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Herald Journal Legal Notices
New public notices published in the issue of Nov. 19, 2012

Notice of Public Hearing
Truth In Taxation
The City of Winsted Council will hold a public hearing on its budget and the amount of property taxes it is proposing to collect to pay for the costs of services the City will provide for Fiscal Year 2013.
Attend the Public Hearing
All residents of the City of Winsted, McLeod County, Minnesota are invited to attend the public hearing of the City Council to express their opinions on the budget and on the proposed amount of the 2013 property taxes on:
Tuesday, December 4th, 2012 at 6:00 p.m.
City of Winsted Council Chambers
201 – 1st Street North
Winsted, Minnesota 55395
Respectfully Submitted,
Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Nov. 19, 2012.

NOTICE OF PUBLIC HEARING
A Public Hearing will be held by the Winsted City Council on Tuesday, December 4, 2012 at 6:00 P.M. in the Council Chambers at City Hall, 201-1st Street North, to consider an amendment to the Mayor and City Council Salary Ordinance decreasing City Council Compensation.
If you would like to make comment but will be unable to attend the hearing, you may do so by writing the City Administrator, Brad Martens, City of Winsted, P.O. Box 126, Winsted, MN 55395.
Respectfully,
Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Nov. 19, 2012.

NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: October 2, 2003
MORTGAGOR: Patrick Anthony Miller Jr., and Cheryl Ann Miller, husband and wife.
MORTGAGEE: JPMorgan Chase Bank, National Association, S/B/M Chase Home Finance LLC, S/B/M to Chase Manhattan Mortgage Corporation.
DATE AND PLACE OF RECORDING: Filed December 3, 2003, Wright County Registrar of Titles, Document No. T21770 on Certificate of Title No. 4968.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-6.
Said Mortgage being upon Registered Land.
TRANSACTION AGENT: NONE
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER ANDMORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation
RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association
MORTGAGED PROPERTY ADDRESS: 1202 Juniper Lane, Buffalo, MN 55313
TAX PARCEL I.D. #: 103128005010
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Griffing Meadow, Wright County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,370.55
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE ANDTIME OF SALE: January 2, 2013 at 10:00 AM
PLACE OF SALE: Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 26, 2012
U.S. Bank National Association, as Trustee
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
75 - 75-4330
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
75-4330
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: September 19, 2012
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated March 8, 2005, executed by Norman Fevrier and Serena Fevrier, husband and wife, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record March 17, 2005, as Document No. A951364, and assigned to Wells Fargo Bank, National Association, as Mortgagee, pursuant to an Assignment dated September 28, 2011, and filed for record October 11, 2011, as Document No. A1185327 in the office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The original principal amount secured by the Mortgage was $262,916.01.
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. No mortgagor has been released from financial obligation on the mortgage.
5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $350,774.23.
7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Legal Description: Lot 8, Block 4, Prairie Creek 5th Addition,Wright County, Minnesota
will be sold by the Sheriff of Wright County, Minnesota, at public auction on November 15, 2012 at 10:00 a.m. at the office of the Wright County Sheriff, 3800 Braddock Avenue NE, Buffalo, Minnesota.
8. The mortgagor must vacate the property on or before 11:59 p.m. May 15, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.
9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is 6 months after the date of sale.
10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Foreclosure Data required by Minn. Stat. Sec. 580.025
1. Property Address: 7890 Park Avenue Northeast, Elk River, Minnesota 55330
2. Transaction Agent: Not Applicable
3. Name of Mortgage Originator (Lender): Wells Fargo Financial Minnesota, Inc.
4. Residential Servicer: Wells Fargo Bank, National Association
5. Tax Parcel Identification Number: 118-090-004080
6. Transaction Agent’s Mortgage ID Number: Not Applicable
Wells Fargo Bank, National Association
Attorneys for Mortgagee
James T. Keig
STEPHENSON, SANFORD & THONE, P.L.C.
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN 55391
(952) 404-2100
15-0336
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that the sale set forth in the above Notice has been postponed to January 8, 2013 at 10:00 a.m. at the place indicated in said Notice.
The mortgagor must vacate the property on or before 11:59 p.m., July 8, 2013, if the Sheriff’s sale is not further postponed, the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under Minn. Stat. Sec. 582.032.
