www.herald-journal.com
Herald Journal Legal Notices
New public notices published in the issue of Dec. 26, 2011

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
VERNON G. HALL
LOCATION: 2124 Dague Avenue SE – Part of Gov’t Lot 1, in Section 15; and also Part of Gov’t Lot 1, Section 16, Township 119, Range 25, Wright County, Minnesota. (Dean Lake – Rockford Twp.) Tax #215-100-161100; -152201 & -152205 Property owners: Hall/Carisch and Bjorkedal
Requests a variance of Section 502.2 to allow a lot line adjustment of the variance granted in 2004 to add land between Dean Lake and west of County Road 14 owned by Bjorkedal to the parcel owned by Hall.
REASON A VARIANCE IS NEEDED: Lot line adjustments of this nature require a hearing. Changes to the previous variance require a new hearing.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, January 6, 2012
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Dec. 26, 2011.

NOTICE OF PUBLIC HEARING
A Public Hearing will be held by the Winsted City Council on Tuesday, January 3, 2012 at 6:00 P.M. in the Council Chambers at City Hall, 201 - 1st Street North, to consider amendments to the Fee Schedule Ordinance.
If you would like to make comments but will be unable to attend the hearing, you may do so by writing the City Administrator, Brad Martens, City of Winsted, P.O. Box 126, Winsted, MN 55395.
Respectfully,
/s/ Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Dec. 26, 2011.

NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:May 25, 2007
MORTGAGORS: Michelle L. Lafond and David J. Lafond, wife and husband.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Wright County Recorder, Document No. A1055242.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000027797
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage
MORTGAGED PROPERTY ADDRESS: 5487 Lambert Avenue Northeast, Albertville, MN 55301
TAX PARCEL I.D. #: 101065003020
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Park View Place, according to the recorded plat thereof on file or of record in the office of the County Recorder, Wright County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,668.69
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 20, 2011 at 10:00 AM
PLACE OF SALE: Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 25, 2011.
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
19-2903
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
19-290319-2903
NOTICE OF POSTPONEMENT OF
MORTGAGE FORECLOSURE SALE
Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2012 at 10:00 a.m. at the Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN, in said county and state.
Dated: December 21, 2011.
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
19-2903
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Dec. 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: December 21, 2011
YOU ARE NOTIFIED that a default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: February 27, 2008
2. Mortgagor: R.P. Properties, LLC, a Minnesota limited liability company
3. Mortgagee: BMO Harris Bank N.A., successor-by-merger to M&I Marshall & Ilsley Bank
4. Recording Information: Recorded on March 17, 2008 as Document No. A1082422 in the Office of the County Recorder, Wright County, Minnesota.
5. Assignments of Mortgage, if any: None
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of mortgaged premises: 114-129-001060
7. Legal Description of the mortgaged premises:
Lot 6, Block 1, Crow River Industrial Park Second Addition, Wright County, Minnesota (collectively, the “Real Property”).
Together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the Real Property, including without limitation all minerals, oil, gas, geothermal and similar matters.
The described real property is not Registered (Torrens) property
8. The physical street address, city and zip code of the mortgaged premises: 5680 Quam Avenue Northeast, St. Michael, Minnesota 55376.
OTHER FORECLOSURE DATA
9. The person holding the Mortgage is not a transaction agent as defined in Minn. Stat. 58.02., subd. 30.
INFORMATION REGARDING FORECLOSURE
10. The requisites of Minn. Stat. § 580.02 have been satisfied. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
11. The original principal amount secured by the Mortgage was $674,000.00.
12. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $609,448.25.
13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the Mortgaged Premises will be sold by the Sheriff of Wright County at public auction on February 7, 2012 at 10:00 A.M., at the Wright County Sheriff’s Office, Civil Division, 3800 Braddock Avenue Northeast, Buffalo, Minnesota 55313.
14. The time allowed for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is SIX (6) MONTHS after the date of sale.
Name of Mortgagee
BMO Harris Bank N.A.,
successor-by-merger to
M&I Marshall & Ilsley Bank
Name and Address of Attorneys for Mortgagee
LEONARD, O’BRIEN, SPENCER, GALE & SAYRE, LTD.
/s/ Peter J. Sajevic, III, #0279237
Attorneys for Mortgagee
Leonard, O’Brien, Spencer, Gale & Sayre, Ltd.
100 South Fifth Street, Suite 2500
Minneapolis, MN 55402
(612) 332-1030
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 13, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00
MORTGAGOR(S): Nicholas P. Barthel, an unmarried person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100330000000025378
LENDER: MidAmerica Mortgage Corporation
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed February 27, 2006, Wright County Recorder, as Document Number A 999607
ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loan Servicing, LP; Dated: September 1, 2009 filed: September 28, 2009, recorded as document number A 1129553
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Heuring Meadows
PROPERTY ADDRESS: 10899 53rd Street NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101 079 004060
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $242,617.54
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 6, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 14, 2011
BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 5, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $341,592.00
MORTGAGOR(S): Charles Cogley and Amanda Cogley, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1000139-0080385891-3
LENDER: Irwin Mortgage Corporation
SERVICER: CitiMortgage, Inc.
