www.herald-journal.com
Herald Journal Legal Notices
New public notices published in the issue of Nov. 28, 2011

PUBLIC NOTICE
Lester Prairie Schools, ISD 424 Request for Proposals and Notice of Intent to Award A Guaranteed Energy Savings Contract
Notice of intent to award a Guaranteed Energy Savings Contract agreement to Energy Services Group for energy conservation and facility improvements in the District’s facilities is hereby given. It is anticipated that this award will take place at the School Board Meeting held on Monday, December 12, 2011 at 7:30 p.m. in the Media Center of Lester Prairie School, 131 Hickory Street North, Lester Prairie, MN 55354. The Lester Prairie School District has investigated various options for reducing energy costs for its facilities and has solicited other providers.
The District is accepting proposals from additional qualified providers for such services to the District who may submit a sealed proposal addressed to Mr. Mike McNulty, Superintendent no later than 3:00 p.m. December 9, 2011 in a format prescribed by the District. Interested parties can obtain information from the Lester Prairie District Office 131 Hickory Street North, Lester Prairie, MN 55354.
The Lester Prairie School District reserves the right to reject any or all bids, proposals or inquiries, waive any informality in the process or to accept any response it may deem to be in the best interest of the District.
November 23, 2011
Published in the Herald Journal Nov. 28 and Dec. 5, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 22, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,678.00
MORTGAGOR(S): Melissa M. Benedict and Chad W. Benedict, wife and husband
MORTGAGEE: Wells Fargo Bank, N.A.
LENDER: Wells Fargo Bank, N.A.
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed August 12, 2009, Wright County Recorder, as Document Number A 1125849
LEGAL DESCRIPTION OF PROPERTY: Unit No. 46, CIC No. 92, Heritage Estates Villas
PROPERTY ADDRESS: 6121 Maclynn Ave. NE, Otsego, MN 55301
PROPERTY IDENTIFICATION NUMBER: 118 211 000460
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,064.73
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
Wells Fargo Bank, N.A.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,550.00
MORTGAGOR(S): Thomas L. Coon, a single person
MORTGAGEE: Wells Fargo Bank, N.A.
LENDER: Wells Fargo Bank, N.A.
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed October 3, 2008, Wright County Recorder, as Document Number A 1099399
LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Borell’s First Addition
PROPERTY ADDRESS: 6299 80th Street NW, Maple Lake, MN 55358
PROPERTY IDENTIFICATION NUMBER: 206 017 003140
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $137,090.60
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 16, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 16, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
Wells Fargo Bank, N.A.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL DISTRICT
Case Type: Mortgage Foreclosure
Court File No. 86-CV-11-2541
The Honorable Michele A. Davis
Premier Bank, a Minnesota corporation
Plaintiff,
vs.
Cottage Homesteads at Kings Pointe, LLC, a Minnesota limted liability company, Cottage Homesteads of America, Inc., a Minnesota corporation, Michael W. Saxton, an individual, Arrowhead Commercial Partners, LLC, a Minnesota limited liability company, Mission Development LLC, a Minnesota limited liablity company, Frank A. Spartz, an individual, Kathleen L. Spartz, an individual, Noel William Schwegler, an individual, Susan L. Schwegler, an individual, Derrick Investors,LLC, a Minnesota limited liability company and John Does 1 through 10,
Defendants.
NOTICE OF SHERIFF’S SALE
UNDER JUDGMENT AND DECREE
NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above-entitled action on September 21, 2011, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action, the Sheriff of Wright County will sell at public auction, to the highest bidder for cash, on January 11, 2012, at 10:00 a.m., at the Wright County Sheriff’s Office – Civil Division, located at 3800 Braddock Avenue Northeast, Buffalo, Minnesota 55313, the premises and real estate described in said Judgment:
Parcel 1:
Lots 2 and 16, Block 2, Lots 1, 2, 15 and 16, Block 3, all in Kings Pointe, Common Interest Community Number 65, a Planned Community, Kings Pointe Townhomes, Wright County, Minnesota.
