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Herald Journal Legal Notices
New public notices published in the issue of Nov. 24, 2014

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HOWARD LAKE-WAVERLY-WINSTED PUBLIC SCHOOLS
BUS GARAGE EXPANSION (BP #3)
Howard Lake-Waverly-Winsted Public Schools is presently soliciting competitive “Prime Contract Bids” for Howard Lake-Waverly-Winsted Public Schools – Bus Garage Expansion in Howard Lake, MN. Sealed bids in duplicate will be received at the Howard Lake High School – Media Center, 8700 County Road 6 SW, Howard Lake, MN 55349. No other agent is authorized to receive bids. Bids will be received until 2:00 PM local time, on December 18, 2014 at which time they will be publicly opened and read aloud. Bidders are invited to attend. Bids received after this time will be returned unopened.
The complete Bid Form shall be without alterations, additions, or erasures. All bids shall be on a lump sum basis. No bid may be withdrawn for a period of 60 days after bid receipt without consent of the Owner. Each bidder shall accompany the Bid Form with a bid security as described in the Instructions to Bidders. The Owner reserves the right to reject any or all bids and to waive any irregularities in bids.
The overall project consists of concrete, masonry, metal building (supply and erection), overhead doors, mechanical (plumbing and HVAC), and electrical.
Direct communications regarding this Project to the office of the Construction Manager: Rob Gemelke (rob.gemelke@krausanderson.com) Kraus-Anderson Construction, 8625 Rendova Street NE, P.O. Box 158, Circle Pines, MN, 55014, Tel: 763-786-7711.
Obtain Bidding Documents, including the Bid Form, Drawings and Specifications, via free electronic download via gradebeam. Please contact Rachel Struckman at rachel.struckman@krausanderson.com or 763-792-3681 for access.
Bidding Documents will be available for inspection at the office of the Construction Manager as well as several Builder’s Exchanges: Minnesota Builders Exchange, Reed Construction Data, Builders Exchange of St. Cloud, and Mid-Minnesota Builders Exchange.
Published in the Herald Journal Nov. 24 and Dec. 1, 2014.

NOTICE OF PUBLIC HEARING
AN APPLICATION FOR A VARIANCE HAS BEEN SUBMITTED TO THE WRIGHT COUNTY BOARD OF ADJUSTMENT BY THE FOLLOWING APPLICANT:
THOMAS R. BRADLEY
LOCATION: 100th Street SW & Forsythe Avenue described as Part of E 1/2 of SE 1/4, Section 25, Township 118, Range 27; and also part of W 1/2 of NW 1/4, Section 30, Township 118, Range 26, Wright County, Minnesota. (Victor & Woodland Twp.) Tax #219-000-251103 & -251100 & 220-000-302202
Requests a review and determination of proposed changes to a lot line adjustment approved in 2002 by the Board of Adjustment as regulated in Section 502.2 of the Wright County Zoning Ordinance.
REASON A VARIANCE IS NEEDED: Changes to previous Board action.
REFERENCE TO THE PROPOSED APPLICATION, A HEARING WILL BE HELD ON:
DATE: Friday, Dec. 5, 2014
TIME: 8:30 a.m.
PLACE: COUNTY COMMISSIONERS’ BOARD ROOM, WRIGHT COUNTY GOVERNMENT CENTER, BUFFALO, MN.
OR YOU MAY SEND YOUR COMMENTS TO THE PLANNING & ZONING OFFICE, WRIGHT COUNTY GOVERNMENT CENTER, 10 SECOND STREET NW RM 140, BUFFALO, MINNESOTA 55313-1185
INTERPRETER SERVICES FOR THE HEARING IMPAIRED WILL BE PROVIDED ON PRIOR REQUEST FOR PUBLIC MEETINGS AND OTHER COUNTY-SPONSORED CLASSES AND EVENTS.
PHONE INQUIRIES TO: (763) 682-8947
Published in the Herald Journal Nov. 24, 2014.

