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Herald Journal Legal Notices
New public notices published in the issue of Aug. 3, 2015

NOTICE OF HEARING ON PROPOSED ASSESSMENT
Notice is hereby given that the City Council of the City of Howard Lake, Minnesota, will meet at 7:00 p.m. on the 18th day of August, 2015, or soon thereafter at the Howard Lake City Hall, 625 8th Avenue, Howard Lake, Minnesota, to pass upon the proposed reassessment of costs related to the installation of streets, curb, gutter, and related municipal improvements abutting properties located in the plat of Dutch Lake Preserve, Howard Lake, Minnesota. The reassessment is authorized by Minn. Stat. § 429.071, Subd. 4, following the tax forfeiture and subsequent sale of the properties to be assessed. The properties proposed to be assessed are located in the plat of Dutch Lake Preserve in the City of Howard Lake, Minnesota and are described as follows:
• Lot 3, Block 1.
• Lot 4, Block 1.
• Lot 5, Block 1.
• Lot 6, Block 1.
• Lot 7, Block 1.
• Lot 8, Block 1.
• Lot 1, Block 2.
• Lot 2, Block 2.
• Lot 3, Block 2.
• Lot 4, Block 2.
• Lot 1, Block 3.
• Lot 3, Block 3.
The proposed assessment roll is on file for public inspection in the City Clerk’s office at City Hall. The total amount of the proposed assessment is $120,000. Adoption of the proposed assessment by the City Council may be taken at the hearing. Written or oral objections to the proposed assessments by any property owner will be considered at the meeting. No appeal may be taken as to the amount of the assessment unless a written objection, signed by the property owner, is filed with the City Clerk prior to the hearing or presented to the presiding officer at the hearing.
An owner may appeal an assessment to the District Court pursuant to Minnesota Statutes Section 429.081 by serving written notice of the appeal upon the Mayor or City Administrator within thirty (30) days after the adoption of the assessment and filing such notice with the District Court within ten (10) days after service upon the Mayor or City Clerk.
Minnesota Statutes Section 435.193 through 435.195 authorize a municipality to defer the payment of assessments against homestead property owned by persons 65 years of age and older, or who are retired because of permanent and total disability under circumstances where it would be a hardship for such person to make the assessment payments. When deferment of the special assessment has been granted and is terminated for any reason provided in that law, all amounts accumulated plus applicable interest become due. Any assessed property owner meeting the requirements of this law and Howard Lake’s ordinances may, within 30 days of the confirmation of the assessment, apply to the City Clerk on the prescribed form for such deferral of payment of this special assessment on said owner’s property.
Dated: July 29, 2015.
/s/ Gene Gilbert
City Clerk
City of Howard Lake
Published in the Herald Journal Aug. 3, 2015.

Notice of Public Hearing
Notice is hereby given, that on Tuesday, August 11, 2015 the Middleville Township Planning Commission will hold a hearing at the Middleville Township Hall at 7:00 p.m. to consider the following items:
Jordan and Marvin Ortquist are requesting a renewal of their Conditional Use Permit for the purpose of mining gravel on their property in the SE 1⁄4 of section 8 in Middleville Township. Jordan Ortquist is also requesting a renewal of his Conditional Use Permit for the purpose of mining gravel on his property in the W1⁄2 of the SW1⁄4 of section 7 in Middleville Township.
Such persons that desire to be heard with reference to the proposed CUPs will be heard at this time. If you do not attend the hearing or submit written comment, it will be assumed that you have no objections to the proposals.
Middleville Planning Commission
Joey Berg, Clerk
Published in the Herald Journal Aug. 3 and 10, 2015.

DEPARTMENT OF HOMELAND SECURITY
FEDERAL EMERGENCY MANAGEMENT AGENCY
Proposed Flood Hazard Determinations for the City Of Winsted, McLeod County, Minnesota, and Case No. 15-05-4471P.
The Department of Homeland Security’s Federal Emergency Management Agency (FEMA) solicits technical information or comments on proposed flood hazard determinations for the Flood Insurance Rate Map (FIRM), and where applicable, the Flood Insurance Study (FIS) report for your community. These flood hazard determinations may include the addition or modification of Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or the regulatory floodway.
The FIRM and, if applicable, the FIS report have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Title 44, Part 65 of the Code of Federal Regulations. These determinations are the basis for the floodplain management measures that your community is required to adopt or show evidence of having in effect to qualify or remain qualified for participation in the National Flood Insurance Program.
For more information on the proposed flood hazard determinations and information on the statutory 90-day period provided for appeals, please visit FEMA’s website at www.fema.gov/plan/prevent/fhm/bfe, or call the FEMA Map Information eXchange (FMIX) toll free at 1-877-FEMA MAP (1-877-336-2627).
Published in the Herald Journal Aug. 3 and 10, 2015.