AND
Lots 1, 2, 7, 8, 9 and 10, Block 1, all in Kings Pointe 2nd Addition, Common Interest Community Number 65, a Planned Community, Kings Pointe Townhomes, Wright County, Minnesota.
Together with easements contained in Declaration Document No. A938789.
Parcel 2:
Parcel A:
Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50) North of Range Fourteen (14) West of the Fourth Principal Meridian EXCEPT the following parcels:
1. All that part of the SW 1/4 of NE 1/4 of SW 1/4, Section 18, Township 50, Range 14 lying Southwesterly of the center line of the Sundby Road.
2. The Southerly 210 feet of the SE 1/4 of NE 1/4 of SW 1/4, Section 18, Township 50, Range 14 lying Easterly of the center line of the Sundby Road, according to the United States Government Survey thereof, St. Louis County, Minnesota.
Parcel B:
A certain two acre tract, more or less, contained within the following described area: That part of the SW 1/4 of SE 1/4 of NW 1/4, Section 18, Township 50, Range 14, the said two acre tract within the above described area consists roughly of a triangle described as follows: Beginning at the most Southerly point of the above described tract on the Sundby Road and proceeding in a general Northerly direction along the said Sundby Road to a point where it intersects and meets the Southerly side of the area intended for Eliason Avenue and thence proceeding in a general Easterly direction along the Southerly boundary of the area intended as Eliason Avenue to the property line of the above described property and from the point to the place of beginning upon the Sundby Road, St. Louis County, Minnesota.
Parcel C:
West 194 feet of SE 1/4 of SE 1/4 of NW 1/4, except the South 208 feet thereof, all in Section 18, Township 50, Range 14, also described as the Westerly 194 feet of Northerly 452 feet of the SE 1/4 of SE 1/4 of NW 1/4, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel D:
All that part of the E 1/2 of SE 1/4 of NW 1/4, Section 18, Township 50 North of Range 14 West of the Fourth Principal Meridian described as follows:
Starting at a point where a line drawn East and West through the center of said Section 18 would intersect with a line drawn North and South through the center of said SE 1/4 of NW 1/4 of said Section 18 which is the point of beginning; thence North along a line drawn through the center of said SE 1/4 of NW 1/4, said Section 18, 208 feet; thence East parallel to East and West center line of said Section 18, 420 feet; thence South at right angles to the last line 208 feet; thence West to beginning, which lies Easterly of the Sundby Road, St. Louis County, Minnesota.
EXCEPT minerals.
Parcel E:
That part of the East One-half of the Southeast Quarter of Northwest Quarter (E of SE 1/4 of NW 1/4), Section Eighteen (18), Township Fifty (50) North, Range Fourteen (14) West of the Fourth Principal Meridian described as follows:
Starting at a point where a line drawn East and West through the center of Section 18 would intersect with a line drawn North and South through the center of said SE 1/4 of NW 1/4 which is the point of beginning; thence North along a line drawn through the center of said SE 1/4 of NW 1/4 a distance of 208 feet; thence East parallel with the East and West center line of said Section 18 a distance of 420 feet; thence South at right angles to the last line a distance of 208 feet; thence West to the point of beginning; which lies Westerly of the Sundby Road, St. Louis County, Minnesota.
Parcel F:
That part of the Northeast Quarter of Northeast Quarter of Southwest Quarter (NE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50), North of Range Fourteen (14), West of the Fourth Principal Meridian, described as follows: Beginning at the Southeast corner of the said Northeast Quarter of Northeast Quarter of Southwest Quarter (NE 1/4 of NE 1/4 of SW 1/4), (which is hereinafter referred to as “said parcel”), thence in a Westerly direction along the South line of said parcel to the Easterly line of the right-of-way of the County road known as the Sundby Road; thence Northerly and Westerly along the East line of said Sundby Road, a distance of One Hundred Feet (100’); thence in an Easterly direction on a line parallel to the South line of said parcel to a point on the Easterly line of said parcel; thence Southerly along the Easterly line of said parcel to the point of beginning, St. Louis County, Minnesota.
