 140
BUFFALO, MINNESOTA 55313-1185
PHONE: (763) 682-7338
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 20, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00
MORTGAGOR(S): Steven P. Bechtold, a single person
MORTGAGEE: Washington Mutual Bank, FA
LENDER: Washington Mutual Bank, FA
SERVICER: Chase Home Finance, LLC
DATE AND PLACE OF FILING: Filed September 12, 2007, Wright County Recorder, as Document Number A1065713
LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Cardinal Hills 4th Addition
PROPERTY ADDRESS: 5531 Starling Dr., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155.082.004080
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $177,557.74
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 24, 2010
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 21, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00
MORTGAGOR(S): John M. Connolly and Kimberly A. Connolly, husband and wife
MORTGAGEE: Washington Mutual Bank, FA
LENDER: Washington Mutual Bank, FA
SERVICER: Chase Home Finance, LLC
DATE AND PLACE OF FILING: Filed September 24, 2007, Wright County Recorder, as Document Number A 1066855
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Arbor Creek
PROPERTY ADDRESS: 11283 77th St., Otsego, MN 55301
PROPERTY IDENTIFICATION NUMBER: 118-181-006-040
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $389,856.94
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 21, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 21, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 4, 2010
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. Baldridge Porter - 0337778
Ryan D. Krumrie - 387859
Randy Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for September 21, 2010, at 10:00 A.M., has been postponed to November 22, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by May 23, 2011 at 11:59 P.M.
Dated: September 21, 2010
JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d).
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorneys for Mortgagee
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 29, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,900.00
MORTGAGOR(S): Leslie J. Cross and Adam W. Cross, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership
DATE AND PLACE OF FILING: Filed January 9, 2006, Wright County Recorder; Document No. A 993733
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Zimmer Farms 3rd Addition
STREET ADDRESS OF PROPERTY: 6636 MacKenzie Avenue Northeast, Otsego, MN 55301
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $293,321.52
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 16, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 27, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(X8293)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 25, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $543,750.00
MORTGAGOR(S): Ronald L. Falde and Janell E. Falde, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for First Magnus Financial Corporation, an Arizona corporation
DATE AND PLACE OF FILING: Filed November 1, 2006, Wright County Recorder; Document No. A-1031425
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association
LEGAL DESCRIPTION OF PROPERTY: The South 360.00 feet of the West 480.00 feet of the Northwest Quarter of the Southwest Quarter of Section 20 Township 119 Range 25, Wright County, Minnesota. And the North 547.04 feet of the West 480.00 feet of the Southwest Quarter of the Southwest Quarter of Section 20, Township 119, Range 25
STREET ADDRESS OF PROPERTY: 3724 State Highway 25 Southeast, Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $592,229.77
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 14, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 14, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 22, 2010
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6842)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: September 14, 2010 at 10:00 a.m. to October 19, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 19, 2011.
Dated: September 14, 2010
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6842)
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: October 19, 2010 at 10:00 a.m. to November 23, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 23, 2011.
Dated: September 28, 2010
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y6842)
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 3, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00
MORTGAGOR(S): Lindsay T. Fetzer and Derek T. Fetzer, wife and husband
MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware Limited Liability Company
DATE AND PLACE OF FILING: Filed April 1, 2005, Wright County Recorder; Document No. A 953074
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., a United States National Association
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Spruce Tree Terrace
STREET ADDRESS OF PROPERTY: 11292 Lambert Court, Hanover, MN 55341
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,627.25
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 16, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 27, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y0665)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 27, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,000.00
MORTGAGOR(S): Joseph A. Gruba and Tabetha D. Gruba, Husband and Wife
MORTGAGEE: Cendant Mortgage Corporation NKA PHH Mortgage Corporation
LENDER: Cendant Mortgage Corporation NKA PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed September 19, 2003, Wright County Recorder, as Document Number A 874531
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Albert Villas
PROPERTY ADDRESS: 5369 Kagen Ave. NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101.070.002070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $153,932.75
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 27, 2010
PHH Mortgage Corporation
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,700.00
MORTGAGOR(S): Gregory S. Haro, a single person
MORTGAGEE: Homeservices Lending, LLC, a Delaware limited liability company, d/b/a Edina Realty Mortgage
DATE AND PLACE OF FILING: Filed October 7, 2003, Wright County Recorder; Document No. A-877912
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Northwest Quarter of Section 22, Township 121, Range 23, described as follows: Beginning at a point on the North line of said Section 22, 578.7 feet East of the Northwest corner of said Section 22, thence continuing along said North line a distance of 110 feet; thence South parallel to the West line of said Section 22, a distance of 200 feet, thence West parallel to the aforesaid North line of Section 22, a distance of 110 feet; thence North to the point of beginning, subject to existing highway easement
AND
That part of the Northwest Quarter of the Northwest Quarter of Section 22, Township 121, Range 23, described as follows: Beginning at a point on the North line of said Section 22, 508.7 feet East of the Northwest corner of said Section 22; thence continuing along said North line, 70 feet; thence South parallel to the West line of said Section 22, 200 feet, thence West parallel with the aforesaid North line of said Section 22, 70 feet, thence North to the point of beginning
STREET ADDRESS OF PROPERTY: 15109 95th Street NE, Otsego, MN 55330
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,776.00
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 19, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 19, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 13, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z4241)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: October 19, 2010 at 10:00 a.m. to November 23, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 23, 2011.
