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Herald Journal Legal Notices
New public notices published in the issue of Nov. 21, 2011

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
JUDY A. VANDERLINDE
LOCATION: 11611 Estes Avenue SW – Part of W 1/2 of SW 1/4, Section 32, Township 118, Range 26, Wright County, Minnesota. (Woodland Twp.) Tax #220-000-323200 Owner: Matuska
Requests a variance of Section 502.2 & 604.6(4) of the Wright County Zoning Ordinance to allow division of approximately 41 acres into two parcels using 118th Street as the dividing line, the north 20 (approx) acres to include more than 2.5 acres tillable land and the existing dwelling and the remaining tillable ground to be restricted land.
REASON A VARIANCE IS NEEDED: residential division cannot include more than 2.5 acres of tillable land and cannot exceed total of ten acres.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, December 2, 2011
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 21, 2011.

Notice of Public Hearing
Truth In Taxation
The City of Winsted Council will hold a public hearing on its budget and the amount of property taxes it is proposing to collect to pay for the costs of services the City will provide for Fiscal Year 2012.
Attend the Public Hearing
All residents of the City of Winsted, McLeod County, Minnesota are invited to attend the public hearing of the City Council to express their opinions on the budget and on the proposed amount of the 2012 property taxes on:
Tuesday, December 6th, 2011
at 6:00 p.m.
City of Winsted Council Chambers
201 – 1st Street North
Winsted, Minnesota 55395
Respectfully Submitted,
Raquel Kirchoff
Deputy City Clerk
Published in the Herald Journal Nov. 21, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 1, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00
MORTGAGOR(S): Gina Bainey, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100103210000148329
LENDER: Prime Mortgage Corporation
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed November 2, 2006, Wright County Recorder, as Document Number A 1031670
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR29, Mortgage Pass-Through Certificates, Series 2006-AR29 under the Pooling and Servicing Agreement dated September 1, 2006; Dated: October 18, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), East Land Estates Fourth Addition
PROPERTY ADDRESS: 1807 10th St. NE, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103-210-003040
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,191.14
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 9, 2011
Deutsche Bank National Trust company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR29, Mortgage Pass-Through Certificates, Series 2006-AR29 under the Pooling and Servicing Agreement dated September 1, 2006
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 22, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00
MORTGAGOR(S): Emma M. Bendickson, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN #: 100059600070223792
LENDER: Universal American Mortgage Company, LLC
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed December 29, 2005, Wright County Recorder, as Document Number A 992527
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2006-AR5; Dated: June 3, 2011 filed: June 21, 2011, recorded as document number A 1178181
LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, The Preserve West Twelfth Addition
PROPERTY ADDRESS: 4505 Napier Parkway, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: R114.268.001130
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $220,385.11
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2011
US Bank National Association, as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2006-AR5
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 12, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00
MORTGAGOR(S): Eric C. Carlson and Latona L. Womble, both single persons
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgage and Investment Consultants
DATE AND PLACE OF FILING: Filed January 17, 2007, Wright County Recorder; Document No. A1039854
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Autumn Ridge
STREET ADDRESS OF PROPERTY: 9217 Orchard Lane, Monticello, MN 55362
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,526.59
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 10, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 10, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 10, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E5161)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 9217 Orchard Lane, Monticello, MN 55362
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgage and Investment Consultants
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgage and Investment Consultants
(4) Residential Servicer: Wells Fargo Home Mortgage (800) 416-1472
(5) Tax Parcel Identification Number: 155.147.001010
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100371100000487725
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, 26, 2011.

STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL DISTRICT
Case Type: Mortgage Foreclosure
Court File No. 86-CV-11-2541
The Honorable Michele A. Davis
Premier Bank, a Minnesota corporation
Plaintiff,
vs.
Cottage Homesteads at Kings Pointe, LLC, a Minnesota limted liability company, Cottage Homesteads of America, Inc., a Minnesota corporation, Michael W. Saxton, an individual Arrowhead Commercial Partners, LLC, a Minnesota limited liability company, Mission Development LLC, a Minnesota limited liablity company, Frank A. Spartz, an individual, Kathleen L. Spartz, an individual, Susan L. Schwegler, an individual, Derrick Investors,LLC, a Minnesota limited liability company and John Does 1 through 10,
Defendants.