Parcel G:
That part of the Northeast Quarter (NE 1/4) of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) lying East of the Sundby Road except the South One Hundred (100) feet of said parcel, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel H:
The Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) of Section Eighteen (18), in Township Fifty (50) North of Range Fourteen (14), except the following:
1. All that part lying Southwesterly of the Sundby Road;
2. The Easterly 100 feet of the Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) of Section Eighteen (18), Township Fifty (50), Range Fourteen (14); and
3. All that part of the Southerly 210 feet of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4) lying within 100 feet of the Easterly line of Sundby Road, Section Eighteen (18), Township Fifty (50), Range Fourteen (14).
Parcel I:
Lot 1, Block 2, Miller Creek Division, St. Louis County, Minnesota.
Parcel J:
Part of Northeast one-quarter of Southwest one-quarter beginning at intersection of North line and the centerline of Sundby Road thence South 87 degrees 51 minutes 24 seconds West along North line 490.27 feet thence South 2 degrees 8 minutes 35 seconds East 200 feet thence North 87 degrees 51 minutes 24 seconds East 495.96 feet to centerline of Sundby Road thence North along centerline to point of beginning except Northerly 200 feet of Easterly 453.98 feet of part West of road, Section 18, Township 50, Range 14, St. Louis County, Minnesota.
Parcel K:
That part of the Northerly 200.00 feet of the Northeast Quarter of Southwest Quarter of Section 18, Township 50 North, Range 14, lying Westerly of Sundby Road and Easterly of a line parallel with and 453.98 feet West of the Westerly right-of-way of Sundby Road, St. Louis County, Minnesota.
Parcel L:
Easterly One Hundred feet (E’ly 100’) of the Southerly Two Hundred Ten Feet (210’) of the Southeast Quarter of Northeast Quarter of Southwest Quarter (SE 1/4 of NE 1/4 of SW 1/4), Section Eighteen (18), Township Fifty (50), Range Fourteen (14), St. Louis County, Minnesota.
Parcel 3:
Lot 1, Block 1, Miller Creek First Addition, St. Louis County, Minnesota
(collectively, the “Real Property”), together with (a) all of the buildings, structures and other improvements now standing or at any time hereafter constructed or placed upon the Real Property; (b) all heating, plumbing and lighting apparatus, elevators and motors, engines and machinery, electrical equipment, incinerator apparatus, air conditioning apparatus, water and gas apparatus, pipes, water heaters, refrigerating plant and refrigerators, water softeners, carpets, carpeting, storm windows and doors, window screens, screen doors, storm sash, window shades or blinds, awnings, locks, fences, trees, shrubs, and all other fixtures, equipment and personal property of every kind and nature whatsoever attached or affixed to the Real Property, including all extensions, additions, improvements, betterments, renewals and replacements of any of the foregoing; (c) all hereditaments, easements, rights, privileges and appurtenances now or hereafter belonging, attached or in any way pertaining to Real Property or to any building, structure or improvement now or hereafter located thereon; (d) the immediate and continuing right to receive and collect all rents, income, issues and profits now due and which may hereafter become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Real Property; (e) all of the leases and agreements described in (d) above; and, (f) all insurance and other proceeds of, and all condemnation awards with respect to, the foregoing (together with the Real Property, all of the foregoing is collectively referred to as the “Mortgaged Property”).