Dated: September 28, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z4241)
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 16, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,050.00
MORTGAGOR(S): Joseph D. Hingos, an unmarried man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100062604715594356
LENDER: Homecomings Financial, LLC (FKA Homecomings Financial Network, Inc.)
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed November 28, 2006, Wright County Recorder, as Document Number A 1034202
LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Montrose Meadows
PROPERTY ADDRESS: 321 Fairmont Ave. S., Montrose, Mn 55363
PROPERTY IDENTIFICATION NUMBER: 112 015 001170
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,936.24
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 4, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 17, 2010
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. Baldridge Porter - 0337778
Ryan D. Krumrie - 387859
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for October 4, 2010, at 10:00 A.M., has been postponed to November 4, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by May 4, 2011 at 11:59 P.M.
Dated: October 4, 2010
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorneys for Mortgagee
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 8, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,600.00
MORTGAGOR(S): Robert P. Knueven and Yanira M. Knueven, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed September 17, 2003, Wright County Recorder; Document No. A-874220
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, Buffalo Run Estates
STREET ADDRESS OF PROPERTY: 1804 Golf View Drive, Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $236,374.46
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 16, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 27, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z1946)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 15, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,900.00
MORTGAGOR(S): Jason W. Larson, a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100013800884710407
LENDER: GreenPoint Mortgage Funding, Inc.
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed December 20, 2005, Wright County Recorder, as Document Number A 991251
ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: August 17, 2010 filed: August 19, 2010, recorded as document number A1154446
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 7, Crow River Heights East Second Addition
PROPERTY ADDRESS: 10248 Kaitlin Ave., Hanover, MN 55341
PROPERTY IDENTIFICATION NUMBER: 108 039 007070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,661.77
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 27, 2010
GMAC Mortgage, LLC
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 22, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $387,600.00
MORTGAGOR(S): Denis Maina, an unmarried man
MORTGAGEE: City Source Lending, LLC
LENDER: City Source Lending, LLC
SERVICER: CitiMortgage, Inc.
DATE AND PLACE OF FILING: Filed May 8, 2008, Wright County Recorder, as Document Number A1087767
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: September 23, 2010
LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 3, Duerr Creek
PROPERTY ADDRESS: 11437 71st St. NE, Otsego, MN 55301
PROPERTY IDENTIFICATION NUMBER: 118.215.003.170
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $432,254.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 30, 2010
CitiMortgage, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 1, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00
MORTGAGOR(S): Rosa M. Sierra-Maldonado and Jose F. Maldonado-Flores, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100055401226791269
LENDER: IndyMac Bank, F.S.B.
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed February 10, 2006, Wright County Recorder, as Document Number A 997928
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, solely as Trustee and not in its individual capacity for the Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2006-B under the Pooling and Servicing Agreement dated March 1, 2006; Dated: June 9, 2010 filed: June 15, 2010, recorded as document number A1149727
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Prairie Creek 3rd Addition
PROPERTY ADDRESS: 7827 Park Circle NE, Otsego, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118-078-002060
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,552.80
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 29, 2010
Deutsche Bank National Trust Company, solely as Trustee and not in its individual capacity for the Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2006-B under the Pooling and Servicing Agreement dated March 1, 2006
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 11, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00
MORTGAGOR(S): David L. Matuska and Kathleen M. Matuska, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100264600800232247
LENDER: Acoustic Home Loans, Inc.