NOTICE OF PUBLIC HEARING
A public hearing for a variance to section 1501.005 Letter F of The Winsted Zoning Ordinance will be held by the Winsted Planning Commission on Monday, December 8, 2014 at 6:00 PM or as soon thereafter as possible, in the Council Chambers at City Hall 201 - 1st Street North. The variance request made by Ralph Millerbernd, is to reduce the required twenty-five (25) foot rear yard setback to construct a single family dwelling at 124 Lake Avenue East, Winsted, MN 55395.
If you so desire, you may attend the public hearing, either in person or by agent or attorney, to make comments in opposition to or support of the variance. If you would like to make comment but will be unable to attend the hearing, you may do so by writing at clay.wilfahrt@winsted.mn.us or City of Winsted, P.O. Box 126, Winsted, MN 55395. Written comments must include your name and property address.
Respectfully,
Clay Wilfahrt
City Administrator
Published in the Herald Journal Nov. 24, 2014.

CITY OF WAVERLY
PUBLIC HEARING NOTICE
NOTICE OF PUBLIC HEARING ON VACATION OF EASEMENTPURSUANT TO MINNESOTA STATUTE §412.851
NOTICE IS HEREBY GIVEN that a hearing will be held before the City Council on the 9th day of December, 2014, in the City Hall located at 502 Atlantic Avenue, Waverly, MN at 8:00 p.m. to consider a proposed vacation of the drainage and utility easements located in Woodland Shores 2nd Addition legally described as:
Proposed Drainage and Utility Easement vacation description:
The Drainage and Utility Easements, as delineated and dedicated as the Westerly 100.00 feet of the Easterly 110.00 feet of the Northerly 5.00 feet of Lot 1, Block 6 WOODLAND SHORES 2ND ADDITION, and the Westerly 100.00 feet of the Easterly 110.00 feet of the Southerly 5.00 feet of Lot 2, Block 6, WOODLAND SHORES 2ND ADDITION, according to the recorded plat thereof, Wright County, Minnesota.
Dated this 18th day of November, 2014
Deborah Ryks
City Clerk/Treasurer
Published in the Herald Journal Nov. 24 and Dec. 1, 2014.

PUBLIC HEARING NOTICE
NOTICE IS HEREBY GIVEN that the City of Howard Lake will be holding a public hearing on December 2, 2014 at 6:00 pm. The public hearing will be conducted at City Hall located at 625 8th Ave. in Howard Lake.
The purpose of the public hearing is to consider a conditional use permit to allow for auto sales with limited outdoor display at 1300 6th Street.
All interested parties are encouraged to attend the public hearing. Additional information regarding the hearing may be obtained by contacting the City of Howard Lake at 625 8th Avenue, PO Box 736, Howard Lake, MN 55349 or (320) 543-3670.
Published in the Herald Journal Nov. 24, 2014.

STATE OF MINNESOTA
COUNTY OF WRIGHT
DISTRICT COURT
TENTH JUDICIAL DISTRICT
File No. 86-CV-14-5898
CASE TYPE: CIVIL-OTHER
Lowell Kaiser, Bruce Kaiser, Jeff Kaiser, John Kaiser,
Plaintiffs,
vs.
the unknown heirs and devisees of Bernice Kaiser (deceased), Mary Lou Logsdon, as personal representative for the Estate of Maria Elizabeth Logsdon, Beneficial Loan & Thrift Co., John Doe and Mary Roe, whose true names are unknown to Plaintiff,
Defendants.
SUMMONS
THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS:
1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiffs’ Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.
2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at:
Stephenson, Sanford, Pierson & Thone,
P.L.C.
1905 E. Wayzata Blvd., Suite 220
Wayzata, MN 55391
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.
5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.
6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.
7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Wright County, Minnesota, legally described as follows:
The Land referred to herein below is situated in the County of Wright, State of Minnesota, and is described as follows:
That part of the East Half of Lot “A” in the Northeast Quarter of the Northwest Quarter of Section 13, Township 118, Range 25, Wright County, Minnesota, described as follows: Commencing at the Northwest corner of said East Half of the East Half; thence on an assumed bearing of South 0 degrees 03 minutes 36 seconds West along the West line of said East Half of the East Half a distance of 340.79 feet to the point of beginning of the tract to be described; thence continuing on a bearing of South 0 degrees 03 minutes 36 second West along said West line a distance of 150.29 feet; thence South 88 degrees 16 minutes 44 seconds East a distance of 96.53 feet; thence North 1 degree 38 minutes 34 seconds West a distance of 152.89 feet; thence North 89 degrees 46 minutes 30 seconds West a distance of 91.95 feet to the point of beginning and there terminating.
The object of this action is to reform the legal description in the Quit Claim Deed dated September 1, 2000, recorded in the office of the Wright County Recorder on July 8, 2014 as Document No. A1266585.
Dated: November 17, 2014 STEPHENSON, SANFORD, PIERSON & THONE, P.L.C.
/s/ James T. Keig
Attorney Reg. No. 0391719
Attorneys for Plaintiff
1905 East Wayzata Boulevard, Suite 220
Wayzata, MN 55391
(952) 404-2100
Published in the Herald Journal Nov. 24, Dec. 1, and 8, 2014.