DATE AND PLACE OF FILING: Filed January 23, 2006, Wright County Recorder, as Document Number A 995438
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: September 20, 2011 filed: October 6, 2011, recorded as document number A 1185088
LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Five (5), Westridge Hills Third Addition
PROPERTY ADDRESS: 698 Savanna Trail, Delano, MN 55328
PROPERTY IDENTIFICATION NUMBER: 107 082 005130
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $350,806.90
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 19, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 19, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 1, 2011
CitiMortgage, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 19, 2011, at 10:00 A.M., has been postponed to January 19, 2012, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 19, 2012 at 11:59 P.M.
Dated: December 16, 2011
CitiMortgage,, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
Published in the Herald Journal Dec. 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 8, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,775.00
MORTGAGOR(S): Kevin E. Dorsey and Linda M. Dorsey, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001337-0002637819-3
LENDER: Countrywide Bank, FSB
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed October 22, 2007, Wright County Recorder, as Document Number A 1069853
ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: November 2, 2011 filed: November 7, 2011, recorded as document number A1187326
LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Pulaski Ponds
PROPERTY ADDRESS: 1409 Pintail Trl, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103 111 003160
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,345.31
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 6, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 20, 2011
BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOAN SSERVICING LP
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGEFORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: March 28, 2005.
MORTGAGOR(S): Randolph G. Heitz and Jennifer C. Wells-Heitz, husband and wife.
MORTGAGEE: First Community Bank.
DATE AND PLACE OF RECORDING: With the Wright County Registrar of Titles on April 1, 2005 as Document No. T23417.
ASSIGNMENTS OF MORTGAGE: None.
TRANSACTION AGENT: None.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: N/A.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Community Bank.
RESIDENTIAL MORTGAGE SERVICER: First Community Bank.
MORTGAGED PROPERTY ADDRESS: 10633 Grover Avenue SW, Howard Lake, MN 55439.
TAX PARCEL I.D. #: 219-016-000220.
LEGAL DESCRIPTION OF PROPERTY: Lot 22, Terra Teresa, in Government Lots 1 and 2 and the Northeast Quarter of the Southeast Quarter of Section 25, Township 118 North, Range 27, according to the plat thereof filed for record in the Office of the Register of Deeds in and for Wright County, Minnesota.
Check here if all or part of the described real property is Registered (Torrens)
COUNTY IN WHICH PROPERTY IS LOCATED: Wright.
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $37,726.98.
That prior to the commencement of this mortgage foreclosure proceeding
Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute;
That no action or proceeding has been instituted at law or otherwise to recover the debt secured
by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property
will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 8, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s office, 3800 Braddock Avenue NE, Buffalo, MN 55313.
To pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney’s fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 8, 2012.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURE PRODUCTION, AND ARE ABANDONED.
Dated: December 20, 2011.
First Community Bank
Mortgagee/Assignee of Mortgagee
GAVIN, WINTERS, TWISS, THIEMANN & LONG, LTD.
/s/ Michael J. Long
Attorneys for Mortgagee/Assignee of Mortgagee
1017 Hennepin Ave. N.
Glencoe, MN 55336
(320) 864-5142
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 26, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,300.00
MORTGAGOR(S): Wesley W. Jung and Anne G. Jung, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1000157-0003655466-1
LENDER: America’s Wholesale Lender
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed May 14, 2004, Wright County Recorder, as Document Number A 909173
ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5; Dated: May 20, 2011 filed: June 20, 2011, recorded as document number A 1178115
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Except The West 15 Feet Thereof and the West Half of Lot 8, All in Block 11, Taylor’s Third Addition to the Townsite of Buffalo
PROPERTY ADDRESS: 205 Division Street, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103.056.011070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $218,436.32
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 28, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 28, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 2, 2011
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 28, 2011, at 10:00 A.M., has been postponed to February 28, 2012, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by August 28, 2012 at 11:59 P.M.
Dated: December 21, 2011
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
Published in the Herald Journal Dec. 26, 2011.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 1, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00
MORTGAGOR(S): Bryan L. Kestner, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100390100000626782
LENDER: River Funding Corporation
SERVICER: Seterus, Inc.
DATE AND PLACE OF FILING: Filed February 20, 2008, Wright County Recorder, as Document Number A 1080024
ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: November 29, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Carrigan Meadows
PROPERTY ADDRESS: 116 Dresden Ln., Waverly, MN 55390
PROPERTY IDENTIFICATION NUMBER: 116-025-003090
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $135,234.30
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 13, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 13, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 14, 2011
Federal National Mortgage Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 23, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00
MORTGAGOR(S): Matthew Robert Kruse, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100011520042394728
LENDER: CitiMortgage, Inc.