SERVICER: EMC Mortgage Corporation
DATE AND PLACE OF FILING: Filed February 23, 2005, Wright County Recorder, as Document Number A 948018
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7; Dated: September 20, 2010.
LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Groveland 3rd Addition
PROPERTY ADDRESS: 3531 Woodside Dr., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155 142 002160
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $316,562.07
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 16, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 28, 2010
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 22, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,000.00
MORTGAGOR(S): Michael Myrlie, an unmarried man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for lender Minnesota Mortgage Connection, a Minnesota corporation
DATE AND PLACE OF FILING: Filed February 10, 2005, Wright County Recorder; Document No. A-946530
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 2, Section 20, Township 120, Range 25, Wright County, Minnesota, described as follows: Commencing at the southwest corner of said Government Lot 2; thence on an assumed bearing of North 00 degrees 18 minutes 50 seconds West along the west line of said Government Lot 2, a distance of 489.03 feet; thence South 82 degrees 07 seconds 23 minutes East, a distance of 157.79 feet; thence south 03 degrees 52 minutes 07 seconds West, a distance 25.00 feet, thence South 82 degrees 05 minutes 24 seconds East, a distance of 70.50 feet; thence south 82 degrees 34 minutes 34 sconds East, a distance of 69.46 feet; thence South 82 degrees 20 minutes 01 seconds East, a distance of 79.79 feet to the actual point of beginning; thence South 82 degrees 28 minutes 06 seconds East, a distance of 60.07 feet; thence North 17 degrees 58 minutes 42 seconds East, a distance of 213.00 feet, more or less, to the shoreline of Lake Pulaski; thence Northwesterly along the said shoreline, a distance of 59.0 feet, more or less, to a line bearing North 17 degrees 57 minutes 53 seconds East from the point of beginning; thence South 17 degrees 57 minutes 53 seconds West along the said line, a distance of 221.0 feet, more or less, to the point of beginning.
STREET ADDRESS OF PROPERTY: 1414 Pulaski Road, Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,944.05
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 30, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 31, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 28, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z0393)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 24, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00
MORTGAGOR(S): Lynn Marie Rice, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100056400720508509
LENDER: Home Loan Corporation DBA Expanded Mortgage Credit
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed July 5, 2005, Wright County Recorder, as Document Number A 965927
LEGAL DESCRIPTION OF PROPERTY: That Part of Lot Eight, Block three, Barthel’s Industrial Park, Wright County, Minnesota, lying east of the following described line. Beginning at a point on the South line of said Lot Eight, distant forty-seven point seventy feet West of the southeast corner of said Lot Eight; thence North to a point on the North line of said Lot Eight, distant forty-eight point ten feet West of the Northeast corner of said Lot Eight.
PROPERTY ADDRESS: 11806 54th Street Northeast, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101 022 003081
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,092.03
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 22, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 23, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 29, 2010
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg Nelson - 308845
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 24, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $986,000.00
MORTGAGOR(S): Douglas W. Schmidt and Kelly A. Schmidt, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Summit Mortgage Corporation, a Minnesota corporation
DATE AND PLACE OF FILING: Filed January 31, 2006, Wright County Recorder; Document No. 996615
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association
LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots 2 and 3, Section 24, Township 120, Range 25, that lies between Line A and a line distant 33.00 feet Westerly of, measured at right angles to, and parallel with said Line A.
Line A is described as follows:
Commencing at the Southeast corner of said GOVERNMENT LOT 3; thence on an assumed bearing of North 00 degrees 12 minutes 23 seconds East along the East line of said GOVERNMENT LOT 3, a distance of 2062.50 feet; thence South 88 degrees 45 minutes 37 seconds West, a distance of 181.50 feet; thence South 17 degrees 50 minutes 14 seconds West, a distance of 196.43 feet; thence South 48 degrees 14 minutes 42 seconds East, a distance of 36.38 feet to a point hereinafter referred to as Point “A”; thence South 17 degrees 25 minutes 37 seconds West, a distance of 66.00 feet to the point of beginning of the line to be described; thence continue South 17 degrees 25 minutes 37 seconds West, a distance of 38.81 feet; thence 228.66 feet Southeasterly on a tangential curve concave Easterly, having a radius of 250.00 feet and a central angle of 52 degrees 24 minutes 18 seconds; thence South 34 degrees 58 minutes 41 seconds East, tangent to said curve, a distance of 244.45 feet; thence 122.82 feet Southeasterly on a tangential curve concave Westerly having a radius of 200.00 feet and a central angle of 35 degrees 11 minutes 04 seconds to the West line of the East 33.00 feet of said GOVERNMENT LOT 3; thence South 00 degrees 12 minutes 23 seconds West, tangent to said curve, along said West line, a distance of 1214. 03 feet to the South line of said GOVERNMENT LOT 3 and said line there terminating.