NOTICE OF SHERIFF’S SALE
UNDER JUDGMENT AND DECREE
NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above-entitled action on September 21, 2011, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action, the Sheriff of Wright County will sell at public auction, to the highest bidder for cash, on January 11, 2012, at 10:00 a.m., at the Wright County Sheriff’s Office – Civil Division, located at 3800 Braddock Avenue Northeast, Buffalo, Minnesota 55313, the premises and real estate described in said Judgment:
Parcel 1:
Lots 2 and 16, Block 2, Lots 1, 2, 15 and 16, Block 3, all in Kings Pointe, Common Interest Community Number 65, a Planned Community, Kings Pointe Townhomes, Wright County, Minnesota.
AND
Lots 1, 2, 7, 8, 9 and 10, Block 1, all in Kings Pointe 2nd Addition, Common Interest Community Number 65, a Planned Community, Kings Pointe Townhomes, Wright County, Minnesota.
Together with easements contained in Declaration Document No. A938789.
Parcel 2:
Parcel A:
Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50) North of Range Fourteen (14) West of the Fourth Principal Meridian EXCEPT the following parcels:
1. All that part of the SW 1/4 of NE 1/4 of SW 1/4, Section 18, Township 50, Range 14 lying Southwesterly of the center line of the Sundby Road.
2. The Southerly 210 feet of the SE 1/4 of NE 1/4 of SW 1/4, Section 18, Township 50, Range 14 lying Easterly of the center line of the Sundby Road, according to the United States Government Survey thereof, St. Louis County, Minnesota.
Parcel B:
A certain two acre tract, more or less, contained within the following described area: That part of the SW 1/4 of SE 1/4 of NW 1/4, Section 18, Township 50, Range 14, the said two acre tract within the above described area consists roughly of a triangle described as follows: Beginning at the most Southerly point of the above described tract on the Sundby Road and proceeding in a general Northerly direction along the said Sundby Road to a point where it intersects and meets the Southerly side of the area intended for Eliason Avenue and thence proceeding in a general Easterly direction along the Southerly boundary of the area intended as Eliason Avenue to the property line of the above described property and from the point to the place of beginning upon the Sundby Road, St. Louis County, Minnesota.
Parcel C:
West 194 feet of SE 1/4 of SE 1/4 of NW 1/4, except the South 208 feet thereof, all in Section 18, Township 50, Range 14, also described as the Westerly 194 feet of Northerly 452 feet of the SE 1/4 of SE 1/4 of NW 1/4, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel D:
All that part of the E 1/2 of SE 1/4 of NW 1/4, Section 18, Township 50 North of Range 14 West of the Fourth Principal Meridian described as follows:
Starting at a point where a line drawn East and West through the center of said Section 18 would intersect with a line drawn North and South through the center of said SE 1/4 of NW 1/4 of said Section 18 which is the point of beginning; thence North along a line drawn through the center of said SE 1/4 of NW 1/4, said Section 18, 208 feet; thence East parallel to East and West center line of said Section 18, 420 feet; thence South at right angles to the last line 208 feet; thence West to beginning, which lies Easterly of the Sundby Road, St. Louis County, Minnesota.
EXCEPT minerals.
Parcel E:
That part of the East One-half of the Southeast Quarter of Northwest Quarter (E of SE 1/4 of NW 1/4), Section Eighteen (18), Township Fifty (50) North, Range Fourteen (14) West of the Fourth Principal Meridian described as follows:
Starting at a point where a line drawn East and West through the center of Section 18 would intersect with a line drawn North and South through the center of said SE 1/4 of NW 1/4 which is the point of beginning; thence North along a line drawn through the center of said SE 1/4 of NW 1/4 a distance of 208 feet; thence East parallel with the East and West center line of said Section 18 a distance of 420 feet; thence South at right angles to the last line a distance of 208 feet; thence West to the point of beginning; which lies Westerly of the Sundby Road, St. Louis County, Minnesota.
Parcel F:
That part of the Northeast Quarter of Northeast Quarter of Southwest Quarter (NE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50), North of Range Fourteen (14), West of the Fourth Principal Meridian, described as follows: Beginning at the Southeast corner of the said Northeast Quarter of Northeast Quarter of Southwest Quarter (NE 1/4 of NE 1/4 of SW 1/4), (which is hereinafter referred to as “said parcel”), thence in a Westerly direction along the South line of said parcel to the Easterly line of the right-of-way of the County road known as the Sundby Road; thence Northerly and Westerly along the East line of said Sundby Road, a distance of One Hundred Feet (100’); thence in an Easterly direction on a line parallel to the South line of said parcel to a point on the Easterly line of said parcel; thence Southerly along the Easterly line of said parcel to the point of beginning, St. Louis County, Minnesota.