Property tax parcel identification numbers: 107-107-001010; 107-107-001020; 107-107-001070; 107-107-001080; 107-107-001090; 107-107-001100; 107-078-003010; 107-078-003020; 107-078-003150; 107-078-003160; 010-2710-04594; 010-2710-04525; 010-2710-04565; 010-2710-04550; 010-2710-04555; 010-2710-04575; 010-2710-04570; 010-2710-04590; 010-3257-00020; 010-2710-04603; 010-2710-04605; 010-2710-04593; 010-3258-00010
Property addresses: Parcel 1: 209 Kings Pointe Drive, Delano, Minnesota 55328; 227 Kings Pointe Drive, Delano, Minnesota 55328; 221 Kings Pointe Drive, Delano, Minnesota 55328; 215 Kings Pointe Drive, Delano, Minnesota 55328; 817 Rockford Avenue East, Delano, Minnesota 55328; 158 Kings Pointe Drive, Delano, Minnesota 55328; 154 Kings Pointe Drive, Delano, Minnesota 55328; 813 Rockford Avenue East, Delano, Minnesota 55328; 809 Rockford Avenue East, Delano, Minnesota 55328; 150 Kings Pointe Drive, Delano, Minnesota 55328; Parcel 2: Parcel A; Unassigned; Parcel B: Unassigned; Parcel C; 1710 Sundby Road, Duluth, Minnesota 55811; Parcel D: Unassigned; Parcel E: 1624 Sundby Road, Duluth, Minnesota 55811; Parcel F: Unassigned; Parcel G: Unassigned; Parcel H: Unassigned; Parcel I: Unassigned; Parcel J: Unassigned; Parcel K: Unassigned; Parcel L: 1803 West Page Street, Duluth, Minnesota ; Parcel 3: Unassigned
Dated: November 3, 2011
By: /s/ Jim Koenig #305
Sheriff of Wright County
Joe Hagerty
Deputy Sheriff
LEONARD, O’BRIEN
SPENCER, GALE & SAYRE, LTD.
By: /s/ Peter J. Sajevic, III
Peter J. Sajevic, III, #279237
Attorney for Premier Bank
100 South Fifth Street, Suite 2500
Minneapolis, MN 55402
(612) 332-1030
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 14, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00
MORTGAGOR(S): Cory M. Eicher and Katie L. Eicher, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Lakeland Mortgage Corporation, a Minnesota corporation
DATE AND PLACE OF FILING: Filed February 18, 2005, Wright County Recorder; Document No. A947625
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Barthel’s Hillside Addition, according to the plat thereof on file and of record in the Office of the County Recorder in and for Wright County, Minnesota.
STREET ADDRESS OF PROPERTY: 3145 Lander Avenue, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $262,505.88
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 22, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E5552)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 3145 Lander Avenue, St. Michael, MN 55376
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Lakeland Mortgage Corporation, a Minnesota corporation
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Lakeland Mortgage Corporation, a Minnesota corporation
(4) Residential Servicer: Wells Fargo Home Mortgage (800) 416-1472
(5) Tax Parcel Identification Number: 114-250-0010110
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100137510000164980
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 15, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,472.00
MORTGAGOR(S): Calvin Freudenrich, A Single Person
MORTGAGEE: New Century Mortgage Corporation
LENDER: New Century Mortgage Corporation
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed July 14, 2006, Wright County Recorder, as Document Number A 1017231
ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE MORGAN STANLEY ABS CAPITAL 1 INC. TRUST 2006-HE7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE7; Dated: September 10, 2001
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Autumn Ridge 2nd Addition, CIC No. 64
PROPERTY ADDRESS: 4341 Harvest Ct., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155-154-002010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $165,120.87
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE MORGAN STANLEY ABS CAPITAL 1 INC. TRUST 2006-HE7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE7
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 12, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $337,200.00
MORTGAGOR(S): Aron Hill and Angela Hill, husband and wife
MORTGAGEE: Wells Fargo Bank, N.A.
LENDER: Wells Fargo Bank, N.A.
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed April 28, 2005, Wright County Recorder, as Document Number A 956874, thereafter modified by LOAN MODIFICATION AGREEMENT to increase the value of the mortgage to $347,044.74, dated February 9, 2009 and recorded on March 23, 2009 as Document Number A 1112665.
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee for Citigroup Mortgage Loan Trust, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WF2; Dated: September 6, 2011 filed: September 8, 2011, recorded as document number A 1183070
LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Cooper Creek
PROPERTY ADDRESS: 2004 Forest Ridge Ln., Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103-169-003190
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $348,769.40
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WF2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 23, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,496.00
MORTGAGOR(S): Sheila L.K. Laplant, a single person
MORTGAGEE: Amcap Mortgage and Financial, Inc.
LENDER: Amcap Mortgage and Financial, Inc.