STATE OF MINNESOTA
COUNTY OF MCLEOD
DISTRICT COURT
FIRST JUDICIAL DISTRICT
10. Other Civil - Quiet Title
COURT FILE NO. 43-CV-14-1701
Ralph J. Millerbernd and Janet D. Millerbernd, husband and wife
Plaintiffs
vs.
Becky L. Eberhard a/k/a Becky Eberhard and Jason E. Eberhard a/k/a Jason Eberhard (Deceased), husband and wife; Wells Fargo Bank, N.A., Anne V. Brown and Stephen W. Brown; Mortgage Electronic Registration Systems, Inc.; Dawn Sorenson; Nationstar Mortgage LLC; and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein.
Defendants.
SUMMONS
THIS SUMMONS IS DIRECTED TO ALL DEFENDANTS NAMED ABOVE:
1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.
2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at:
Mr. Francis J. Eggert
Eggert Law Office
Po Box 789
Winsted, MN 55395
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs’ Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs should not be given everything asked for in the Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs everything asked for in the Complaint. If you not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.
5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written answer to protect your rights or you may lose the case.
6. ALTERNATE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternate dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.
7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in McLeod County, State of Minnesota, legally described as follows:
That part of Lot 1 in Lot 2 and part of Lot 5 of AUDITOR’S SUBDIVISION OF DAWSON’S ADDITION TO THE TOWN OF WINSTED, described as follows:
That part of Government Lots 2 and 3, Section 2, Township 117, Range 27, McLeod County, Minnesota, described as follows:
Commencing at the North Quarter corner of said Section 2; thence on a bearing of South 00 degrees 42 minutes 52 seconds West, assuming that the North line of the Northwest Quarter of said Section 2 bears North 89 degrees 33 minutes 51 seconds East, a distance of 3309.59 feet; thence South 00 degrees 18 minutes 13 seconds West, a distance of 73.91 feet to the point of beginning; thence North 88 degrees 42 minutes 03 seconds East, a distance of 30.01 feet; thence South 00 degrees 18 minutes 13 seconds West, a distance of 33.13 feet; thence North 88 degrees 42 minutes 03 seconds East, a distance of 49.67 feet; thence South 00 degrees 25 minutes 43 seconds West, a distance of 17.69 feet; thence North 88 degrees 44 minutes 31 seconds East, a distance of 9.95 feet; thence South 00 degrees 04 minutes 11 seconds East to the shoreline of Winsted Lake; thence Southwesterly along said shoreline to a line that bears South 00 degrees 18 minutes 13 seconds West from the point of beginning; thence North 00 degrees 18 minutes 13 seconds East to the point of beginning.
The object of this action is to procure a judgment that the Plaintiffs are the owners in fee simple absolute of said real estate, and that the Defendants, and each of them, have no right, title, estate, or lien herein or thereon, or in any part thereof.
Dated: November 15, 2014 /s/Francis J. Eggert Francis J. Eggert (ID: #26001)
Attorney for Plaintiff
P. O. Box 789
Winsted, MN 55395
Telephone: (320) 485-3880
Published in the Herald Journal Nov. 24, Dec. 1, and 8, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 26, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00
MORTGAGOR(S): Christine Rother NKA Christine E. Cooke
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1002610-2020047240-5
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgage Lenders Network USA, Inc.
SERVICER: Nationstar Mortgage LLC
DATE AND PLACE OF FILING: Filed June 16, 2006, Wright County Recorder, as Document Number A 1014048
ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLN1; thereafter assigned to U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as Successor by Merger to LaSalle Bank, N.A., as Trustee for the Certificateholders of the MLMI Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-MLN1 by CORRECTIVE ASSIGNMENT OF MORTGAGE thereafter assigned to Bank of America, NA thereafter assigned to Nationstar Mortgage LLC thereafter assigned to U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-MLN1.
LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 10, Arbor Creek 2nd Addition
PROPERTY ADDRESS: 7546 Large Ave. NE, Otsego, MN 55301
PROPERTY IDENTIFICATION NUMBER: 118-196-010140
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,212.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 19, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 19, 2015, or the next business day if July 19, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2014
U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-MLN1