Parcel G:
That part of the Northeast Quarter (NE 1/4) of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) lying East of the Sundby Road except the South One Hundred (100) feet of said parcel, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel H:
The Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) of Section Eighteen (18), in Township Fifty (50) North of Range Fourteen (14), except the following:
1. All that part lying Southwesterly of the Sundby Road;
2. The Easterly 100 feet of the Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) of Section Eighteen (18), Township Fifty (50), Range Fourteen (14); and
3. All that part of the Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) lying within 100 feet of the Easterly line of Sundby Road, Section Eighteen (18), Township Fifty (50), Range Fourteen (14).
Parcel I:
Lot 1, Block 2, Miller Creek Division, St. Louis County, Minnesota.
Parcel J:
Part of Northeast one-quarter of Southwest one-quarter beginning at intersection of North line and the centerline of Sundby Road thence South 87 degrees 51 minutes 24 seconds West along North line 490.27 feet thence South 2 degrees 8 minutes 35 seconds East 200 feet thence North 87 degrees 51 minutes 24 seconds East 495.96 feet to centerline of Sundby Road thence North along centerline to point of beginning except Northerly 200 feet of Easterly 453.98 feet of part West of road, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel K:
That part of the Northerly 200.00 feet of the Northeast Quarter of Southwest Quarter of Section 18, Township 50 North, Range 14, lying Westerly of Sundby Road and Easterly of a line parallel with and 453.98 feet West of the Westerly right-of-way of Sundby Road, St. Louis County, Minnesota.
Parcel L:
Easterly One Hundred feet (E’ly 100’) of the Southerly Two Hundred Ten Feet (210’) of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50), Range Fourteen (14), St. Louis County, Minnesota.
Parcel 3:
Lot 1, Block 1, Miller Creek First Addition, St. Louis County, Minnesota
(collectively, the “Real Property”), together with (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the Real Property; (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other fixtures, equipment and personal property of every kind and nature whatsoever attached or affixed to the Real Property, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to Real Property or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and profits now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Real Property; (e) all of the leases and agreements described in (d) above; and, (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing (together with the Real Property, all of the foregoing is collectively referred to as the “Mortgaged Property”).
Property tax parcel identification numbers: 107-107-001010; 107-107-001020; 107-107-001070; 107-107-001080; 107-107-001090; 107-107-001100; 107-078-003010; 107-078-003020; 107-078-003150; 107-078-003160; 010-2710-04594; 010-2710-04525; 010-2710-04565; 010-2710-04550; 010-2710-04555; 010-2710-04575; 010-2710-04570; 010-2710-04590; 010-3257-00020; 010-2710-04603; 010-2710-04605; 010-2710-04593; 010-3258-00010
Property addresses: Parcel 1: 209 Kings Pointe Drive, Delano, Minnesota 55328; 227 Kings Pointe Drive, Delano, Minnesota 55328; 221 Kings Pointe Drive, Delano, Minnesota 55328; 215 Kings Pointe Drive, Delano, Minnesota 55328; 817 Rockford Avenue East, Delano, Minnesota 55328; 158 Kings Pointe Drive, Delano, Minnesota 55328; 154 Kings Pointe Drive, Delano, Minnesota 55328; 813 Rockford Avenue East, Delano, Minnesota 55328; 809 Rockford Avenue East, Delano, Minnesota 55328; 150 Kings Pointe Drive, Delano, Minnesota 55328; Parcel 2: Parcel A; Unassigned; Parcel B: Unassigned; Parcel C; 1710 Sundby Road, Duluth, Minnesota 55811; Parcel D: Unassigned; Parcel E: 1624 Sundby Road, Duluth, Minnesota 55811; Parcel F: Unassigned; Parcel G: Unassigned; Parcel H: Unassigned; Parcel I: Unassigned; Parcel J: Unassigned; Parcel K: Unassigned; Parcel L: 1803 West Page Street, Duluth, Minnesota ; Parcel 3: Unassigned
Dated: November 3, 2011
By: /s/ Jim Koenig #305
Sheriff of Wright County
Joe Hagerty
Deputy Sheriff
LEONARD, O’BRIEN
SPENCER, GALE & SAYRE, LTD.
By: /s/ Peter J. Sajevic, III
Peter J. Sajevic, III, #279237
Attorney for Premier Bank
100 South Fifth Street, Suite 2500
Minneapolis, MN 55402
(612) 332-1030
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 8, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,068.00
MORTGAGOR(S): Aaron J. Demarais, a single person
MORTGAGEE: Wells Fargo Bank, N.A.