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed August 30, 2004, Wright County Recorder, as Document Number A 924844
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: July 23, 2004 filed: August 30, 2004, recorded as document number A 924845
LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Sundance Ridge, CIC No. 71
PROPERTY ADDRESS: 116 Sundance Ridge, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103 195 003200
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $257,459.28
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 17, 2011
Wells Fargo Bank, NA, successor by merger to Wachovia Bank, NA
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 2, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,000.00
MORTGAGOR(S): Charles Russell Lundeen and Grace Bernice Lundeen, as Co-Trustees of Lundeen Family Trust under Trust Agreement dated February 4th, 2002, reserving a Life Estate for Charles Russell Lundeen and Grace Bernice Lundeen
MORTGAGEE: Financial Freedom Senior Funding Corporation, a subsidiary of IndyMac Bank, F.S.B.
LENDER: Financial Freedom Senior Funding Corporation, a subsidiary of IndyMac Bank, F.S.B.
SERVICER: OneWest Bank, FSB (d/b/a Financial Freedom, a division of OneWest Bank, FSB)
DATE AND PLACE OF FILING: Filed June 23, 2008, Wright County Recorder, as Document Number A 1091658
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. (“MERS”), a Delaware Corporation, its successors or assigns, as nominee for Financial Freedom Acquisition LLC; Dated: October 2, 2009 filed: October 13, 2009, recorded as document number A 1130749; Thereafter assigned to OneWest Bank, FSB.
LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Klarbacken Addition to the City of Cokato
PROPERTY ADDRESS: 935 Tuva Road SE, Cokato, MN 55321
PROPERTY IDENTIFICATION NUMBER: 105-025-003070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,887.65
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 16, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 16, 2013.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 24, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,400.00
MORTGAGOR(S): Justin D. Marschel and Amanda R. Marschel, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100177700000367045
LENDER: Home Town Mortgage, Inc.
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed February 1, 2005, Wright County Recorder, as Document Number A 945367
ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC. ALTERNATIVE LOAN TRUST 2005-13CB, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-13CB; Dated: August 31, 2011 filed: September 14, 2011, recorded as document number A 1183487
LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 18, Township 119, Range 25, Wright County, Minnesota, described as follows:
Commencing at the Northeast corner of said Southeast Quarter of the Southeast Quarter; thence on an assumed bearing of South 89 degrees 10 minutes 19 seconds West along the North line of said Southeast Quarter of the Southeast Quarter, a distance of 125.66 feet to a point on the Westerly right-of-way line of Minnesota State Highway Number 25, said point being the point of beginning, thence continue South 89 degrees 10 minutes 19 seconds West along the North line of said Southeast Quarter of the Southeast Quarter, a distance of 292,00 feet, to a point that is 417.66 feet Westerly from the Northeast corner of said Southeast Quarter of the Southeast Quarter as measured along said North line; thence South 01 degrees 18 minutes 07 seconds West a distance of 371.79 feet; thence North 89 degrees 28 minutes 16 seconds East, parallel with the South line of said Southeast Quarter of the Southeast Quarter, a distance of 292.26 feet to the Westerly right-of-way line of Minnesota State Highway Number 25, thence Northerly along said Westerly right-of-way line a distance of 373.32 feet to the point of beginning.
Together with an easement for ingress and egress over the following described property:
A 66 foot eastment for ingress and egress purposes over, under and across the Southeast Quarter of the Southeast Quarter of Section 18, Township 119, Range 25, Wright County, Minnesota The North line of said 66.00 foot easement is described as follows.
Commencing at the Northeast corner of said Southeast Quarter of the Southeast Quarter; thence on an assumed bearing of South 89 degrees 10 minutes 19 seconds West along the North line of said Southeast Quarter of the Southeast Quarter, a distance of 417.66 feet; thence South 01 degrees 18 minutes 07 seconds West a distance of 371.79 feet to the point of beginning of the line to be described; thence North 89 degrees 28 minutes 16 seconds East, a distance of 292 26 feet to the Westerly right of way line of Minnesota State Highway Number 25 and said line there terminating.
The side lines of said easement are to be prolonged or shortened to terminate at the Westerly right of way line of Minnesota State Highway No. 25 and at a line drawn South 01 degrees 18 minutes 07 seconds West from the point of beginning.
