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Herald Journal Legal Notices
New public notices published in the issue of Nov. 10, 2014

NOTICE – WARNING
An aeration system creating open water and thin ice will begin operation on Winsted Lake, McLeod County, Township 117N, Range 27W, Section 2, 11, & 12, beginning December 13th, 2014, under permit DNR #F1344071.
Weather conditions may cause the area of thin ice and open water to fluctuate greatly.
STAY CLEAR OF THE MARKED AREA
Motorized vehicles on aerated lakes are restricted inside the zone marked “thin ice”.
Questions regarding this warning may be directed to the City of Winsted City Clerk-Treasurer, Deb Boelter, at (320) 485-2366.
Respectfully,
Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Nov. 10 and 30, 2014.

STATE OF MINNESOTA
DISTRICT COURT
COUNTY OF WRIGHT
TENTH JUDICIAL DISTRICT
Case Type: Civil/Other
Declaratory Relief and Foreclosure
File No. 86-CV-14-5096
Wells Fargo Bank, National Association, Plaintiff,
vs.
James A. Benson;
Household Industrial Finance Company;
Karen Lee-Hagen Mumford;
John Doe and Mary Roe,
Defendant.
SUMMONS
THIS SUMMONS IS DIRECTED TO: James A. Benson, Household Industrial Finance Company, Karen Lee-Hagen Mumford
1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the court administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.
2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Stephenson, Sanford & Thone, PLC, Attn: Mark D. Stephenson, Suite 220, 1905 East Wayzata Boulevard, Wayzata, Minnesota 55391.
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.
5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.
6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.
7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Wright County, State of Minnesota, legally described as follows:
The South 467.4 feet of the West 935 feet of the Southwest Quarter of Section 10, Township 119, Range 27.
The object of this action is brought to rescind, annul and void a sheriff’s mortgage foreclosure sale conducted by the Wright County Sheriff’s Office on June 18, 2013, under the mortgage filed as Document No. 784757, on April 2, 2002, in the Office of the Wright County Recorder, to void the Certificate of Redemption Document No. A1254439 subsequently filed on December 20, 2013, to void the Satisfaction of Mortgage Document No. A1242961 subsequently filed by the Plaintiff and to re-foreclose Mortgage Document No. 784757 and for the purpose foreclosing rescinded mortgage dated February 26, 2002, executed by James A. Benson, an unmarried person, as mortgagor(s), to Wells Fargo Bank Minnesota, N.A. as mortgagee, and recorded on April 2, 2002, as Document Number 784757 in the office of the County Recorder of Wright County, Minnesota.
Dated: 11/6/14
STEPHENSON, SANFORD, PIERSON& THONE, P.L.C.
By: /s/ James T. Keig
Attorney I.D. No. 0391719
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN
Published in the Herald Journal Nov. 10, 17, and 24, 2014.

Notice of Public Hearing
Truth In Taxation
The City of Winsted Council will hold a Public Hearing on its Budget and the amount of Property Taxes it is proposing to collect to pay for the costs of services the City of Winsted will provide for Fiscal Year 2015.
Attend the Public Hearing
All residents of the City of Winsted, McLeod County, Minnesota are invited to attend the Public Hearing of the City Council to express their opinions on the Budget and on the proposed amount of the year 2015 Property Taxes on:
Tuesday, December 2nd, 2014 at 6:00 p.m.
City of Winsted Council Chambers
201 – 1st Street North
Winsted, Minnesota 55395
Respectfully Submitted,
Deborah R. Boelter
City Clerk-Treasurer
Published in the Herald Journal Nov. 10 and 17, 2014.