Dated: November 14, 2012
Attorneys for Mortgagee
James T. Keig
STEPHENSON, SANFORD & THONE, P.L.C.
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN 55391
(952) 404-2100
Published in the Herald Journal Nov. 19, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: November 14, 2012
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated January 15, 2002, executed by Larry J. Grimlie and Linda D. Grimlie, husband and wife, as Mortgagors, to AgStar Financial Services, PCA, as Mortgagee, and filed for record January 22, 2002, as Document No. 773901, in the Office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The Mortgage has not been assigned.
3. The original principal amount secured by the Mortgage was $127,500.00.
4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $218,481.16.
7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Wright County, Minnesota, described as follows:
E 1/2 NW 1/4, Sec. 1, T121N, R26W, Wright County, Minnesota, less and except the West 400.00 feet of the East 466.00 feet of the North 544.50 feet of the E 1/2 NW 1/4, Sec. 1, T121N, R26W, according to the United States Government Survey thereof and situated in Wright County, Minnesota
will be sold by the County Sheriff of Wright County, Minnesota, at public auction on January 7, 2013, at 10:00 a.m., at the Wright County Sheriff’s Department, located at 3800 Braddock Avenue NE, Buffalo, Minnesota.
8. To the best of Mortgagee’s information, the property being foreclosed has not been assigned a property address, and has tax parcel identification number 216000012100.
9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is twelve (12) months after the date of sale.
10. The property must be vacated by 11:59 p.m. on January 7, 2014, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
AGSTAR FINANCIAL SERVICES, PCA
/s/ James L. Wiant, #116774
Rinke Noonan
Suite 300 US Bank Plaza
1015 W. St. Germain St.
P.O. Box 1497
St. Cloud, MN 56302
(320) 251-6700
(320) 656-3500 fax
Our File No. 13119.037
Attorneys for Mortgagee
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The following foreclosure sale, originally scheduled for November 19, 2012, at 10:00 a.m., has been postponed to a date unknown at this time, at the Wright County Sheriff’s Department, located at 3800 Braddock Avenue NE, Buffalo, Minnesota.
Dated: November 15, 2012
Liberty Savings Bank, fsb
/s/ James L. Wiant (#116774)
Rinke Noonan
Suite 300 US Bank Plaza
1015 W. St. Germain St.
P.O. Box 1497
St. Cloud, MN 56302
(320) 251-6700
(320) 656-3500 Fax
Attorneys for Mortgagee
NOTICE OF MORTGAGE FORECLOSURE SALE
Date: September 26, 2012
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated September 18, 2006, executed by Sara J. Wagner and Stacy E. Wagner, both single adults, as Mortgagors, to Liberty Savings Bank, fsb, as Mortgagee, and filed for record October 5, 2006, as Document No. A1028318, in the Office of the County Recorder of Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The Mortgage has not been assigned.
3. The original principal amount secured by the Mortgage was $130,000.00.
4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $130,313.99.
7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Wright County, Minnesota, described as follows:
UNIT NO. 53, COMMON INTEREST COMMUNITY NO. 39, THE POINTE VILLAGE HOMES, WRIGHT COUNTY, MINNESOTA
will be sold by the County Sheriff of Wright County, Minnesota, at public auction on November 19, 2012, at 10:00 a.m., at the Wright County Sheriff’s Department, located at 3800 Braddock Avenue NE, Buffalo, Minnesota.
8. To the best of Mortgagee’s information, the property being foreclosed has a property address of 16201 - 71st Lane NE, Otsego, Minnesota 55330, and has tax parcel identification number 118-081-000053.
9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of sale.