The end limits of said 33 foot strip shall terminate on the South line of said GOVERNMENT LOT 3 and on the circumference of a circle having a radius of 66.00 feet. The Center of said circle being the before described Point “A”.
And
That part of GOVERNMENT LOT 1 of Section 25, Township 120, Range 25, Wright County, Minnesota, that lies Northwesterly of the following described line.
Commencing at the Northeast corner of said GOVERNMENT LOT 1; thence on an assumed bearing of South 89 degrees 18 minutes 40 seconds West along the North line of said Government Lot 1, a distance of 33.00 feet to the point of beginning of the line to be described; thence South 41 degrees 35 minutes 29 seconds West, a distance of 370.71 feet; thence South 36 degrees 47 minutes 51 seconds West, a distance of 691.00 feet more or less to the shore of Schmidts Lake and said line there terminating.
Property Address Information: 5951 23rd Street N.E., Buffalo, MN 55313
(Abstract Property)
STREET ADDRESS OF PROPERTY: 5951 23rd Street NE, Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $1,075,771.26
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 5, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 5, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 27, 2010
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y4491)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: October 5, 2010 at 10:00 a.m. to November 8, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 9, 2011.
Dated: September 27, 2010
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y4491)
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 5, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,000.00
MORTGAGOR(S): George Schulz, Jr. and Karen Marie Schulz, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed June 12, 2003, Wright County Recorder; Document No. 855292
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lots Eleven (11) and Twelve (12), Block Four (4), Berningwood
STREET ADDRESS OF PROPERTY: 4751 McAllister Avenue NE, Saint Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $118,479.41
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 5, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 5, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 5, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(X1930)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: October 5, 2010 at 10:00 a.m. to November 8, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 9, 2011.
Dated: September 30, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(X1930)
Published in the Herald Journal Oct. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 14, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,900.00
MORTGAGOR(S): Vincent M. Steffens, a married person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Residential Mortgage Group, Inc., a Delaware corporation
DATE AND PLACE OF FILING: Filed April 22, 2004, Wright County Recorder; Document No. A 905839
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lincoln Ponds Second Addition
STREET ADDRESS OF PROPERTY: 10362 34th Street NE, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $209,913.82
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 30, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 31, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 30, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z5980)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 23, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00
MORTGAGOR(S): Michael V. Sykes and Linda M. Sykes f/k/a Liinda M. Spakow, husband and wife
MORTGAGEE: River Funding Corporation, a Wisconsin corporation
DATE AND PLACE OF FILING: Filed December 30, 2004, Wright County Recorder; Document No. A 941300
ASSIGNMENTS OF MORTGAGE: Assigned to: Union Planters Bank NA dba as Regions Mortgage; thereafter to JPMorgan Chase Bank, NA; thereafter to Chase Home Finance, LLC; thereafter to Fanne Mae (“Federal National Mortgage Association”)
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Aqua-Land Acres
STREET ADDRESS OF PROPERTY: 160 NW 33rd St., Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $256,275.84
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 19, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 19, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 29, 2010
FANNE MAE (“FEDERAL NATIONAL MORTGAGE ASSOCIATION”)
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(G0584)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 23, 1999
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $77,000.00
MORTGAGOR(S): Gary P. Vosberg, a single person
MORTGAGEE: Norwest Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A., successor to merger by Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed April 27, 1999, Wright County Recorder; Document No. 676466; which mortgage was reformed to incorporate the legal description referenced herein pursuant to Court Order entered in Wright County District Court File No.: 86-CV-10-3299 on September 17, 2010
ASSIGNMENTS OF MORTGAGE: Assigned to: None
LEGAL DESCRIPTION OF PROPERTY: DESCRIPTION OF PROPERTY: That part of Government Lot 2 of Section 4, Township 120, Range 26, Wright County, Minnesota described as follows: Beginning at the southeast corner of Lot 11, Sunset View Addition, according to the plat thereof of record and on file in the Office of the County Recorder, Wright County, Minnesota; thence southeasterly along the southeasterly extension of the easterly line of said Lot 11, a distance of 20.00 feet; thence southwesterly deflecting 61 degrees 10 minutes right, a distance of 48.00 feet; thence southeasterly deflecting 103 degrees left, a distance of 63.54 feet to the intersection of said southeasterly extension line of the easterly line of said Lot 11; thence southeasterly along said southeasterly extension line, a distance of 60.21 feet; thence southwesterly parallel with the southerly line of said Lot 11, a distance of 148 feet more or less to the shoreline of Maple Lake; thence northwesterly along said shoreline, a distance of 152 feet more or less to the southerly line of said Lot 11; thence northeasterly along said southerly line, a distance of 158 feet more or less to the point of beginning.