CITY OF MAYER
PUBLIC NOTICE
The City Council of the City of Mayer will hold a Public Hearing on Monday, November 24, 2014 at 6:30 p.m. or shortly thereafter, at the Mayer Community Center at 413 Bluejay Ave., Mayer, MN for the purpose of placing delinquent water and sewer costs on the property owners taxes payable in the year 2015.
Luayn Ruch-Hammond
City Administrator, City of Mayer
Published in the Herald Journal Nov. 10, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 18, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00
MORTGAGOR(S): Nicolas A. Dornbusch, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for CitiMortgage, Inc., a New York corporation
DATE AND PLACE OF FILING: Recorded on July 22, 2008 as Document Number A1093855 in the Office of the County Recorder of Wright County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. by assignment recorded on July 15, 2013 as Document Number A1242128 in the Office of the County Recorder of Wright County, Minnesota; thereafter assigned to Federal National Mortgage Association by assignment recorded on February 14, 2014 as Document Number A1257608 in the Office of the County Recorder of Wright County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Davis Addition, Wright County, Minnesota.
STREET ADDRESS OF PROPERTY: 818 Myrtle St., Buffalo, MN 55313
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,793.72
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR (LENDER): CitiMortgage, Inc., a New York corporation
RESIDENTIAL SERVICER: Seterus, Inc.
TAX PARCEL IDENTIFICATION NUMBER: 103-090-002020
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): 100011520054595105
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 6, 2015 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 6, 2015.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 6, 2014
FEDERAL NATIONAL MORTGAGE ASSOCIATION
Mortgagee
SCHILLER & ADAM, P.A.
By /s/ Curt N. Trisko, Esq.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102-2227
(651) 209-9760
(14-2064-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 26, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,651.00
MORTGAGOR(S): Laura L. Thorson, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100848100106026026
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgages Unlimited Inc.
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed April 23, 2010, Wright County Recorder, as Document Number A 1145916
ASSIGNMENTS OF MORTGAGE: Assigned to: JP Morgan Chase Bank, National Association; Dated January 21, 2014 filed: January 27, 2014, recorded as document number A1256534
LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the Westerly 10 feet of Lot 20, Cedar Lake Shores
PROPERTY ADDRESS: 7855 Braddock Ave. NE, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 213-115-000190
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,191.29
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 5, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 5, 2015, or the next business day if July 5, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2014
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 13, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,400.00
MORTGAGOR(S): Holly A. Johnson, an unmarried woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100020000306923396
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Mortgage Corp (fka Cendant Mortgage Corp) d/b/a Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed October 25, 2005, Wright County Recorder, as Document Number A 983414
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., as Trustee for Citigroup Mortgage Loan Trust, Inc.
LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Pheasant Hills Second Addition
PROPERTY ADDRESS: 156 Pheasant Ridge Dr., Montrose, MN 55363
PROPERTY IDENTIFICATION NUMBER: 112-024-002080
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $112,231.67
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 7, 2015, or the next business day if July 7, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2014
U.S. Bank, N.A., as Trustee for Citigroup Mortgage Loan Trust, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 22, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00
MORTGAGOR(S): Charles D. Lasley, a single person and Sue K. Riekens, a single person
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Recorded on May 21, 2004 as Document Number A910204 in the Office of the County Recorder of Wright County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None.
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Vasseur’s Oak Grove Estate’s First Addtion, Wright County, Minnesota.
STREET ADDRESS OF PROPERTY: 8076 Packard Avenue NE, Otsego, MN 55330-6625
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $155,152.70
TRANSACTION AGENT: None
NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Home Mortgage, Inc., a California corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 118-032-001150
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): None
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 6, 2015 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 6, 2015.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 6, 2014
WELLS FARGO BANK, N.A.
Mortgagee
SCHILLER & ADAM, P.A.
By /s/ Curt N. Trisko, Esq.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102-2227
(651) 209-9760
(14-1575-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 2, 2002
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00
MORTGAGOR(S): Roxane R. Scherr NKA Roxane Moorhouse, a single person
MORTGAGEE: Wells Fargo Home Mortgage, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc.
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed December 11, 2002, Wright County Recorder, as Document Number 821014
LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Southeast Quarter (NE1/4 SE1/4) and Government Lot One (1), of Section Eighteen (18), in Township One Hundred Twenty-Two (122) North, of Range Twenty-Six (26) West, Wright County, Minnesota, lying between the Southerly Line of Highway Number 152 and the Northerly line of Interstate Highway Number 94, Wright County, Minnesota.
PROPERTY ADDRESS: 15441 Ferman Avenue NW, Clearwater, MN 55320
PROPERTY IDENTIFICATION NUMBER: R204-000-181403
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $103,082.80
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 7, 2015, or the next business day if July 7, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 30, 2014
Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.
Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 29, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,964.80
MORTGAGOR(S): Pamela D. Anderson, an unmarried woman
MORTGAGEE: Cendant Mortgage Corporation, a New Jersey corporation
DATE AND PLACE OF FILING: Recorded on October 13, 2004 as Document Number A930936 in the Office of the County Recorder of Wright County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. by assignment recorded on June 19, 2008 as Document Number A1091421 in the Office of the County Recorder of Wright County, Minnesota; thereafter assigned to CitiMortgage, Inc. by assignment recorded on November 16, 2012 as Document Number A1219555 in the Office of the County Recorder of Wright County, Minnesota; thereafter assigned to Federal National Mortgage Association by assignment recorded on February 24, 2014 as Document Number A1257970 in the Office of the County Recorder of Wright County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Highlands of St. Michael Second Addition, Wright County, Minnesota
STREET ADDRESS OF PROPERTY: 4855 Lansing Ave. NE, Saint Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $317,468.25
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR (LENDER): Cendant Mortgage Corporation, a New Jersey corporation
RESIDENTIAL SERVICER: Seterus, Inc.
TAX PARCEL IDENTIFICATION NUMBER: 114-111-003090
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): 100020000277793471
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 6, 2015 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 6, 2015.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Pamela Dawn Anderson
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 6, 2014
FEDERAL NATIONAL MORTGAGE ASSOCIATION
Mortgagee
SCHILLER & ADAM, P.A.
By /s/ Curt N. Trisko, Esq.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102-2227
(651) 209-9760
(14-2047-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 10, 2012
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00
MORTGAGOR(S): Anthony E. Salazar, married man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001875-0000043696-6
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed August 30, 2012, Wright County Recorder, as Document Number A 1212056
ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation
LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Parkside Meadows
PROPERTY ADDRESS: 208 Crystal Lane, Montrose, MN 55363
PROPERTY IDENTIFICATION NUMBER: 112-017-001050
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $122,608.98
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 7, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 7, 2015, or the next business day if July 7, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 31, 2014
PHH Mortgage Corporation
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 4, 2013
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,959.00
MORTGAGOR(S): Susan R. Skoog, single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1002489-0000007522-7
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Rescue Mortgage, Inc. DBA Mortgage Depot
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed November 15, 2013, Wright County Recorder, as Document Number A1252159
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: May 14, 2014 filed: May 27, 2014, recorded as document number A1263801
LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Rolling Woods
PROPERTY ADDRESS: 8424 Bear Ave., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155-123-003110
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $153,200.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 5, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 5, 2015, or the next business day if July 5, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 29, 2014
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 10, 17, 24, Dec. 1, 8, and 15, 2014.