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE
YOU ARE NOTIFIED THAT,
1. Default has occurred in the conditions of the Declarations of The Pointe Village Homes, Wright County, Minnesota, by Nathan J. Lindstrom, as fee owner of the below-described property subject to said Declarations.
2. Pursuant to the Declarations of The Pointe Village Homes filed for record with the Wright County Recorder on May 25, 2001 as Document No. 742865, and all amendments thereto, and Minnesota Statutes, a statutory lien exists for unpaid assessments and fees incurred from August 1, 2012 to the date of this notice.
3. No action or proceeding has been instituted at law to recover the debt secured by the statutory lien or any part thereof, or if an action has been instituted it has been dismissed or discharged prior to the commencement of these proceedings.
4. The holder of the lien has complied with all conditions precedent to acceleration of the debt secured by the assessment lien and foreclosure of said lien, and all notice and other requirements of applicable statutes.
5. As of the date of this notice the amount due, after acceleration pursuant to the Association’s Declarations and By-laws, is $5,933.82.
6. As of the date of this notice, the names of all parties that have been released from liability for the assessment lien are as follows: NONE.
7. Pursuant to the provisions of the Declarations of The Pointe Village Homes, the lien will be foreclosed and the land located at 16206 71st Street NE, Otsego, Minnesota 55330, in the County of Wright, State of Minnesota, legally described as follows:
Unit No. 71, CIC No. 39 The Pointe Village Homes, Wright County, Minnesota
will be sold by the sheriff of said county at public auction on September 23, 2015, at 10:00 a.m., at the Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313 in said county and state, to pay the debt then secured by said lien, including any additional assessments and late fees that may become due through the date of sale, along with the costs, attorneys fees and disbursements allowed by law.
8. The time allowed by law for redemption by the mortgagors, or mortgagor’s personal representatives or assigns is six (6) months after the date of said sale.
9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTE, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
10. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Dated as of July 29, 2015
BERNICK LIFSON, PA
By: Daniel B. Greenstein (142104)
Attorneys for The Pointe Village Homes Association, Inc.
5500 Wayzata Boulevard, Suite 1200
Minneapolis, Minnesota 55416
Telephone: 763-746-9227
Published in the Herald Journal Aug. 3, 10, 17, 24, 31, and Sept. 7, 2015.

15-100597
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 25, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00
MORTGAGOR(S): Joshua R. Knoblach and Joyelle M. Knoblach, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1001337-0001697606-3
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Bank, N.A.
SERVICER: New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing
DATE AND PLACE OF FILING: Filed October 5, 2006, Wright County Recorder, as Document Number A 1028119
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWALT, Inc., Alternative Loan Trust 2007-OA2, Mortgage Pass-Through Certificates, Series 2007-OA2
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Albert Villas Third Addition
PROPERTY ADDRESS: 5088 Kahl Avenue NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101-081-002070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $273,415.54
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 21, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 21, 2016, or the next business day if March 21, 2016 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 28, 2015
The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWALT, Inc., Alternative Loan Trust 2007-OA2, Mortgage Pass-Through Certificates, Series 2007-OA2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Tracy J. Halliday - 034610X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Aug. 3, 10, 17, 24, 31, and Sept. 7, 2015.

15-101119
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 16, 2013
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,247.00
MORTGAGOR(S): Robert Urvina and Kristina E. Urvina, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1003502-0000272113-2
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgage Research Center, LLC DBA Veterans United Home Loans
SERVICER: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed July 23, 2013, Wright County Recorder, as Document Number A1242922
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.
LEGAL DESCRIPTION OF PROPERTY: Lots 4,, 5 and 6, Block 2, Schmidt’s Addition
PROPERTY ADDRESS: 14058 47th St SW, Cokato, MN 55321
PROPERTY IDENTIFICATION NUMBER: 205-011-002050
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $311,329.67
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 25, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 25, 2016, or the next business day if March 25, 2016 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 29, 2015
Wells Fargo Bank, NA
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Tracy J. Halliday - 034610X
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Aug. 3, 10, 17, 24, 31, and Sept. 7, 2015.