Subject to and together with a 10.00 foot driveway easement over that part of Government Lot 2 of Section 4, Township 120, Range 26, Wright County, Minnesota, the centerline of said easement is described as follows: Commencing at the southeast corner of Lot 11, Sunset View Addition, according to the plat thereof of record and on file in the Office of the County Recorder, Wright County, Minnesota; thence northeasterly at a right angle to the easterly line of said Lot 11, a distance of 14.40 feet to the actual beginning of said centerline to be described; thence southerly deflecting 128 degrees 29 minutes 05 seconds right, a distance of 43.55 feet; thence southerly deflecting 14 degrees 30 minutes left, a distance of 16.00 feet; thence southerly deflecting 20 degrees left, a distance of 12.00 feet; thence southeasterly deflecting 23 degrees 07 minutes 43 seconds left, a distance of 12.20 feet; thence southeasterly deflecting 6 degrees 28 minutes 49 seconds left, a distance of 22.39 feet; thence southeasterly deflecting 10 degrees 18 minutes 25 seconds left, a distance of 33.42 feet; thence southeasterly deflecting 4 degrees 04 minutes 24 seconds left, a distance of 67.00 feet, said centerline terminating thereat.
STREET ADDRESS OF PROPERTY: 5925 Desota Avenue, Maple Lake, MN 55358
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $82,348.64
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 7, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 7, 2011.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 30, 2010
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y1013)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.

NOTICE OF MORTGAGE
FORECLOSURE SALE
Date: September 24, 2010
YOU ARE NOTIFIED that a default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: August 2, 2005
2. Mortgagor: Lao Buddhism Association of Minneapolis, now known as Munisidhammaram Buddhist Temple, a Minnesota non-profit corporation
3. Mortgagee: M&I Marshall & Ilsley Bank, a Wisconsin banking corporation
4. Recording Information: Recorded on August 10, 2005 as Document No. A971643 in the Office of the County Recorder, Wright County, Minnesota
5. Assignments of Mortgage, if any: None
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of mortgaged premises: 216-100-223104
7. Legal Description of the mortgaged premises: The Northeast 1/4 of the Southwest 1/4 of Section 22, Township 122, Range 26, lying South of State Highway, Wright County, Minnesota.
Together with existing or subsequently erected and affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters.
The described real property is
not Registered (Torrens) property
8. The physical street address, city and zip code of the mortgaged premises: 2575 143rd Street Northwest, Monticello, Minnesota 55362.
OTHER FORECLOSURE DATA
9. The person holding the Mortgage is not a transaction agent as defined in Minn. Stat. 58.02., subd. 30.
INFORMATION REGARDING
FORECLOSURE
10. The requisites of Minn. Stat. § 580.02 have been satisfied. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
11. The original principal amount secured by the Mortgage was $435,000.00.
12. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $387,909.08.
13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Wright County at public auction on November 17, 2010 at 10:00 A.M., at the Wright County Sheriff’s Office – 3800 Braddock Avenue Northeast, Buffalo, Minnesota 55313.
14. The time allowed for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is SIX (6) MONTHS after the date of sale.
15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single family dwelling, the notice must also specify the date on or before which the mortgagors must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23. If this statute applies, the time to vacate the property is 11:59 p.m. on May 17, 2011.
16. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Name of Mortgagee
M&I Marshall & Ilsley Bank
Name and Address of Attorneys for Mortgagee
LEONARD, O’BRIEN, SPENCER, GALE & SAYRE, LTD.
By: /s/ Peter J. Sajevic, III #0279237
Attorneys for Mortgagee
Leonard, O’Brien, Spencer, Gale & Sayre, Ltd.
100 South Fifth Street, Suite 2500
Minneapolis, MN 55402
(613) 332-1030
425275
Published in the Herald Journal Oct. 4, 11, 18, 25, Nov. 1 and 8, 2010.