SERVICER: CitiMortgage, Inc.
DATE AND PLACE OF FILING: Filed April 10, 2007, Wright County Recorder, as Document Number A 1049462
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: October 19, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 11, Townsite of Clearwater, together with vacated Pine Street, less and except the vacated alley in Block 11, Townsite of Clearwater
PROPERTY ADDRESS: 705 Main St., Clearwater, MN 55320
PROPERTY IDENTIFICATION NUMBER: 104 010 011012
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,153.77
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 13, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 13, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 14, 2011
CitiMortgage, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 10, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,000.00
MORTGAGOR(S): Terry J. Reisdorf, Jr. and Jodi M. Reisdorf, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100062604285980985
LENDER: Homecomings Financial Network, Inc.
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed May 22, 2006, Wright County Recorder, as Document Number A1010771
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon Trust Company, National Association, F/k/a The Bank of New York Trust Company, NA., as successor to JPMorgan Chase Bank NA as Trustee; Dated: December 6, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Maple Ridge Estates Sixth Addition
PROPERTY ADDRESS: 10228 47th Street NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-102-001070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $299,386.78
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 6, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 15, 2011
The Bank of New York Mellon Trust Company, National Association, f/k/a The Bank of New York Trust Company, NA, as successor to JPMorgan Chase Bank NA as Trustee
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 3, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00
MORTGAGOR(S): Kent E. Schultz and Brenda M. Schultz, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for The Oakley National Bank of Buffalo, N.A.
DATE AND PLACE OF FILING: Filed March 9, 2005, Wright County Recorder; Document No. A-949938, as modified of record on November 09, 2005 as Doc. No. A-985913
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Highlands of St. Michael Sixth Addition
STREET ADDRESS OF PROPERTY: 4676 Lange Avenue Northeast, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $411,202.69
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 28, 2012 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 28, 2012.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 15, 2011
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y1631)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 4676 Lange Avenue Northeast, St. Michael, MN 55376
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc. a Delaware corporation as nominee for The Oakley National Bank of Buffalo, N.A.
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc. a Delaware corporation as nominee for The Oakley National Bank of Buffalo, N.A.
(4) Residential Servicer: Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number: 114273001090
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100177700000369926
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 4, 1998
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,693.00.00
MORTGAGOR(S): Cynthia A. Troy, single
MORTGAGEE: Irwin Mortgage Corporation
LENDER: Irwin Mortgage Corporation
SERVICER: MidFirst Bank
DATE AND PLACE OF FILING: Filed October 27, 1998, Wright County Recorder, as Document Number 659716, thereafter corrected by Corrective Mortgage to fix the legal description recorded August 8, 2001 as DocumentNumber 752206; thereafter modified by Second Amended Loan Modification Agreement providing for Fixed Interest Rate dated October 17, 2005 and recorded November 9, 2005 as Document Number A985850; thereafter modified by Loan Modification Agreement increasing the amount payable to $114,650.19 dated February 28, 2007 and recorded May 10, 2007 as Document Number A 1052843, thereafter modified by Loan Modification Agreement increasing the amount payable to $124,959.58 dated June 12, 2008 and recorded July 22, 2008 as Document Number A 1093784, thereafter modified by Loan Modification Agreement increasing the amount payable to $134,629.92 dated April 27, 2010 and recorded July 7, 2010 as Document Number A 1151254
ASSIGNMENTS OF MORTGAGE: Assigned to: MIDFIRST BANK; Dated: April 2, 2004 filed: May 3, 2004, recorded as document number A 907459
LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Klein Farms 4th Addition
PROPERTY ADDRESS: 9064 Fieldcrest Cir., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155 105 002030
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,971.97
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 6, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 6, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 19, 2011
MIDFIRST BANK
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Dec. 26, 2011, Jan. 2, 9, 16, 23, and 30, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 28, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $455,200.00
MORTGAGOR(S): Jeffrey R. Warren and Rebecca P. Warren, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100020000351652734
LENDER: Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed March 6, 2007, Wright County Recorder, as Document Number A 1045226
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2; Dated: September 12, 2011
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Hurst Woods
PROPERTY ADDRESS: 4021 Maple Hurst Dr. S., Rockford, MN 55373
PROPERTY IDENTIFICATION NUMBER: 113.048.002100
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $439,933.63
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 14, 2011, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 14, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 26, 2011
HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 14, 2011, at 10:00 A.M., has been postponed to December 20, 2011, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 20, 2012 at 11:59 P.M.
Dated: November 18, 2011
HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 20, 2011, at 10:00 A.M., has been postponed to February 21, 2012, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by August 21, 2012 at 11:59 P.M.
Dated: December 19, 2011
HSBC Bank USA, National Association as Trustee for PHH Alternative Mortgage Trust, Series 2007-2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Assignee of Mortgagee
Published in the Herald Journal Dec. 26, 2011.