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 24, Dec. 1, 8, 15, 22, and 29, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 21, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,394.81
MORTGAGOR(S): David R. Hobson and Susan M. Belko, both single
MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation
DATE AND PLACE OF FILING: Recorded on September 30, 2004 as Document Number A929353 in the Office of the County Recorder of Wright County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None
LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Crimson Ponds Third Addition, Wright County, Minnesota
STREET ADDRESS OF PROPERTY: 8304 Padgett Circle NE, Otsego, MN 55330
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $268,062.35
TRANSACTION AGENT: None
NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 118.083.001270
TRANSACTION AGENT’S MORTGAGE ID NUMBER (MERS NUMBER): None
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 20, 2015 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 20, 2015.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: David R. Hobson and Susan M.Hobson
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 17, 2014
WELLS FARGO FINANCIAL MINNESOTA, INC.
Mortgagee
SCHILLER & ADAM, P.A.
By /s/ Sarah J.B. Adam, Esq.
Rebecca F. Schiller, Esq.
N. Kibongni Fondungallah, Esq.
Curt N. Trisko, Esq.
Samuel R. Coleman, Esq.
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102-2227
(651) 209-9760
(14-1975-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 24, Dec. 1, 8, 15, 22, and 29, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 28, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,900.00
MORTGAGOR(S): Matthew J. Miller, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001310-2050027466-5
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Mortgage Network, Inc.
SERVICER: Seterus, Inc.
DATE AND PLACE OF FILING: Filed February 2, 2005, Wright County Recorder,, as Document Number A945453
ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association
LEGAL DESCRIPTION OF PROPERTY: the East 2/3 of Lot 3 and the East 2/3 of the North Half of Lot 4, Block 27, in the Townsite of Howard Lake
PROPERTY ADDRESS: 713 9th Ave., Howard Lake, MN 55349
PROPERTY IDENTIFICATION NUMBER: 109-010-027030
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $137,580.93
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 12, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 12, 2015, or the next business day if July 12, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2014
Federal National Mortgage Association (“FNMA”)
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 24, Dec. 1, 8, 15, 22, and 29, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 19, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00
MORTGAGOR(S): Urban Schaaf, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1000269-0003130117-8
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA BELL Mortgage
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed August 2, 2010, Wright County Recorder, as Document Number A 1152986
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: April 16, 2014 filed: April 28, 2014, recorded as document number A1262174
LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, The Fields of St. Michael 2nd Addition, Common Interest Community No. 73
PROPERTY ADDRESS: 11411 16th St. NE, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-256-002030
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $184,113.65
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 12, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 12, 2015, or the next business day if July 12, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 18, 2014
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 24, Dec. 1, 8, 15, 22, and 29, 2014.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 20, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,149.00
MORTGAGOR(S): Bradley M. Williams and Jacqueline A. Williams, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100027109030042523
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: National Bank of Kansas City
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed April 30, 2009, Wright County Recorder, as Document Number A 1116414
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA
LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Serenity Hills Second Addition
PROPERTY ADDRESS: 802 Natalie Drive, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103-154-003060
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,073.60
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 15, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 15, 2015, or the next business day if July 15, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 14, 2014
Wells Fargo Bank, NA
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Nov. 24, Dec. 1, 8, 15, 22, and 29, 2014.