10. The property must be vacated by 11:59 p.m. on May 19, 2013, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23.
11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
LIBERTY SAVINGS BANK, FSB
/s/ James L. Wiant, #116774
Rinke Noonan
Suite 300 US Bank Plaza
1015 W. St. Germain St.
P.O. Box 1497
St. Cloud, MN 56302
(320) 251-6700
(320) 656-3500 fax
Our File No. 22118.124
Attorneys for Mortgagee
Published in the Herald Journal Nov. 19, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 30, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,234.00
MORTGAGOR(S): David A. Kritzeck and Kristen D. Kritzeck, husband and wife
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed August 5, 2010, Wright County Recorder; Document No. A1153327
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY: That part of the SW 1/4 of the SE 1/4 of Section 29, Township 118, Range 27, Wright County, Minnesota; Commencing at the Southeast corner of said SW 1/4 of SE 1/4 thence on an assumed bearing of South 89 degrees 05 minutes 06 seconds West along the South line of said Section 29, a distance of 33.00 feet to the West line of tract described in Book 316 of Deeds Page 830; thence North 00 degrees 23 minutes 17 seconds West along last said line, a distance of 644.81 feet to the point of beginning of tract herein described; thence continuing North 00 degrees 23 minutes 17 seconds West along last said line, 290.00 feet; thence North 86 degrees 14 minutes 58 seconds West, a distance of 301.20 feet; thence South 00 degrees 23 minutes 17 seconds East, a distance of 290.00 feet; thence South 86 degrees 14 minutes 58 seconds East, a distance of 301.20 feet to the point of beginning.
STREET ADDRESS OF PROPERTY: 10867 Kilbury Avenue SW, Howard Lake, MN 55349-4510
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $233,930.64
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 8, 2013 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 8, 2013.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 9, 2012
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Curt N. Trisko, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(WF2204)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 10867 Kilbury Avenue SW, Howard Lake, MN 55349-4510
(2) Transaction Agent: Wells Fargo Bank, N.A.
(3) Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A.
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 219-000-294305
(6) Transaction Agent’s Mortgage ID Number (MERS number): none
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 26, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,305.00
MORTGAGOR(S): Paul E. Mauk and Wendy S. Mauk, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc.
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed October 13, 2003, Wright County Recorder, as Document Number A879000
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cardinal Hills Second Addition
PROPERTY ADDRESS: 5123 Martin Drive, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155.073.001010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,027.64
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 7, 2012
Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 20, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00
MORTGAGOR(S): Joanna L. Orre and Kiowa J. Orre, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100103210000155050
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Prime Mortgage Corporation
SERVICER: Bank of America, N.A.
DATE AND PLACE OF FILING: Filed January 30, 2007, Wright County Recorder, as Document Number A1041328
ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: June 18, 2012 filed: June 21, 2012, recorded as document number A1205895
LEGAL DESCRIPTION OF PROPERTY: Those parts of Lots 2, 9, and 10, Block 8, Monticello, according to the recorded plat thereof and the Southeast Quarter of the Northeast Quarter of Section 10, Township 121, Range 25, Wright County, Minnesota, described as follows: Commencing at the intersection of the Northeasterly line of Sixth Street with the East line of the Southeast Quarter of the Northeast Quarter; thence Northwesterly along said Northeasterly line of Sixth Street, a distance of 29.38 feet to the intersection of the Southwesterly extension of the Northwesterly line of the Southeasterly 13.63 feet of said Lot 2; thence Northeasterly along said Southwesterly extension line and said Northwesterly line of the Southeasterly 13.63 feet of Lot 2, a distance of 100.68 feet to the point of beginning of the land to be described; thence Northwesterly parallel with said Northeasterly line of Sixth Street, a distance of 119.18 feet to the Southeasterly line of Elm Street; thence Northeasterly along said Southeasterly line of Elm Street a distance of 117.51 feet to the intersection of the Northwesterly extension of the Southwesterly line of the Northeasterly 111.82 feet of said Lot 10, Block 8; thence Southeasterly along said extension line and the Southwesterly line of the Northeasterly 111.82 feet of said Lot 10 and Lot 9, a distance of 119.15 feet to the Northwesterly line of the Southeasterly 13.63 feet of said Lot 9; thence Southwesterly along said Northwesterly line and said Northwesterly line of the Southeasterly 13.63 feet of Lot 2, distance of 117.49 feet to the point of beginning
PROPERTY ADDRESS: 510 Elm Street, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: R155-500-101401
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $134,808.63
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2013, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 8, 2012
BANK OF AMERICA, N.A.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 26, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00
MORTGAGOR(S): Stephen H. Polsfuss and Diane M. Pulsfuss, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Universal American Mortgage Company, LLC, a Florida Limited Liability Company
DATE AND PLACE OF FILING: Filed February 6, 2007, Wright County Recorder; Document No. A1042180
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on May 12, 2011 as Document Number A1175805
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Riverplace