PROPERTY ADDRESS: 2821 State Highway 25, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 215-100-184404
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,871.64
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 9, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 9, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2011
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC. ALTERNATIVE LOAN TRUST 2005-13CB, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-13CB
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 16, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,421.00
MORTGAGOR(S): Randall L. McClanahan and Suzanne M. McClanahan, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN #: 100315900000011717
LENDER: River City Mortgage Corp.
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed December 3, 2004, Wright County Recorder, as Document Number A 937773
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: September 19, 2011 filed: September 21, 2011, recorded as document number A 1183955
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, River Mill
PROPERTY ADDRESS: 6091 Mill Run Rd., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155 086 005060
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $155,488.95
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
Wells Fargo Bank, N.A.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 28, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00
MORTGAGOR(S): Jason Michels and Tammy Michels, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001310-2040768802-5
LENDER: American Mortgage Network, Inc.
SERVICER: America’s Servicing Company
DATE AND PLACE OF FILING: Filed February 3, 2005, Wright County Recorder, as Document Number A 945649
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2004-12; Dated: April 25, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Vasseur’s Oak Grove Estates 2nd Addition
PROPERTY ADDRESS: 14766 84th Street NE, Otsego, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118 033 001020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $138,133.86
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
US Bank National Association, as Trustee for Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2004-12
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 5, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00
MORTGAGOR(S): Stephen W. O’Connor and Tara D. O’Connor, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100122200001909958
LENDER: BNC Mortgage, Inc.
SERVICER: America’s Servicing Company
DATE AND PLACE OF FILING: Filed September 13, 2005, Wright County Recorder, as Document Number A 976600
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-9; Dated: May 8, 2009 filed: May 26,2009, recorded as document number A 1118645
LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, The Preserve East Second Addition
PROPERTY ADDRESS: 14085 45th Court NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114 174 001180
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $451,669.72
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
US Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-9
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 16, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,556.00
MORTGAGOR(S): Marlene Ordos and Tony Westrud, both single people
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage Avenue, a Minnesota sole proprietorship
DATE AND PLACE OF FILING: Filed August 17, 2005, Wright County Recorder; Document No. A 972817
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Carrigan Meadows 2nd Addition
STREET ADDRESS OF PROPERTY: 506 Frankfort Way, Waverly, MN 55390
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,703.53
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 29, 2011 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 29, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 28, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E4542)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 506 Frankfort Way, Waverly, MN 55390
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage Avenue, Minnesota sole proprietorship
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage Avenue, Minnesota sole proprietorship
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 116028002100
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100060677001452879
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: November 29, 2011 at 10:00 a.m. to January 31, 2012 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 31, 2012.
Dated: November 22, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(E4542)
Published in the Herald Journal Nov. 28, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 22, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,200.00
MORTGAGOR(S): Baichim J. Tita, a single person and Funwi Tita, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100077910007112150
LENDER: Decision One Mortgage Company, LLC
SERVICER: America’s Servicing Company
DATE AND PLACE OF FILING: Filed January 4, 2007, Wright County Recorder, as Document Number A 1038366
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust, 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2; Dated: February 24, 2001
LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Highwoods 3rd Addition
PROPERTY ADDRESS: 4545 Mayfield Ave. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-170-003030
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $258,869.85
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 17, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2011
Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation Trust, 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 28, Dec. 5, 12, 19, 26, 2011, and Jan. 2, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 28, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $455,200.00
MORTGAGOR(S): Jeffrey R. Warren and Rebecca P. Warren, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100020000351652734
LENDER: Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed March 6, 2007, Wright County Recorder, as Document Number A 1045226
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2; Dated: September 12, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Hurst Woods
PROPERTY ADDRESS: 4021 Maple Hurst Dr. S., Rockford, MN 55373
PROPERTY IDENTIFICATION NUMBER: 113.048.002100
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $439,933.63
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 14, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 26, 2011
HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 14, 2011, at 10:00 A.M., has been postponed to December 20, 2011, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 20, 2012 at 11:59 P.M.
Dated: November 18, 2011
HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
Published in the Herald Journal Nov. 28, 2011.