LENDER: Wells Fargo Bank, N.A.
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed February 23, 2010, Wright County Recorder, as Document Number A 1140984
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Dutch Lake Preserve, CIC No. 131
PROPERTY ADDRESS: 1336 4th Ave., Howard Lake, MN 55349
PROPERTY IDENTIFICATION NUMBER: 109-049-003020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,861.23
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2011
Wells Fargo Bank, NA
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,900.00
MORTGAGOR(S): Allen A. Ende and Susan F. Ende, husband and wife
MORTGAGEE: Wells Fargo Bank, NA
LENDER: Wells Fargo Bank, NA
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed November 29, 2004, Wright County Recorder, as Document Number A 936811
LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Willow Ridge Townhomes 5th Addition, CIC No. 17
PROPERTY ADDRESS: 500 Creekside Dr., Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103.165.002140
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,426.10
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2011
Wells Fargo Bank, NA
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 19, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,120.00
MORTGAGOR(S): Andrea Fries, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN #: 1001310-2040823846-5
LENDER: American Mortgage Network, Inc.
SERVICER: America’s Servicing Company
DATE AND PLACE OF FILING: Filed December 23, 2004, Wright County Recorder, as Document Number A 940497
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Bear Stearns ARM TRUST 2004-12; Dated: February 15, 2011 filed: February 23, 2011, recorded as document number A 1170071
LEGAL DESCRIPTION OF PROPERTY: Unit No. 32, Common Interest Community No. 39, The Pointe Village Homes
PROPERTY ADDRESS: 16160 71st Lane NE, Otsego, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118-081-000032
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $118,654.78
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2011
US Bank National Association, as Trustee for Bear Stearns ARM TRUST 2004-12
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 31, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,650.00
MORTGAGOR(S): Bradley R. Hanson and Kelly A. Hanson, Husband and Wife
MORTGAGEE: Cendant Mortgage Corporation D/B/A Burnet Home Loans NKA PHH Mortgage Corporation
LENDER: Cendant Mortgage Corporation D/B/A Burnet Home Loans NKA PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed February 21, 2003, Wright County Recorder, as Document Number A 834123
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Royal Meadows Fifth Addition
PROPERTY ADDRESS: 4030 Jana Ave. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114 106 004020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,633.78
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 3, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 15, 2011
PHH Mortgage Corporation
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 29, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $585,000.00
MORTGAGOR(S): Bruce R. Lundquist and Deborah J. Lundquist, as husband and wife
MORTGAGEE: Wells Fargo Bank, NA
LENDER: Wells Fargo Bank, NA
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed April 11, 2006, Wright County Recorder, as Document Number A 1005366
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association; Dated: August 23, 2011 filed: August 25, 2011, recorded as document number A 1182144
LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southwest Quarter of Section 35, Township 120, Range 24, Wright County, Minnesota, lying Northwest of the centerline of Wright County Highway No. 19, and lying North and West of McNevin Estates
AND
Outlot A, Hanover Hills
PROPERTY ADDRESS: 10235 3rd Street NE, Hanover, MN 55341
PROPERTY IDENTIFICATION NUMBER: 108.500.353400 AND 108.030.000010 (Outlot A)
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $616,342.26
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2011
Bank of America, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 4, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,699.00
MORTGAGOR(S): Mark W. Schultz and Renate L. Schultz, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed March 14, 2003, Wright County Recorder; Document No. 837820
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Fox Ridge
STREET ADDRESS OF PROPERTY: 4890 Page Avenue NE, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,108.68
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E1048)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 4890 Page Avenue SE, St. Michael, MN 55376
(2) Transaction Agent: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(3) Name of Mortgage Originator (Lender): Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 114-145-001010
(6) Transaction Agent’s Mortgage ID Number (MERS number): none
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 11, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00
MORTGAGOR(S): Jerry M. Myers, a single man
MORTGAGEE: New Century Mortgage Corporation
LENDER: New Century Mortgage Corporation
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed December 21, 2004, Wright County Recorder, as Document Number A 940169
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: December 22, 2004 filed: June 14, 2005, recorded as document number A 963123; Thereafter assigned to US Bank National Association as Trustee dated October 27, 2011.
LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Rolling Woods
PROPERTY ADDRESS: 6141 Deer Street, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155-123-002110
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,495.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 3, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 15, 2011
US Bank National Association as Trustee
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 18, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,400.00
MORTGAGOR(S): Phillip C. Nelson, unmarried
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Liberty National Mortgage, Inc., a Minnesota corporation
DATE AND PLACE OF FILING: Filed December 31, 2003, Wright County Recorder; Document No. A891137
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded ono August 29, 2011 as Document No. A1182357
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Winfield Ponds 2nd Addition
STREET ADDRESS OF PROPERTY: 6631 N. Winfield Circle, Rockford, MN 55373
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,592.80
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 15, 2011 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 15, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: PHILLIP C. NELSON
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 28, 2011
WELLS FARGO BANK, NA
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E4544)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 6631 N. Winfield Circle, Rockford, MN 55373
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Liberty National Mortgage, Inc., a Minnesota corporation
(3) Name of Mortgage Originator (Lender):Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Liberty National Mortgage, Inc., a Minnesota corporation
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 113-022-004100
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100060677002259810
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: November 15, 2011 at 10:00 a.m. to January 10, 2012 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 10, 2012.
Dated: November 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E4544)
Published in the Herald Journal Nov. 21, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 16, 1997
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,826.00
MORTGAGOR(S): Laurie A. Noska, a married person
MORTGAGEE: Residential Mortgage Group, Inc., a Delaware corporation
DATE AND PLACE OF FILING: Filed April 9, 1998, Wright County Recorder; Document No. 641213
ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Norwest Mortgage, Inc.
LEGAL DESCRIPTION OF PROPERTY: The Northwesterly 157 feet of the Southwesterly 8 feet of Lot A, the Northwesterly 157 feet of Lot B and the Northwesterly 157 feet of the Northeasterly 30 feet of Lot C said Lots being in the Northwest 1/4 of the Southeast 1/4 of Secton 29, Township 119, Range 24, according to the plat of said Lots recorded in Book 4 of Deeds, Page 325
STREET ADDRESS OF PROPERTY: 5730 Main Street, Rockford, MN 55373-9390
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $86,509.80
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: LAURIE ANN PORTER
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
WELLS FARGO BANK, NA
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E5702)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 5730 Main Street, Rockford, MN 55373-9390
(2) Transaction Agent: Residential Mortgage Group, Inc., a Delaware corporation
(3) Name of Mortgage Originator (Lender): Residential Mortgage Group, Inc., a Delaware corporation
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 113.500.294201
(6) Transaction Agent’s Mortgage ID Number (MERS number): None
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 26, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00
MORTGAGOR(S): Stephen H. Polsfuss and Diane M. Polsfuss, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Universal American Mortgage Company, LLC, a Florida limited liability company
DATE AND PLACE OF FILING: Filed February 6, 2007, Wright County Recorder; Document No. A-1042180
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Riverplace
STREET ADDRESS OF PROPERTY: 5522 Ramier Avenue NE, Otsego, MN 55374
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $306,990.56
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 13, 2011 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 13, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: STEPHEN H. POLSFUSS AND DIANE M. POLSFUSS
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 22, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E1201)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 5522 Ramier Avenue NE, Otsego, MN 55374
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Universal American Mortgage Company, LLC, a Florida limited liability company
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Universal American Mortgage Company, LLC, a Florida limited liability company
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 118-206-003010
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100059600050998660
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: September 13, 2011 at 10:00 a.m. to November 15, 2011 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 15, 2012.
Dated: September 13, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E1201)
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: November 15, 2011 at 10:00 a.m. to January 17, 2012 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2012.
Dated: November 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E1201)
Published in the Herald Journal Nov. 21, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 6, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,867.00
MORTGAGOR(S): Jennifer E. Randall, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation, as nominee for River City Mortgage & Financial, LLC
DATE AND PLACE OF FILING: Filed July 17, 2006, Wright County Recorder; Document No. A1017427
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 6, Northridge Plat Two
STREET ADDRESS OF PROPERTY: 621 Emerson Avenue North, Montrose, MN 55363
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,786.31
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 17, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E5743)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 621 Emerson Avenue North, Montrose, MN 55363
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation, as nominee for River city Mortgage & Financial, LLC
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation, as nominee for River city Mortgage & Financial, LLC
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 112-031-006140
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100315900000033315
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 30, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00
MORTGAGOR(S): Carol Reid and Rickey Reid, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for BNC Mortgage, Inc., a Delaware corporation.
DATE AND PLACE OF FILING: Filed September 12, 2005, Wright County Recorder; Document No. A 976313
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, As Trustee Under The Trust Agreement For The Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-10.
LEGAL DESCRIPTION OF PROPERTY: The North 330 feet of the West Half of the East Half of Northwest Quarter of Section 35, Township 121, Range 27.