STREET ADDRESS OF PROPERTY: 5522 Ramier Ave. NE, Otsego, MN 55374-4731
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $328,015.67
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2013 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 15, 2013.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: STEPHEN H. POLSFUSS AND DIANE POLSFUSS.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 13, 2012
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Curt N. Trisko, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(WF1559)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 5522 Ramier Ave. NE, Otsego, MN 55374-4731
(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Universal American Mortgage Company, LLC, a Florida Limited Liability Company
(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Universal American Mortgage Company, LLC, a Florida Limited Liability Company
(4) Residential Servicer: Wells Fargo (800) 868-0043
(5) Tax Parcel Identification Number: 118.206.003010
(6) Transaction Agent’s Mortgage ID Number (MERS number): 100059600050998660
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 31, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,099.00
MORTGAGOR(S): Makara L. Sandahl and Richard N. Sandahl, wife and husband
MORTGAGEE: Wells Fargo Bank, NA
LENDER: Wells Fargo Bank, NA
SERVICER: Wells Fargo Bank, NA
DATE AND PLACE OF FILING: Filed August 12, 2008, Wright County Recorder, as Document Number A1095712
LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, River Mill
PROPERTY ADDRESS: 6351 River Mill Dr., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155.086.001120
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,288.38
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 11, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 11, 2012.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: April 13, 2012
Wells Fargo Bank, NA
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for June 11, 2012, at 10:00 A.M., was postponed to November 12, 2012 at 10:00 a.m., pursuant to MN Statute 580.07, subdivision 2, that subsequently the above referenced sale was postponed to November 19, 2012 at 10:00 a.m., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by December 24, 2012 at 11:59 P.M.
Dated: September 18, 2012
Wells Fargo Bank, N.A.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 19, 2012, at 10:00 A.M., has been postponed to November 26, 2012 at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by December 31, 2012 at 11:59 P.M.
Dated: November 13, 2012
Wells Fargo Bank, N.A.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
Attorney for Mortgagee
Published in the Herald Journal Nov. 19, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 29, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00
MORTGAGOR(S): Robert O’Brien, a single person and Rachel A. Schmitt, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100446701000203557
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Alternative Mortgage Options, Inc.
SERVICER: Seterus, Inc.
DATE AND PLACE OF FILING: Filed December 14, 2005, Wright County Recorder, as Document Number A 990580
ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: October 12, 2012
LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Beaudry’s Second Addition, Village of Annandale
PROPERTY ADDRESS: 5560 55th Cir. NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101 011 002140
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,503.43
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2013, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 7, 2012
Federal National Mortgage Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 23, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $580,000.00
MORTGAGOR(S): Tod W. Seiling and Sarah Seiling, husband and wife
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed September 30, 2005, Wright County Recorder; Document No. A979659
ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association by written assignment recorded on June 22, 2012 as Document Number A1206031
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Pulaski Heights, ASLO an easement for access to Lake Pulaski, with other lot owners, over and across Lot 2 of said Pulaski Heights
STREET ADDRESS OF PROPERTY: 1705 Sunset Cove, Buffalo, MN 55313-6601
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $546,839.99
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2013 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 15, 2013.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 13, 2012
BANK OF AMERICA, NATIONAL ASSOCIATION
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Curt N. Trisko, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(WF2185)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises: 1705 Sunset Cove, Buffalo, MN 55313-6601
(2) Transaction Agent: Wells Fargo Bank, N.A.
(3) Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A.
(4) Residential Servicer: Wells Fargo (800) 416-1472
(5) Tax Parcel Identification Number: 103-121-000010
(6) Transaction Agent’s Mortgage ID Number (MERS number): none
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 12, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,500.00
MORTGAGOR(S): Troy J. Olson, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1000739-8140634498-7
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bremer Bank, National Association
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed February 6, 2006, Wright County Recorder, as Document Number A997404
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: January 19, 2012 filed: March 27, 2012, recorded as document number A1198691
LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), River Vista Estates Second Addition
PROPERTY ADDRESS: 745 Maple St., Clearwater, MN 55320
PROPERTY IDENTIFICATION NUMBER: 104 017 001010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,439.25
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 11, 2013, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 11, 2013.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 9, 2012
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Nov. 19, 26, Dec. 3, 10, 17, and 24, 2012.