STREET ADDRESS OF PROPERTY: 6960 Hoyt Avenue NW, Maple Lake, MN 55358
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $235,692.67
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 10, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 10, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: CAROL REID AND RICKEY REID
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 9, 2011
US BANK NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE TRUST AGREEMENT FOR THE STRUCTURED ASSET INVESTMENT LOAN, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-10
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E4929)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 6960 Hoyt Avenue, Maple Lake, MN 55358
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for BNC Mortgage, Inc., a Delaware corporation.
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for BNC Mortgage, Inc., a Delaware corporation
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 206-000-352103
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100122200001982500
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 23, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,147.00
MORTGAGOR(S): Daniel Rumsey and Laura Rumsey, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100037506871494770
LENDER: GMAC Mortgage, LLC
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed February 19, 2009, Wright County Recorder, as Document Number A 1109359
ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: February 17, 2011 filed: March 18, 2011, recorded as document number A 1172055
LEGAL DESCRIPTION OF PROPERTY: Lots 7 and 8, Block 1, Frank’s Highview Second Addition
PROPERTY ADDRESS: 9638 67th Street SW, Howard Lake, MN 55349
PROPERTY IDENTIFICATION NUMBER: 219 021 001080
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,038.46
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 21, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 21, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 19, 2011
GMAC Mortgage, LLC
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 21, 2011, at 10:00 A.M., has been postponed to December 12, 2011, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 12, 2012 at 11:59 P.M.
Dated: November 16, 2011
GMAC Mortgage, LLC
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
Published in the Herald Journal Nov. 21, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,720.00
MORTGAGOR(S): Michael R. Tolkkinen, a single person
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed October 15, 2003, Wright County Recorder; Document No. A879662
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Park View Second Addition
STREET ADDRESS OF PROPERTY: 147 Hill Street, Montrose, MN 55363
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $131,002.86
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z8365)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 147 Hill Street, Montrose, MN 55363
(2) Transaction Agent: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(3) Name of Mortgage Originator (Lender): Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 112-027-001240
(6) Transaction Agent’s Mortgage ID Number (MERS number): none
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 2, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00
MORTGAGOR(S): Jodi M. Vickerman, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100177700009006271
LENDER: KleinBank DBA KleinMortgage
SERVICER: EverBank
DATE AND PLACE OF FILING: Filed May 15, 2007, Wright County Recorder, as Document Number A 1053344
ASSIGNMENTS OF MORTGAGE: Assigned to: EverBank; Dated: October 31, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, (CIC No. 48), Klein Farms Estates 2nd Addition
PROPERTY ADDRESS: 9455 Talon Ct., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155.133.001150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $183,406.80
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 3, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 10, 2011
EverBank
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 22, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,767.00
MORTGAGOR(S): Keith J. Wilson, a single person
MORTGAGEE: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed May 12, 2009, Wright County Recorder; Document No. A1117327
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Ramsey Lake Heights, Wright County, MInnesota
STREET ADDRESS OF PROPERTY: 4140 Fillmore Avenue NW, Maple Lake, MN 55358-3437
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $293,558.78
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: KEITH J. WILSON
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
WELLS FARGO BANK, NA
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E5651)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 4140 Fillmore Avenue NW, Maple Lake, MN 55358-3437
(2) Transaction Agent: Wells Fargo Bank, NA
(3) Name of Mortgage Originator (Lender): Wells Fargo Bank, NA
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 210.024.000130
(6) Transaction Agent’s Mortgage ID Number (MERS number): none
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 7, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00
MORTGAGOR(S): William M. Zitzloff and Dawn R. Zitzloff, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for American Brokers Conduit, a New York corporation
DATE AND PLACE OF FILING: Filed November 4, 2005, Wright County Registrar of Titles; Document No. T 24143 and memorialized upon Certificate of Title No. 4250
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on March 8, 2011 as Document No. T28241
LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Waverly Terrace
REGISTERED PROPERTY
STREET ADDRESS OF PROPERTY: 203 Wilson Street, Waverly, MN 55390
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,059.51
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 9, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: WILLIAM M. ZITZLOFF AND DAWN R. ZITZLOFF
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Z7831)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 203 Wilson Street, Waverly, MN 55390
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for American Brokers Conduit, a New York corporation
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for American Brokers Conduit, a New York corporation
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 116-020-001170
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100024200010258750
Published in the Herald Journal Nov. 21, 28, Dec. 5, 12, 19, and 26, 2011.